Best Cheap Auto Insurance in Mount Lemmon, AZ (2021)

The average Mount Lemmon, AZ auto insurance rates are $338 per month. The minimum auto insurance in Mount Lemmon is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Mount Lemmon, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Mount Lemmon, AZ for senior drivers are $2,313 per year
  • The cheapest auto insurance company in Mount Lemmon is GEICO
  • The minimum auto insurance required in Mount Lemmon, Arizona is 15/30/10

Mount Lemmon, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Mount Lemmon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Lemmon, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Lemmon to other Arizona cities, including Glendale auto insurance rates, Chandler auto insurance rates, and Tempe auto insurance rates to see how Mount Lemmon, Arizona auto insurance rates stack up.

Before you buy Mount Lemmon, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Lemmon, Arizona auto insurance quotes.

Minimum Auto Insurance in Mount Lemmon, Arizona

Mount Lemmon, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Lemmon, Arizona.

Minimum Required Auto Insurance Coverage in Mount Lemmon, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mount Lemmon, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Lemmon, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Lemmon, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,643 $3,643 $3,553 $3,553 $8,075 $10,521 $4,099 $4,468
American Family $2,752 $2,752 $2,524 $2,524 $7,145 $9,256 $2,752 $3,253
Farmers $3,084 $3,085 $2,735 $2,910 $13,496 $14,041 $3,503 $3,635
GEICO $1,551 $1,729 $1,318 $1,686 $4,482 $4,707 $1,415 $1,385
Nationwide $2,385 $2,431 $2,131 $2,260 $5,869 $7,527 $2,750 $2,976
Progressive $2,066 $1,808 $1,852 $1,758 $8,493 $9,492 $2,226 $2,221
State Farm $3,089 $3,089 $2,720 $2,720 $9,674 $12,135 $3,326 $4,217
Travelers $2,161 $2,272 $2,019 $2,145 $6,479 $8,181 $2,286 $2,402
USAA $1,719 $1,724 $1,604 $1,623 $6,473 $7,432 $2,268 $2,434

Cheap Mount Lemmon, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Lemmon, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Mount Lemmon, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Mount Lemmon, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,075 $10,521
American Family $7,145 $9,256
Farmers $13,496 $14,041
GEICO $4,482 $4,707
Nationwide $5,869 $7,527
Progressive $8,493 $9,492
State Farm $9,674 $12,135
Travelers $6,479 $8,181
USAA $6,473 $7,432

Cheap Mount Lemmon, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Mount Lemmon, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Lemmon, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,553 $3,553
American Family $2,524 $2,524
Farmers $2,735 $2,910
GEICO $1,318 $1,686
Nationwide $2,131 $2,260
Progressive $1,852 $1,758
State Farm $2,720 $2,720
Travelers $2,019 $2,145
USAA $1,604 $1,623

Cheap Mount Lemmon, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Lemmon, Arizona compared to the annual auto insurance rates with a clean record in Mount Lemmon, Arizona.

Annual Mount Lemmon, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,171 $5,243 $5,976 $5,387
American Family $2,913 $4,544 $5,633 $3,389
Farmers $4,907 $6,335 $6,181 $5,822
GEICO $1,763 $2,393 $3,218 $1,763
Nationwide $2,994 $3,148 $4,671 $3,352
Progressive $3,297 $4,342 $3,484 $3,835
State Farm $4,653 $5,590 $5,121 $5,121
Travelers $2,789 $3,641 $4,065 $3,479
USAA $2,298 $3,293 $4,343 $2,706

Cheap Mount Lemmon, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Lemmon, Arizona is not easy. Compare the annual rates for DUI auto insurance in Mount Lemmon, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Lemmon, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,976
American Family $5,633
Farmers $6,181
GEICO $3,218
Nationwide $4,671
Progressive $3,484
State Farm $5,121
Travelers $4,065
USAA $4,343

Cheap Mount Lemmon, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Lemmon, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Lemmon, Arizona

Insurance Company Poor Fair Good
Allstate $6,657 $4,738 $4,188
American Family $5,193 $3,853 $3,314
Farmers $6,611 $5,547 $5,276
GEICO $3,138 $2,059 $1,655
Nationwide $4,264 $3,391 $2,969
Progressive $4,177 $3,642 $3,400
State Farm $9,423 $3,651 $2,289
Travelers $4,249 $3,465 $2,766
USAA $4,162 $2,903 $2,414

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Cheap Mount Lemmon, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Lemmon, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Mount Lemmon, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Lemmon, Arizona

ZIP Code Average Annual Rates
85619 $4,026

Cheap Mount Lemmon, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Lemmon, Arizona auto insurance. Find the cheapest annual Mount Lemmon, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Lemmon, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,194 $5,194
American Family $4,079 $4,161
Farmers $5,811 $5,811
GEICO $2,247 $2,321
Nationwide $3,541 $3,541
Progressive $3,740 $3,740
State Farm $4,993 $5,249
Travelers $3,493 $3,493
USAA $3,126 $3,194

Cheap Mount Lemmon, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Lemmon, Arizona? Check out the comparison of annual Mount Lemmon, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Lemmon, Arizona

Insurance Company Low Medium High
Allstate $4,900 $5,215 $5,469
American Family $3,993 $4,252 $4,115
Farmers $4,936 $5,872 $6,625
GEICO $1,910 $2,321 $2,621
Nationwide $3,405 $3,574 $3,644
Progressive $3,336 $3,801 $4,082
State Farm $4,612 $5,215 $5,536
Travelers $3,100 $3,552 $3,828
USAA $2,925 $3,201 $3,353

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Best By Category: Cheapest Auto Insurance in Mount Lemmon, Arizona

Compare the cheapest auto insurance companies in Mount Lemmon, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Lemmon, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Mount Lemmon, Arizona Auto Insurance Companies

What auto insurance companies in Mount Lemmon, Arizona are the cheapest? Compare the top Mount Lemmon, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Lemmon, Arizona

Insurance Company Average Annual Rates
Allstate $5,194
American Family $4,120
Farmers $5,811
GEICO $2,284
Nationwide $3,541
Progressive $3,740
State Farm $5,121
Travelers $3,493
USAA $3,160

Compare Mount Lemmon, Arizona Auto Insurance Quotes

Before you buy Mount Lemmon, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Lemmon, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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