Best Cheap Auto Insurance in Mountain Home, TX (2021)

The average Mountain Home, TX auto insurance rates are $317 per month. The minimum auto insurance in Mountain Home is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mountain Home, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Mountain Home, Texas is 30/60/25
  • Average auto insurance rates in Mountain Home, TX for senior drivers are $2,296 per year
  • The cheapest auto insurance company in Mountain Home is USAA

Mountain Home, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mountain Home can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mountain Home, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mountain Home to other Texas cities, including El Paso auto insurance rates, Austin auto insurance rates, and Houston auto insurance rates to see how Mountain Home, Texas auto insurance rates stack up.

Before you buy Mountain Home, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mountain Home, Texas auto insurance quotes.

Minimum Auto Insurance in Mountain Home, Texas

Mountain Home, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mountain Home, Texas.

Minimum Required Auto Insurance Coverage in Mountain Home, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mountain Home, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mountain Home, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mountain Home, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,406 $3,450 $3,365 $3,365 $8,936 $10,845 $4,240 $4,443
American Family $2,602 $2,889 $2,404 $2,747 $6,676 $8,729 $3,695 $4,202
GEICO $2,298 $2,470 $2,206 $2,485 $4,933 $5,141 $2,481 $2,482
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,829 $2,675 $2,526 $2,568 $12,176 $13,591 $3,353 $3,383
State Farm $2,081 $2,081 $1,841 $1,841 $4,834 $6,135 $2,252 $2,326
USAA $1,459 $1,470 $1,388 $1,381 $4,046 $4,421 $1,941 $2,090

Cheap Mountain Home, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mountain Home, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mountain Home, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mountain Home, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,936 $10,845
American Family $6,676 $8,729
GEICO $4,933 $5,141
Nationwide $6,162 $7,918
Progressive $12,176 $13,591
State Farm $4,834 $6,135
USAA $4,046 $4,421

Cheap Mountain Home, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mountain Home, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mountain Home, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,365 $3,365
American Family $2,404 $2,747
GEICO $2,206 $2,485
Nationwide $1,957 $2,074
Progressive $2,526 $2,568
State Farm $1,841 $1,841
USAA $1,388 $1,381

Cheap Mountain Home, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mountain Home, Texas compared to the annual auto insurance rates with a clean record in Mountain Home, Texas.

Annual Mountain Home, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,113 $6,269 $6,530 $4,113
American Family $3,875 $4,909 $4,312 $3,875
GEICO $2,601 $3,415 $2,879 $3,352
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,687 $6,105 $5,480 $5,279
State Farm $2,614 $2,977 $3,490 $2,614
USAA $1,702 $2,498 $2,946 $1,952

Cheap Mountain Home, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mountain Home, Texas is not easy. Compare the annual rates for DUI auto insurance in Mountain Home, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mountain Home, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,530
American Family $4,312
GEICO $2,879
Nationwide $4,489
Progressive $5,480
State Farm $3,490
USAA $2,946

Cheap Mountain Home, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mountain Home, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mountain Home, Texas

Insurance Company Poor Fair Good
Allstate $6,692 $4,894 $4,183
American Family $5,847 $3,675 $3,206
GEICO $4,718 $2,677 $1,790
Nationwide $4,195 $3,365 $2,927
Progressive $6,051 $5,246 $4,866
State Farm $4,147 $2,575 $2,049
USAA $3,355 $1,924 $1,544

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Cheap Mountain Home, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mountain Home, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mountain Home, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mountain Home, Texas

ZIP Code Average Annual Rates
78058 $5,733

Cheap Mountain Home, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mountain Home, Texas auto insurance. Find the cheapest annual Mountain Home, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mountain Home, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,134 $5,378
American Family $4,243 $4,243
GEICO $3,003 $3,121
Nationwide $3,496 $3,496
Progressive $5,387 $5,387
State Farm $2,924 $2,924
USAA $2,246 $2,303

Cheap Mountain Home, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mountain Home, Texas? Check out the comparison of annual Mountain Home, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mountain Home, Texas

Insurance Company Low Medium High
Allstate $5,163 $5,221 $5,384
American Family $3,954 $4,090 $4,685
GEICO $2,904 $3,022 $3,260
Nationwide $3,769 $3,346 $3,372
Progressive $5,079 $5,361 $5,722
State Farm $2,788 $2,918 $3,066
USAA $2,208 $2,267 $2,349

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Best By Category: Cheapest Auto Insurance in Mountain Home, Texas

Compare the cheapest auto insurance companies in Mountain Home, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mountain Home, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mountain Home, Texas Auto Insurance Companies

What auto insurance companies in Mountain Home, Texas are the cheapest? Compare the top Mountain Home, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mountain Home, Texas

Insurance Company Average Annual Rates
Allstate $5,256
American Family $4,243
GEICO $3,062
Nationwide $3,496
Progressive $5,387
State Farm $2,924
USAA $2,275

Compare Mountain Home, Texas Auto Insurance Quotes

Before you buy Mountain Home, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mountain Home, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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