Best Cheap Auto Insurance in Mount Vernon, TX (2021)

The average Mount Vernon, TX auto insurance rates are $305 per month. The minimum auto insurance in Mount Vernon is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mount Vernon, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Mount Vernon, TX for senior drivers are $2,218 per year
  • The average commute length in Mount Vernon is 23.8 minutes
  • The minimum auto insurance required in Mount Vernon, Texas is 30/60/25

Mount Vernon, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mount Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Vernon, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Vernon to other Texas cities, including Corpus Christi auto insurance rates, Arlington auto insurance rates, and San Antonio auto insurance rates to see how Mount Vernon, Texas auto insurance rates stack up.

Before you buy Mount Vernon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Vernon, Texas auto insurance quotes.

Minimum Auto Insurance in Mount Vernon, Texas

Mount Vernon, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Vernon, Texas.

Minimum Required Auto Insurance Coverage in Mount Vernon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mount Vernon, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Vernon, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,321 $2,586 $2,195 $2,514 $6,227 $8,113 $3,342 $3,801
GEICO $2,260 $2,415 $2,156 $2,404 $4,772 $4,977 $2,434 $2,443
Nationwide $2,303 $2,344 $2,035 $2,156 $6,487 $8,335 $2,701 $2,923
Progressive $2,571 $2,430 $2,285 $2,331 $10,835 $12,067 $3,037 $3,071
State Farm $1,891 $1,891 $1,680 $1,680 $4,483 $5,707 $2,052 $2,119
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Cheap Mount Vernon, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Vernon, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mount Vernon, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $6,227 $8,113
GEICO $4,772 $4,977
Nationwide $6,487 $8,335
Progressive $10,835 $12,067
State Farm $4,483 $5,707
USAA $4,127 $4,506

Cheap Mount Vernon, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mount Vernon, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,195 $2,514
GEICO $2,156 $2,404
Nationwide $2,035 $2,156
Progressive $2,285 $2,331
State Farm $1,680 $1,680
USAA $1,415 $1,408

Cheap Mount Vernon, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Vernon, Texas compared to the annual auto insurance rates with a clean record in Mount Vernon, Texas.

Annual Mount Vernon, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $3,550 $4,495 $3,954 $3,550
GEICO $2,534 $3,310 $2,817 $3,268
Nationwide $3,175 $3,175 $4,705 $3,587
Progressive $4,207 $5,451 $4,917 $4,738
State Farm $2,394 $2,738 $3,225 $2,394
USAA $1,733 $2,547 $3,003 $1,988

Cheap Mount Vernon, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Vernon, Texas is not easy. Compare the annual rates for DUI auto insurance in Mount Vernon, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Vernon, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $3,954
GEICO $2,817
Nationwide $4,705
Progressive $4,917
State Farm $3,225
USAA $3,003

Cheap Mount Vernon, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Vernon, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $5,314 $3,384 $2,965
GEICO $4,593 $2,609 $1,746
Nationwide $4,393 $3,525 $3,064
Progressive $5,434 $4,698 $4,353
State Farm $3,807 $2,369 $1,887
USAA $3,413 $1,963 $1,577

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Cheap Mount Vernon, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Vernon, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mount Vernon, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Vernon, Texas

ZIP Code Average Annual Rates
75457 $5,475

Cheap Mount Vernon, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Vernon, Texas auto insurance. Find the cheapest annual Mount Vernon, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,151 $5,401
American Family $3,887 $3,887
GEICO $2,925 $3,040
Nationwide $3,660 $3,660
Progressive $4,828 $4,828
State Farm $2,688 $2,688
USAA $2,288 $2,347

Cheap Mount Vernon, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Vernon, Texas? Check out the comparison of annual Mount Vernon, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $3,591 $3,730 $4,341
GEICO $2,841 $2,949 $3,158
Nationwide $3,947 $3,503 $3,532
Progressive $4,593 $4,802 $5,089
State Farm $2,556 $2,680 $2,827
USAA $2,245 $2,309 $2,398

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Best By Category: Cheapest Auto Insurance in Mount Vernon, Texas

Compare the cheapest auto insurance companies in Mount Vernon, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Vernon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mount Vernon, Texas Auto Insurance Companies

What auto insurance companies in Mount Vernon, Texas are the cheapest? Compare the top Mount Vernon, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Vernon, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $3,887
GEICO $2,983
Nationwide $3,660
Progressive $4,828
State Farm $2,688
USAA $2,318

What affects auto insurance rates in Mount Vernon, Texas?

There are a lot of reasons why auto insurance rates in Mount Vernon, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Vernon, Texas. Many local factors may affect your Mount Vernon auto insurance rates.

Mount Vernon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Vernon, Texas commute length is 23.8 minutes according to City-Data.

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Compare Mount Vernon, Texas Auto Insurance Quotes

Before you buy Mount Vernon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Vernon, Texas auto insurance quotes.

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