Best Cheap Auto Insurance in Mount Vernon, NY (2021)

The average Mount Vernon, NY auto insurance rates are $537 per month. The minimum auto insurance in Mount Vernon is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Mount Vernon, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Mount Vernon for teen drivers is Allstate
  • The average commute length in Mount Vernon is 36.6 minutes
  • The cheapest auto insurance company in Mount Vernon is GEICO

Mount Vernon, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Mount Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Vernon, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Vernon to other New York cities, including Albany auto insurance rates, Rochester auto insurance rates, and Mount Vernon auto insurance rates to see how Mount Vernon, New York auto insurance rates stack up.

Before you buy Mount Vernon, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Vernon, New York auto insurance quotes.

Minimum Auto Insurance in Mount Vernon, New York

Mount Vernon, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Vernon, New York.

Minimum Required Auto Insurance Coverage in Mount Vernon, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mount Vernon, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Vernon, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,514 $5,019 $5,236 $5,248 $16,046 $16,859 $5,154 $5,059
GEICO $2,753 $2,645 $2,671 $2,631 $5,956 $8,810 $2,473 $2,525
Liberty Mutual $6,649 $6,649 $6,189 $6,189 $13,001 $18,841 $6,649 $7,066
Nationwide $4,383 $4,383 $4,123 $4,123 $8,032 $12,085 $4,383 $5,660
Progressive $3,692 $3,364 $2,875 $2,946 $12,402 $13,575 $4,681 $4,432
State Farm $3,971 $3,971 $3,483 $3,483 $11,668 $14,285 $4,392 $4,607
Travelers $5,097 $4,994 $4,638 $4,873 $11,992 $14,138 $5,331 $5,434
USAA $2,904 $2,855 $2,632 $2,638 $11,869 $14,112 $3,741 $4,148

Cheap Mount Vernon, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Vernon, New York is a challenge. Take a look at the annual teen auto insurance rates in Mount Vernon, New York.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,046 $16,859
GEICO $5,956 $8,810
Liberty Mutual $13,001 $18,841
Nationwide $8,032 $12,085
Progressive $12,402 $13,575
State Farm $11,668 $14,285
Travelers $11,992 $14,138
USAA $11,869 $14,112

Cheap Mount Vernon, New York Auto Insurance for Seniors

What are senior auto insurance rates in Mount Vernon, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,236 $5,248
GEICO $2,671 $2,631
Liberty Mutual $6,189 $6,189
Nationwide $4,123 $4,123
Progressive $2,875 $2,946
State Farm $3,483 $3,483
Travelers $4,638 $4,873
USAA $2,632 $2,638

Cheap Mount Vernon, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Vernon, New York compared to the annual auto insurance rates with a clean record in Mount Vernon, New York.

Annual Mount Vernon, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,761 $6,761 $9,966 $8,579
GEICO $2,932 $3,199 $6,169 $2,932
Liberty Mutual $7,029 $7,029 $14,528 $7,029
Nationwide $4,450 $4,450 $10,129 $4,556
Progressive $5,821 $5,821 $6,481 $5,861
State Farm $5,920 $5,920 $6,545 $6,545
Travelers $5,959 $7,583 $7,691 $7,016
USAA $5,002 $5,084 $7,279 $5,084

Cheap Mount Vernon, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Vernon, New York is not easy. Compare the annual rates for DUI auto insurance in Mount Vernon, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Vernon, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,966
GEICO $6,169
Liberty Mutual $14,528
Nationwide $10,129
Progressive $6,481
State Farm $6,545
Travelers $7,691
USAA $7,279

Cheap Mount Vernon, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Vernon, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, New York

Insurance Company Poor Fair Good
Allstate $11,859 $6,618 $5,574
GEICO $4,773 $3,505 $3,146
Liberty Mutual $12,482 $8,144 $6,086
Nationwide $5,896 $5,896 $5,896
Progressive $9,745 $4,793 $3,449
State Farm $8,800 $5,518 $4,379
Travelers $9,972 $6,049 $5,165
USAA $8,660 $4,349 $3,828

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Cheap Mount Vernon, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Vernon, New York can vary. Compare the annual cost of auto insurance by ZIP code in Mount Vernon, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Vernon, New York

ZIP Code Average Annual Rates
10550 $6,604
10552 $6,117
10553 $6,613

Cheap Mount Vernon, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Vernon, New York auto insurance. Find the cheapest annual Mount Vernon, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,901 $8,133
GEICO $3,696 $3,920
Liberty Mutual $8,645 $9,163
Nationwide $5,896 $5,896
Progressive $5,996 $5,996
State Farm $6,001 $6,464
Travelers $7,062 $7,062
USAA $5,555 $5,670

Cheap Mount Vernon, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Vernon, New York? Check out the comparison of annual Mount Vernon, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, New York

Insurance Company Low Medium High
Allstate $7,135 $7,954 $8,961
GEICO $3,584 $3,786 $4,054
Liberty Mutual $8,470 $8,881 $9,361
Nationwide $5,498 $5,839 $6,352
Progressive $5,634 $5,947 $6,407
State Farm $5,892 $6,270 $6,535
Travelers $6,629 $6,969 $7,588
USAA $5,413 $5,575 $5,849

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Best By Category: Cheapest Auto Insurance in Mount Vernon, New York

Compare the cheapest auto insurance companies in Mount Vernon, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Vernon, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Mount Vernon, New York Auto Insurance Companies

What auto insurance companies in Mount Vernon, New York are the cheapest? Compare the top Mount Vernon, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Vernon, New York

Insurance Company Average Annual Rates
Allstate $8,017
GEICO $3,808
Liberty Mutual $8,904
Nationwide $5,896
Progressive $5,996
State Farm $6,233
Travelers $7,062
USAA $5,612

What affects auto insurance rates in Mount Vernon, New York?

There are a lot of reasons why auto insurance rates in Mount Vernon, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Vernon, New York. Many local factors may affect your Mount Vernon auto insurance rates.

Mount Vernon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Vernon, New York commute length is 36.6 minutes according to City-Data.

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Compare Mount Vernon, New York Auto Insurance Quotes

Before you buy Mount Vernon, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Vernon, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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