Best Cheap Auto Insurance in Mount Washington, KY (2021)

The average Mount Washington, KY auto insurance rates are $388 per month. The minimum auto insurance in Mount Washington is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Mount Washington, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Mount Washington, KY for senior drivers are $2,564 per year
  • The minimum auto insurance required in Mount Washington, Kentucky is 25/50/25
  • The average commute length in Mount Washington is 33.3 minutes

Mount Washington, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Mount Washington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Washington, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Washington to other Kentucky cities, including Covington auto insurance rates, Richmond auto insurance rates, and Nicholasville auto insurance rates to see how Mount Washington, Kentucky auto insurance rates stack up.

Before you buy Mount Washington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Washington, Kentucky auto insurance quotes.

Minimum Auto Insurance in Mount Washington, Kentucky

Mount Washington, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Washington, Kentucky.

Minimum Required Auto Insurance Coverage in Mount Washington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mount Washington, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Washington, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Washington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,446 $3,394 $3,137 $3,346 $13,331 $14,976 $3,771 $3,958
GEICO $4,053 $3,747 $4,269 $3,866 $8,717 $10,210 $3,293 $2,820
Liberty Mutual $2,804 $3,037 $2,363 $2,650 $12,146 $13,479 $2,931 $3,051
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,243 $2,121 $2,027 $2,033 $11,207 $12,649 $2,777 $2,810
State Farm $1,636 $1,636 $1,458 $1,458 $4,637 $5,908 $1,822 $2,006
Travelers $2,380 $2,419 $2,359 $2,356 $11,791 $18,870 $2,500 $2,860
USAA $1,923 $1,918 $1,749 $1,768 $5,271 $5,523 $2,423 $2,644

Cheap Mount Washington, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Washington, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Mount Washington, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Mount Washington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,331 $14,976
GEICO $8,717 $10,210
Liberty Mutual $12,146 $13,479
Nationwide $7,618 $9,461
Progressive $11,207 $12,649
State Farm $4,637 $5,908
Travelers $11,791 $18,870
USAA $5,271 $5,523

Cheap Mount Washington, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Mount Washington, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Washington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,137 $3,346
GEICO $4,269 $3,866
Liberty Mutual $2,363 $2,650
Nationwide $3,031 $3,157
Progressive $2,027 $2,033
State Farm $1,458 $1,458
Travelers $2,359 $2,356
USAA $1,749 $1,768

Cheap Mount Washington, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Washington, Kentucky compared to the annual auto insurance rates with a clean record in Mount Washington, Kentucky.

Annual Mount Washington, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,080 $6,678 $7,160 $5,760
GEICO $3,058 $5,431 $8,251 $3,747
Liberty Mutual $4,425 $6,817 $5,291 $4,697
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,911 $5,821 $4,457 $4,745
State Farm $2,363 $2,777 $2,570 $2,570
Travelers $4,950 $5,092 $7,410 $5,316
USAA $2,182 $3,087 $3,708 $2,632

Cheap Mount Washington, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Washington, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Mount Washington, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Washington, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,160
GEICO $8,251
Liberty Mutual $5,291
Nationwide $6,153
Progressive $4,457
State Farm $2,570
Travelers $7,410
USAA $3,708

Cheap Mount Washington, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Washington, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Washington, Kentucky

Insurance Company Poor Fair Good
Allstate $8,173 $5,647 $4,689
GEICO $8,423 $4,205 $2,738
Liberty Mutual $7,568 $4,671 $3,684
Nationwide $5,732 $4,513 $3,919
Progressive $5,270 $4,618 $4,312
State Farm $3,704 $2,247 $1,759
Travelers $6,343 $5,376 $5,356
USAA $4,288 $2,431 $1,989

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Cheap Mount Washington, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Washington, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Mount Washington, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Washington, Kentucky

ZIP Code Average Annual Rates
40047 $4,187

Cheap Mount Washington, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Washington, Kentucky auto insurance. Find the cheapest annual Mount Washington, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Washington, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,170 $6,170
GEICO $5,074 $5,170
Liberty Mutual $5,308 $5,308
Nationwide $4,721 $4,721
Progressive $4,733 $4,733
State Farm $2,505 $2,636
Travelers $5,692 $5,692
USAA $2,794 $3,011

Cheap Mount Washington, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Washington, Kentucky? Check out the comparison of annual Mount Washington, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Washington, Kentucky

Insurance Company Low Medium High
Allstate $5,651 $6,141 $6,718
GEICO $4,708 $5,123 $5,535
Liberty Mutual $5,034 $5,274 $5,615
Nationwide $4,750 $4,668 $4,746
Progressive $4,315 $4,666 $5,218
State Farm $2,386 $2,566 $2,759
Travelers $5,407 $5,721 $5,948
USAA $2,740 $2,894 $3,072

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Best By Category: Cheapest Auto Insurance in Mount Washington, Kentucky

Compare the cheapest auto insurance companies in Mount Washington, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Washington, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Mount Washington, Kentucky Auto Insurance Companies

What auto insurance companies in Mount Washington, Kentucky are the cheapest? Compare the top Mount Washington, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Washington, Kentucky

Insurance Company Average Annual Rates
Allstate $6,170
GEICO $5,122
Liberty Mutual $5,308
Nationwide $4,721
Progressive $4,733
State Farm $2,570
Travelers $5,692
USAA $2,902

What affects auto insurance rates in Mount Washington, Kentucky?

There are a lot of reasons why auto insurance rates in Mount Washington, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Washington, Kentucky. Many local factors may affect your Mount Washington auto insurance rates.

Mount Washington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Washington, Kentucky commute length is 33.3 minutes according to City-Data.

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Compare Mount Washington, Kentucky Auto Insurance Quotes

Before you buy Mount Washington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Washington, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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