Best Cheap Auto Insurance in Mount Olivet, KY (2021)

The average Mount Olivet, KY auto insurance rates are $369 per month. The minimum auto insurance in Mount Olivet is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Mount Olivet, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Mount Olivet, KY for senior drivers are $2,456 per year
  • The cheapest auto insurance company in Mount Olivet is USAA
  • The most expensive auto insurance company in Mount Olivet for teen drivers is Liberty Mutual

Mount Olivet, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Mount Olivet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Olivet, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Olivet to other Kentucky cities, including Elizabeth auto insurance rates, Hopkinsville auto insurance rates, and Covington auto insurance rates to see how Mount Olivet, Kentucky auto insurance rates stack up.

Before you buy Mount Olivet, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Olivet, Kentucky auto insurance quotes.

Minimum Auto Insurance in Mount Olivet, Kentucky

Mount Olivet, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Olivet, Kentucky.

Minimum Required Auto Insurance Coverage in Mount Olivet, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mount Olivet, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Olivet, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Olivet, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,065 $3,320 $2,584 $2,880 $13,194 $14,593 $3,230 $3,396
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,210 $2,110 $1,973 $1,985 $10,581 $11,986 $2,744 $2,821
State Farm $1,727 $1,727 $1,546 $1,546 $5,121 $6,504 $1,928 $2,142
Travelers $2,084 $2,121 $2,044 $2,047 $9,777 $15,626 $2,174 $2,519
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

Cheap Mount Olivet, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Olivet, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Mount Olivet, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Mount Olivet, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $13,194 $14,593
Nationwide $7,450 $9,339
Progressive $10,581 $11,986
State Farm $5,121 $6,504
Travelers $9,777 $15,626
USAA $4,978 $5,238

Cheap Mount Olivet, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Mount Olivet, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Olivet, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,584 $2,880
Nationwide $2,972 $3,117
Progressive $1,973 $1,985
State Farm $1,546 $1,546
Travelers $2,044 $2,047
USAA $1,674 $1,700

Cheap Mount Olivet, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Olivet, Kentucky compared to the annual auto insurance rates with a clean record in Mount Olivet, Kentucky.

Annual Mount Olivet, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,811 $7,426 $5,774 $5,121
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,766 $5,557 $4,300 $4,582
State Farm $2,543 $3,018 $2,780 $2,780
Travelers $4,187 $4,308 $6,207 $4,493
USAA $2,091 $2,955 $3,535 $2,517

Cheap Mount Olivet, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Olivet, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Mount Olivet, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Olivet, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,774
Nationwide $6,064
Progressive $4,300
State Farm $2,780
Travelers $6,207
USAA $3,535

Cheap Mount Olivet, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Olivet, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Olivet, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,291 $5,070 $3,988
Nationwide $5,647 $4,437 $3,858
Progressive $5,095 $4,432 $4,127
State Farm $4,018 $2,428 $1,895
Travelers $5,357 $4,529 $4,511
USAA $4,125 $2,313 $1,885

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Cheap Mount Olivet, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Olivet, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Mount Olivet, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Olivet, Kentucky

ZIP Code Average Annual Rates
41064 $3,956

Cheap Mount Olivet, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Olivet, Kentucky auto insurance. Find the cheapest annual Mount Olivet, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Olivet, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,783 $5,783
Nationwide $4,647 $4,647
Progressive $4,551 $4,551
State Farm $2,710 $2,850
Travelers $4,799 $4,799
USAA $2,672 $2,877

Cheap Mount Olivet, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Olivet, Kentucky? Check out the comparison of annual Mount Olivet, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Olivet, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,568 $5,754 $6,026
Nationwide $4,735 $4,596 $4,611
Progressive $4,246 $4,504 $4,904
State Farm $2,601 $2,780 $2,960
Travelers $4,565 $4,820 $5,011
USAA $2,650 $2,768 $2,906

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Best By Category: Cheapest Auto Insurance in Mount Olivet, Kentucky

Compare the cheapest auto insurance companies in Mount Olivet, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Olivet, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Mount Olivet, Kentucky Auto Insurance Companies

What auto insurance companies in Mount Olivet, Kentucky are the cheapest? Compare the top Mount Olivet, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Olivet, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,783
Nationwide $4,647
Progressive $4,551
State Farm $2,780
Travelers $4,799
USAA $2,775

What affects auto insurance rates in Mount Olivet, Kentucky?

There are a lot of reasons why auto insurance rates in Mount Olivet, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Olivet, Kentucky. Many local factors may affect your Mount Olivet auto insurance rates.

Mount Olivet Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Olivet, Kentucky commute length is 40.7 minutes according to City-Data.

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Compare Mount Olivet, Kentucky Auto Insurance Quotes

Before you buy Mount Olivet, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Olivet, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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