Best Cheap Auto Insurance in Mountain City, GA (2021)

The average Mountain City, GA auto insurance rates are $406 per month. The minimum auto insurance in Mountain City is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Mountain City, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Mountain City is 20.2 minutes
  • The most expensive auto insurance company in Mountain City for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Mountain City, Georgia is 25/50/25

Mountain City, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Mountain City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mountain City, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Mountain City to other Georgia cities, including Warner Robins auto insurance rates, Savannah auto insurance rates, and Johns Creek auto insurance rates to see how Mountain City, Georgia auto insurance rates stack up.

Before you buy Mountain City, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mountain City, Georgia auto insurance quotes.

Minimum Auto Insurance in Mountain City, Georgia

Mountain City, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mountain City, Georgia.

Minimum Required Auto Insurance Coverage in Mountain City, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mountain City, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mountain City, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mountain City, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,668 $1,649 $1,619 $1,619 $5,015 $6,014 $2,164 $2,395
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,740 $2,540 $2,350 $2,471 $8,684 $9,638 $3,193 $3,380
State Farm $2,193 $2,193 $1,976 $1,976 $5,984 $7,834 $2,410 $2,616
USAA $1,762 $1,757 $1,618 $1,629 $6,286 $7,498 $2,190 $2,419

Cheap Mountain City, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mountain City, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Mountain City, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Mountain City, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $5,015 $6,014
Liberty Mutual $21,834 $24,354
Nationwide $11,303 $14,550
Progressive $8,684 $9,638
State Farm $5,984 $7,834
USAA $6,286 $7,498

Cheap Mountain City, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Mountain City, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mountain City, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,619 $1,619
Liberty Mutual $4,210 $4,763
Nationwide $3,588 $3,941
Progressive $2,350 $2,471
State Farm $1,976 $1,976
USAA $1,618 $1,629

Cheap Mountain City, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mountain City, Georgia compared to the annual auto insurance rates with a clean record in Mountain City, Georgia.

Annual Mountain City, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,866 $2,336 $4,778 $2,091
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,442 $6,047 $4,006 $4,003
State Farm $3,087 $3,708 $3,398 $3,398
USAA $2,400 $3,024 $4,484 $2,671

Cheap Mountain City, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mountain City, Georgia is not easy. Compare the annual rates for DUI auto insurance in Mountain City, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Mountain City, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,700
GEICO $4,778
Liberty Mutual $11,524
Nationwide $8,699
Progressive $4,006
State Farm $3,398
USAA $4,484

Cheap Mountain City, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mountain City, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mountain City, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,481 $2,447 $2,375
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $7,439 $6,032 $5,276
Progressive $4,922 $4,255 $3,946
State Farm $4,816 $3,000 $2,377
USAA $4,110 $2,876 $2,449

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Cheap Mountain City, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mountain City, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Mountain City, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mountain City, Georgia

ZIP Code Average Annual Rates
30562 $4,719

Cheap Mountain City, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Mountain City, Georgia auto insurance. Find the cheapest annual Mountain City, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mountain City, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,721 $2,815
Liberty Mutual $9,654 $9,654
Nationwide $6,249 $6,249
Progressive $4,374 $4,374
State Farm $3,398 $3,398
USAA $3,002 $3,288

Cheap Mountain City, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mountain City, Georgia? Check out the comparison of annual Mountain City, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mountain City, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,576 $2,781 $2,946
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $6,130 $6,360 $6,258
Progressive $4,074 $4,317 $4,732
State Farm $3,181 $3,400 $3,612
USAA $3,029 $3,131 $3,274

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Best By Category: Cheapest Auto Insurance in Mountain City, Georgia

Compare the cheapest auto insurance companies in Mountain City, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mountain City, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Mountain City, Georgia Auto Insurance Companies

What auto insurance companies in Mountain City, Georgia are the cheapest? Compare the top Mountain City, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mountain City, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,768
Liberty Mutual $9,654
Nationwide $6,249
Progressive $4,374
State Farm $3,398
USAA $3,145

What affects auto insurance rates in Mountain City, Georgia?

There are a lot of reasons why auto insurance rates in Mountain City, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mountain City, Georgia. Many local factors may affect your Mountain City auto insurance rates.

Mountain City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mountain City, Georgia commute length is 20.2 minutes according to City-Data.

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Compare Mountain City, Georgia Auto Insurance Quotes

Before you buy Mountain City, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mountain City, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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