Best Cheap Auto Insurance in Mount Pleasant, MI (2021)

The average Mount Pleasant, MI auto insurance rates are $741 per month. The minimum auto insurance in Mount Pleasant is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Mount Pleasant, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Mount Pleasant for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Mount Pleasant is USAA
  • The average commute length in Mount Pleasant is 14.3 minutes

Mount Pleasant, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Mount Pleasant can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Pleasant, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Pleasant to other Michigan cities, including Troy auto insurance rates, Sterling Heights auto insurance rates, and Livonia auto insurance rates to see how Mount Pleasant, Michigan auto insurance rates stack up.

Before you buy Mount Pleasant, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Pleasant, Michigan auto insurance quotes.

Minimum Auto Insurance in Mount Pleasant, Michigan

Mount Pleasant, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Pleasant, Michigan.

Minimum Required Auto Insurance Coverage in Mount Pleasant, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mount Pleasant, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Pleasant, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Pleasant, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,750 $12,750 $11,776 $11,776 $32,526 $32,526 $13,452 $13,452
Farmers $3,627 $3,627 $3,380 $3,380 $8,099 $8,099 $4,073 $4,073
GEICO $3,689 $3,689 $3,754 $3,754 $10,303 $10,303 $3,528 $3,528
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,140 $2,910 $2,771 $3,107 $11,405 $12,108 $3,653 $3,356
State Farm $6,556 $6,556 $6,054 $6,054 $22,585 $22,585 $7,685 $7,685
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,681 $2,529 $2,520 $2,374 $6,467 $6,111 $3,252 $3,106

Cheap Mount Pleasant, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Pleasant, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Mount Pleasant, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Mount Pleasant, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,526 $32,526
Farmers $8,099 $8,099
GEICO $10,303 $10,303
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $11,405 $12,108
State Farm $22,585 $22,585
Travelers $13,395 $13,395
USAA $6,467 $6,111

Cheap Mount Pleasant, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Mount Pleasant, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Pleasant, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,776 $11,776
Farmers $3,380 $3,380
GEICO $3,754 $3,754
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,771 $3,107
State Farm $6,054 $6,054
Travelers $3,858 $3,858
USAA $2,520 $2,374

Cheap Mount Pleasant, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Pleasant, Michigan compared to the annual auto insurance rates with a clean record in Mount Pleasant, Michigan.

Annual Mount Pleasant, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,682 $11,526 $38,214 $12,081
Farmers $4,036 $5,132 $5,060 $4,951
GEICO $1,887 $3,964 $11,955 $3,469
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,490 $5,913 $5,314 $5,508
State Farm $6,901 $8,229 $17,529 $10,222
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,922 $3,646 $4,769 $3,184

Cheap Mount Pleasant, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Pleasant, Michigan is not easy. Compare the annual rates for DUI auto insurance in Mount Pleasant, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Pleasant, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,214
Farmers $5,060
GEICO $11,955
Liberty Mutual $30,874
Nationwide $6,057
Progressive $5,314
State Farm $17,529
Travelers $10,331
USAA $4,769

Cheap Mount Pleasant, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Pleasant, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Pleasant, Michigan

Insurance Company Poor Fair Good
Allstate $26,626 $14,787 $11,465
Farmers $6,265 $4,215 $3,905
GEICO $6,834 $5,028 $4,094
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $6,134 $5,153 $4,632
State Farm $17,377 $8,801 $5,982
Travelers $6,813 $6,608 $6,525
USAA $5,437 $3,101 $2,352

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Cheap Mount Pleasant, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Pleasant, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Mount Pleasant, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Pleasant, Michigan

ZIP Code Average Annual Rates
48858 $6,157
48859 $6,290

Cheap Mount Pleasant, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Pleasant, Michigan auto insurance. Find the cheapest annual Mount Pleasant, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Pleasant, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,626 $17,626
Farmers $4,795 $4,795
GEICO $5,197 $5,440
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,306 $5,306
State Farm $10,434 $11,006
Travelers $6,611 $6,686
USAA $3,588 $3,672

Cheap Mount Pleasant, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Pleasant, Michigan? Check out the comparison of annual Mount Pleasant, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Pleasant, Michigan

Insurance Company Low Medium High
Allstate $17,196 $17,664 $18,017
Farmers $4,686 $4,786 $4,912
GEICO $4,992 $5,275 $5,689
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,154 $5,312 $5,453
State Farm $10,208 $10,783 $11,169
Travelers $6,575 $6,656 $6,715
USAA $3,533 $3,638 $3,719

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Best By Category: Cheapest Auto Insurance in Mount Pleasant, Michigan

Compare the cheapest auto insurance companies in Mount Pleasant, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Pleasant, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mount Pleasant, Michigan Auto Insurance Companies

What auto insurance companies in Mount Pleasant, Michigan are the cheapest? Compare the top Mount Pleasant, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Pleasant, Michigan

Insurance Company Average Annual Rates
Allstate $17,626
Farmers $4,795
GEICO $5,319
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,306
State Farm $10,720
Travelers $6,649
USAA $3,630

What affects auto insurance rates in Mount Pleasant, Michigan?

There are a lot of reasons why auto insurance rates in Mount Pleasant, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Pleasant, Michigan. Many local factors may affect your Mount Pleasant auto insurance rates.

Mount Pleasant Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mount Pleasant, Michigan auto theft statistics, there have been 12 auto thefts in the city.

Mount Pleasant Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Pleasant, Michigan commute length is 14.3 minutes according to City-Data.

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Compare Mount Pleasant, Michigan Auto Insurance Quotes

Before you buy Mount Pleasant, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Pleasant, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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