Best Cheap Auto Insurance in Mount Horeb, WI (2021)

The average Mount Horeb, WI auto insurance rates are $227 per month. The minimum auto insurance in Mount Horeb is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Mount Horeb, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Mount Horeb for teen drivers is Farmers
  • The minimum auto insurance required in Mount Horeb, Wisconsin is 25/50/10
  • The average commute length in Mount Horeb is 26.3 minutes

Mount Horeb, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Mount Horeb can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Horeb, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Horeb to other Wisconsin cities, including Green Bay auto insurance rates, Racine auto insurance rates, and Milwaukee auto insurance rates to see how Mount Horeb, Wisconsin auto insurance rates stack up.

Before you buy Mount Horeb, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Horeb, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Mount Horeb, Wisconsin

Mount Horeb, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Horeb, Wisconsin.

Minimum Required Auto Insurance Coverage in Mount Horeb, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mount Horeb, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Horeb, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Horeb, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,191 $2,309 $2,022 $2,231 $7,084 $9,051 $2,226 $2,421
American Family $892 $929 $853 $856 $2,745 $3,015 $1,060 $1,127
Farmers $1,723 $1,723 $1,523 $1,616 $8,418 $8,734 $1,965 $2,058
GEICO $1,062 $1,181 $1,120 $1,300 $3,663 $3,948 $982 $1,002
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $3,025 $3,168 $2,529 $2,654 $6,489 $10,021 $3,703 $4,327
Progressive $1,690 $1,599 $1,388 $1,448 $6,638 $7,474 $2,031 $2,207
State Farm $1,254 $1,254 $1,129 $1,129 $3,788 $4,764 $1,419 $1,632
USAA $1,263 $1,254 $1,152 $1,163 $3,289 $3,796 $1,630 $1,779

Cheap Mount Horeb, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Horeb, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Mount Horeb, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Mount Horeb, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,084 $9,051
American Family $2,745 $3,015
Farmers $8,418 $8,734
GEICO $3,663 $3,948
Liberty Mutual $5,632 $6,300
Nationwide $6,489 $10,021
Progressive $6,638 $7,474
State Farm $3,788 $4,764
USAA $3,289 $3,796

Cheap Mount Horeb, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Mount Horeb, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Horeb, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,022 $2,231
American Family $853 $856
Farmers $1,523 $1,616
GEICO $1,120 $1,300
Liberty Mutual $1,243 $1,404
Nationwide $2,529 $2,654
Progressive $1,388 $1,448
State Farm $1,129 $1,129
USAA $1,152 $1,163

Cheap Mount Horeb, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Horeb, Wisconsin compared to the annual auto insurance rates with a clean record in Mount Horeb, Wisconsin.

Annual Mount Horeb, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,014 $4,141 $3,870 $3,742
American Family $1,373 $1,455 $1,455 $1,455
Farmers $3,024 $3,826 $3,613 $3,417
GEICO $1,219 $2,002 $2,341 $1,567
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,796 $4,391 $5,380 $4,391
Progressive $2,797 $3,403 $2,907 $3,130
State Farm $1,868 $2,224 $2,046 $2,046
USAA $1,498 $1,894 $2,559 $1,712

Cheap Mount Horeb, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Horeb, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Mount Horeb, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Horeb, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,870
American Family $1,455
Farmers $3,613
GEICO $2,341
Liberty Mutual $2,986
Nationwide $5,380
Progressive $2,907
State Farm $2,046
USAA $2,559

Cheap Mount Horeb, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Horeb, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Horeb, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,841 $3,338 $2,896
American Family $1,922 $1,265 $1,117
Farmers $3,915 $3,320 $3,174
GEICO $2,334 $1,669 $1,343
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $5,047 $4,211 $4,211
Progressive $3,465 $2,958 $2,755
State Farm $3,052 $1,752 $1,334
USAA $2,938 $1,560 $1,249

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mount Horeb, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Horeb, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Mount Horeb, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Horeb, Wisconsin

ZIP Code Average Annual Rates
53572 $2,671

Cheap Mount Horeb, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Horeb, Wisconsin auto insurance. Find the cheapest annual Mount Horeb, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Horeb, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,603 $3,780
American Family $1,410 $1,459
Farmers $3,470 $3,470
GEICO $1,751 $1,813
Liberty Mutual $2,650 $2,650
Nationwide $4,489 $4,489
Progressive $3,059 $3,059
State Farm $1,995 $2,097
USAA $1,891 $1,941

Cheap Mount Horeb, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Horeb, Wisconsin? Check out the comparison of annual Mount Horeb, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Horeb, Wisconsin

Insurance Company Low Medium High
Allstate $3,556 $3,684 $3,835
American Family $1,415 $1,448 $1,440
Farmers $3,185 $3,441 $3,784
GEICO $1,661 $1,787 $1,898
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,335 $4,489 $4,644
Progressive $2,869 $3,088 $3,221
State Farm $1,920 $2,054 $2,165
USAA $1,842 $1,918 $1,987

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Mount Horeb, Wisconsin

Compare the cheapest auto insurance companies in Mount Horeb, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Horeb, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Mount Horeb, Wisconsin Auto Insurance Companies

What auto insurance companies in Mount Horeb, Wisconsin are the cheapest? Compare the top Mount Horeb, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Horeb, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,692
American Family $1,435
Farmers $3,470
GEICO $1,782
Liberty Mutual $2,650
Nationwide $4,489
Progressive $3,059
State Farm $2,046
USAA $1,916

What affects auto insurance rates in Mount Horeb, Wisconsin?

There are a lot of reasons why auto insurance rates in Mount Horeb, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Horeb, Wisconsin. Many local factors may affect your Mount Horeb auto insurance rates.

Mount Horeb Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mount Horeb, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Mount Horeb Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Horeb, Wisconsin commute length is 26.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Mount Horeb, Wisconsin Auto Insurance Quotes

Before you buy Mount Horeb, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Horeb, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption