Best Cheap Auto Insurance in Muenster, TX (2021)

The average Muenster, TX auto insurance rates are $299 per month. The minimum auto insurance in Muenster is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Muenster, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Muenster for teen drivers is Progressive
  • The minimum auto insurance required in Muenster, Texas is 30/60/25
  • Average auto insurance rates in Muenster, TX for senior drivers are $2,170 per year

Muenster, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Muenster can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Muenster, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Muenster to other Texas cities, including El Paso auto insurance rates, Corpus Christi auto insurance rates, and San Antonio auto insurance rates to see how Muenster, Texas auto insurance rates stack up.

Before you buy Muenster, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Muenster, Texas auto insurance quotes.

Minimum Auto Insurance in Muenster, Texas

Muenster, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Muenster, Texas.

Minimum Required Auto Insurance Coverage in Muenster, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Muenster, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Muenster, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Muenster, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,261 $3,284 $3,219 $3,219 $8,693 $10,473 $4,028 $4,187
American Family $2,338 $2,586 $2,158 $2,454 $5,898 $7,743 $3,295 $3,751
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,328 $2,207 $2,088 $2,119 $10,016 $11,185 $2,759 $2,791
State Farm $1,840 $1,840 $1,635 $1,635 $4,362 $5,553 $1,998 $2,063
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

Cheap Muenster, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Muenster, Texas is a challenge. Take a look at the annual teen auto insurance rates in Muenster, Texas.

Annual Auto Insurance Rates for Teen Drivers in Muenster, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,693 $10,473
American Family $5,898 $7,743
GEICO $4,903 $5,122
Nationwide $6,987 $8,998
Progressive $10,016 $11,185
State Farm $4,362 $5,553
USAA $4,080 $4,452

Cheap Muenster, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Muenster, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Muenster, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,219
American Family $2,158 $2,454
GEICO $2,176 $2,446
Nationwide $2,158 $2,290
Progressive $2,088 $2,119
State Farm $1,635 $1,635
USAA $1,394 $1,386

Cheap Muenster, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Muenster, Texas compared to the annual auto insurance rates with a clean record in Muenster, Texas.

Annual Muenster, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,899 $6,056 $6,329 $3,899
American Family $3,457 $4,360 $3,837 $3,457
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,867 $5,025 $4,509 $4,346
State Farm $2,330 $2,665 $3,139 $2,330
USAA $1,708 $2,512 $2,965 $1,960

Cheap Muenster, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Muenster, Texas is not easy. Compare the annual rates for DUI auto insurance in Muenster, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Muenster, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,329
American Family $3,837
GEICO $2,858
Nationwide $5,059
Progressive $4,509
State Farm $3,139
USAA $2,965

Cheap Muenster, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Muenster, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Muenster, Texas

Insurance Company Poor Fair Good
Allstate $6,407 $4,702 $4,028
American Family $5,233 $3,252 $2,849
GEICO $4,680 $2,657 $1,777
Nationwide $4,708 $3,777 $3,283
Progressive $4,973 $4,322 $4,014
State Farm $3,704 $2,306 $1,837
USAA $3,364 $1,938 $1,557

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Cheap Muenster, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Muenster, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Muenster, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Muenster, Texas

ZIP Code Average Annual Rates
76252 $5,363

Cheap Muenster, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Muenster, Texas auto insurance. Find the cheapest annual Muenster, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Muenster, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,923 $5,168
American Family $3,778 $3,778
GEICO $2,980 $3,096
Nationwide $3,922 $3,922
Progressive $4,437 $4,437
State Farm $2,616 $2,616
USAA $2,258 $2,315

Cheap Muenster, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Muenster, Texas? Check out the comparison of annual Muenster, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Muenster, Texas

Insurance Company Low Medium High
Allstate $4,924 $5,000 $5,213
American Family $3,531 $3,647 $4,156
GEICO $2,892 $3,002 $3,220
Nationwide $4,246 $3,753 $3,768
Progressive $4,201 $4,417 $4,692
State Farm $2,490 $2,609 $2,748
USAA $2,215 $2,278 $2,366

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Best By Category: Cheapest Auto Insurance in Muenster, Texas

Compare the cheapest auto insurance companies in Muenster, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Muenster, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Muenster, Texas Auto Insurance Companies

What auto insurance companies in Muenster, Texas are the cheapest? Compare the top Muenster, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Muenster, Texas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $3,778
GEICO $3,038
Nationwide $3,922
Progressive $4,437
State Farm $2,616
USAA $2,286

What affects auto insurance rates in Muenster, Texas?

There are a lot of reasons why auto insurance rates in Muenster, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Muenster, Texas. Many local factors may affect your Muenster auto insurance rates.

Muenster Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Muenster, Texas commute length is 16.9 minutes according to City-Data.

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Compare Muenster, Texas Auto Insurance Quotes

Before you buy Muenster, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Muenster, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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