Best Cheap Auto Insurance in Mountain Village, CO (2021)

The average Mountain Village, CO auto insurance rates are $309 per month. The minimum auto insurance in Mountain Village is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Mountain Village, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Mountain Village for teen drivers is Allstate
  • Average auto insurance rates in Mountain Village, CO for senior drivers are $2,195 per year
  • The cheapest auto insurance company in Mountain Village is GEICO

Mountain Village, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Mountain Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mountain Village, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Mountain Village to other Colorado cities, including Aurora auto insurance rates, Arvada auto insurance rates, and Lakewood auto insurance rates to see how Mountain Village, Colorado auto insurance rates stack up.

Before you buy Mountain Village, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mountain Village, Colorado auto insurance quotes.

Minimum Auto Insurance in Mountain Village, Colorado

Mountain Village, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mountain Village, Colorado.

Minimum Required Auto Insurance Coverage in Mountain Village, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mountain Village, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mountain Village, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mountain Village, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $2,926 $2,899 $2,663 $2,880 $10,661 $10,650 $3,192 $3,210
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,955 $1,952 $1,638 $1,794 $5,411 $5,916 $1,983 $2,041
Nationwide $2,342 $2,393 $2,090 $2,217 $5,853 $7,521 $2,684 $2,907
Progressive $2,472 $2,310 $2,124 $2,121 $8,361 $9,382 $2,801 $2,734
State Farm $1,991 $1,991 $1,765 $1,765 $5,445 $6,932 $2,218 $2,623
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Mountain Village, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mountain Village, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Mountain Village, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Mountain Village, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,867 $7,848
Farmers $10,661 $10,650
GEICO $5,555 $5,909
Liberty Mutual $5,411 $5,916
Nationwide $5,853 $7,521
Progressive $8,361 $9,382
State Farm $5,445 $6,932
USAA $5,325 $6,108

Cheap Mountain Village, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Mountain Village, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mountain Village, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,184 $2,184
Farmers $2,663 $2,880
GEICO $1,866 $2,072
Liberty Mutual $1,638 $1,794
Nationwide $2,090 $2,217
Progressive $2,124 $2,121
State Farm $1,765 $1,765
USAA $2,042 $2,056

Cheap Mountain Village, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mountain Village, Colorado compared to the annual auto insurance rates with a clean record in Mountain Village, Colorado.

Annual Mountain Village, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,129 $5,298 $5,231 $4,881
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,470 $2,901 $3,040 $2,935
Nationwide $2,683 $3,679 $4,683 $2,958
Progressive $3,508 $4,850 $3,702 $4,091
State Farm $2,865 $3,317 $3,091 $3,091
USAA $2,344 $2,849 $4,987 $2,642

Cheap Mountain Village, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mountain Village, Colorado is not easy. Compare the annual rates for DUI auto insurance in Mountain Village, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Mountain Village, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,854
Farmers $5,231
GEICO $3,517
Liberty Mutual $3,040
Nationwide $4,683
Progressive $3,702
State Farm $3,091
USAA $4,987

Cheap Mountain Village, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mountain Village, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mountain Village, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,610 $3,271 $2,742
Farmers $5,708 $4,588 $4,359
GEICO $3,396 $2,827 $2,257
Liberty Mutual $4,073 $2,466 $1,970
Nationwide $4,239 $3,346 $2,918
Progressive $4,591 $3,919 $3,604
State Farm $4,295 $2,757 $2,221
USAA $4,757 $2,700 $2,160

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Cheap Mountain Village, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mountain Village, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Mountain Village, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mountain Village, Colorado

ZIP Code Average Annual Rates
81435 $3,410

Cheap Mountain Village, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Mountain Village, Colorado auto insurance. Find the cheapest annual Mountain Village, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mountain Village, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,466 $3,616
Farmers $4,885 $4,885
GEICO $2,763 $2,890
Liberty Mutual $2,837 $2,837
Nationwide $3,501 $3,501
Progressive $4,038 $4,038
State Farm $3,017 $3,165
USAA $3,115 $3,296

Cheap Mountain Village, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mountain Village, Colorado? Check out the comparison of annual Mountain Village, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mountain Village, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,372 $3,615 $3,636
Farmers $4,256 $4,812 $5,586
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,713 $2,829 $2,968
Nationwide $3,554 $3,498 $3,451
Progressive $3,804 $4,047 $4,262
State Farm $2,925 $3,091 $3,258
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Mountain Village, Colorado

Compare the cheapest auto insurance companies in Mountain Village, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mountain Village, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Mountain Village, Colorado Auto Insurance Companies

What auto insurance companies in Mountain Village, Colorado are the cheapest? Compare the top Mountain Village, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mountain Village, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,541
Farmers $4,885
GEICO $2,827
Liberty Mutual $2,837
Nationwide $3,501
Progressive $4,038
State Farm $3,091
USAA $3,206

What affects auto insurance rates in Mountain Village, Colorado?

There are a lot of reasons why auto insurance rates in Mountain Village, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mountain Village, Colorado. Many local factors may affect your Mountain Village auto insurance rates.

Mountain Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mountain Village, Colorado commute length is 14.5 minutes according to City-Data.

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Compare Mountain Village, Colorado Auto Insurance Quotes

Before you buy Mountain Village, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mountain Village, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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