Best Cheap Auto Insurance in Mount Sterling, IA (2021)

The average Mount Sterling, IA auto insurance rates are $250 per month. The minimum auto insurance in Mount Sterling is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Mount Sterling, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Mount Sterling, Iowa is 20/40/15
  • Average auto insurance rates in Mount Sterling, IA for senior drivers are $1,681 per year
  • The most expensive auto insurance company in Mount Sterling for teen drivers is Travelers

Mount Sterling, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Mount Sterling can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Sterling, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Sterling to other Iowa cities, including Davenport auto insurance rates, Ames auto insurance rates, and Sioux City auto insurance rates to see how Mount Sterling, Iowa auto insurance rates stack up.

Before you buy Mount Sterling, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Sterling, Iowa auto insurance quotes.

Minimum Auto Insurance in Mount Sterling, Iowa

Mount Sterling, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Sterling, Iowa.

Minimum Required Auto Insurance Coverage in Mount Sterling, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mount Sterling, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Sterling, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Sterling, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,893 $1,843 $1,561 $1,612 $4,296 $4,864 $2,281 $2,456
State Farm $1,574 $1,574 $1,363 $1,363 $3,971 $5,072 $1,763 $1,992
Travelers $2,598 $2,654 $2,513 $2,522 $11,368 $18,110 $2,698 $3,210
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Cheap Mount Sterling, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Sterling, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Mount Sterling, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Mount Sterling, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,296 $4,864
State Farm $3,971 $5,072
Travelers $11,368 $18,110
USAA $3,285 $3,490

Cheap Mount Sterling, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Mount Sterling, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Sterling, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,561 $1,612
State Farm $1,363 $1,363
Travelers $2,513 $2,522
USAA $1,123 $1,146

Cheap Mount Sterling, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Sterling, Iowa compared to the annual auto insurance rates with a clean record in Mount Sterling, Iowa.

Annual Mount Sterling, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,101 $3,394 $2,275 $2,633
State Farm $2,180 $2,488 $2,334 $2,334
Travelers $4,169 $5,544 $7,420 $5,705
USAA $1,395 $1,870 $2,432 $1,602

Cheap Mount Sterling, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Sterling, Iowa is not easy. Compare the annual rates for DUI auto insurance in Mount Sterling, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Sterling, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,275
State Farm $2,334
Travelers $7,420
USAA $2,432

Cheap Mount Sterling, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Sterling, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Sterling, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $3,101 $2,474 $2,227
State Farm $3,325 $2,056 $1,621
Travelers $6,428 $5,481 $5,219
USAA $2,399 $1,648 $1,427

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Cheap Mount Sterling, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Sterling, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Mount Sterling, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Sterling, Iowa

ZIP Code Average Annual Rates
52573 $2,533

Cheap Mount Sterling, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Sterling, Iowa auto insurance. Find the cheapest annual Mount Sterling, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Sterling, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,744 $2,877
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,601 $2,601
State Farm $2,278 $2,390
Travelers $5,709 $5,709
USAA $1,758 $1,891

Cheap Mount Sterling, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Sterling, Iowa? Check out the comparison of annual Mount Sterling, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Sterling, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,474 $2,609 $2,719
State Farm $2,239 $2,345 $2,419
Travelers $5,379 $5,795 $5,953
USAA $1,732 $1,830 $1,911

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Best By Category: Cheapest Auto Insurance in Mount Sterling, Iowa

Compare the cheapest auto insurance companies in Mount Sterling, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Sterling, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Mount Sterling, Iowa Auto Insurance Companies

What auto insurance companies in Mount Sterling, Iowa are the cheapest? Compare the top Mount Sterling, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Sterling, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,601
State Farm $2,334
Travelers $5,709
USAA $1,825

Compare Mount Sterling, Iowa Auto Insurance Quotes

Before you buy Mount Sterling, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Sterling, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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