Best Cheap Auto Insurance in Mount Clemens, MI (2021)

The average Mount Clemens, MI auto insurance rates are $1,130 per month. The minimum auto insurance in Mount Clemens is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Mount Clemens, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Mount Clemens for teen drivers is Allstate
  • The average commute length in Mount Clemens is 23.0 minutes
  • The minimum auto insurance required in Mount Clemens, Michigan is 20/40/10

Mount Clemens, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Mount Clemens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Clemens, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Clemens to other Michigan cities, including Warren auto insurance rates, Lansing auto insurance rates, and Flint auto insurance rates to see how Mount Clemens, Michigan auto insurance rates stack up.

Before you buy Mount Clemens, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Clemens, Michigan auto insurance quotes.

Minimum Auto Insurance in Mount Clemens, Michigan

Mount Clemens, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Clemens, Michigan.

Minimum Required Auto Insurance Coverage in Mount Clemens, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mount Clemens, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Clemens, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Clemens, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,194 $20,194 $18,755 $18,755 $50,543 $50,543 $21,279 $21,279
Farmers $13,616 $13,616 $12,586 $12,586 $30,094 $30,094 $15,446 $15,446
GEICO $6,266 $6,266 $6,413 $6,413 $16,756 $16,756 $5,955 $5,955
Liberty Mutual $17,000 $17,000 $16,835 $16,835 $39,533 $39,533 $17,000 $17,000
Nationwide $4,523 $4,523 $4,027 $4,027 $12,023 $12,023 $4,966 $4,966
Progressive $4,125 $3,731 $3,626 $4,176 $14,655 $15,182 $4,773 $4,176
State Farm $10,162 $10,162 $9,496 $9,496 $36,609 $36,609 $11,956 $11,956
Travelers $7,220 $7,220 $6,197 $6,197 $21,849 $21,849 $7,847 $7,847
USAA $2,904 $2,730 $2,735 $2,565 $7,257 $6,855 $3,539 $3,368

Cheap Mount Clemens, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Clemens, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Mount Clemens, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Mount Clemens, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $50,543 $50,543
Farmers $30,094 $30,094
GEICO $16,756 $16,756
Liberty Mutual $39,533 $39,533
Nationwide $12,023 $12,023
Progressive $14,655 $15,182
State Farm $36,609 $36,609
Travelers $21,849 $21,849
USAA $7,257 $6,855

Cheap Mount Clemens, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Mount Clemens, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Clemens, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,755 $18,755
Farmers $12,586 $12,586
GEICO $6,413 $6,413
Liberty Mutual $16,835 $16,835
Nationwide $4,027 $4,027
Progressive $3,626 $4,176
State Farm $9,496 $9,496
Travelers $6,197 $6,197
USAA $2,735 $2,565

Cheap Mount Clemens, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Clemens, Michigan compared to the annual auto insurance rates with a clean record in Mount Clemens, Michigan.

Annual Mount Clemens, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,308 $17,827 $60,857 $18,779
Farmers $14,914 $19,310 $18,980 $18,538
GEICO $3,062 $6,561 $20,057 $5,709
Liberty Mutual $15,417 $18,912 $36,042 $19,996
Nationwide $5,455 $7,314 $6,624 $6,146
Progressive $5,680 $7,629 $6,845 $7,068
State Farm $10,660 $12,884 $28,458 $16,221
Travelers $7,281 $10,416 $16,797 $8,619
USAA $3,203 $4,019 $5,260 $3,494

Cheap Mount Clemens, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Clemens, Michigan is not easy. Compare the annual rates for DUI auto insurance in Mount Clemens, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Clemens, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $60,857
Farmers $18,980
GEICO $20,057
Liberty Mutual $36,042
Nationwide $6,624
Progressive $6,845
State Farm $28,458
Travelers $16,797
USAA $5,260

Cheap Mount Clemens, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Clemens, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Clemens, Michigan

Insurance Company Poor Fair Good
Allstate $42,056 $23,268 $17,754
Farmers $26,766 $14,038 $13,002
GEICO $11,407 $8,357 $6,779
Liberty Mutual $35,761 $20,638 $11,377
Nationwide $8,007 $6,030 $5,117
Progressive $7,953 $6,608 $5,855
State Farm $27,732 $13,978 $9,457
Travelers $11,048 $10,711 $10,575
USAA $5,989 $3,410 $2,583

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Cheap Mount Clemens, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Clemens, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Mount Clemens, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Clemens, Michigan

ZIP Code Average Annual Rates
48043 $9,561

Cheap Mount Clemens, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Clemens, Michigan auto insurance. Find the cheapest annual Mount Clemens, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Clemens, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $27,693 $27,693
Farmers $17,935 $17,935
GEICO $8,645 $9,050
Liberty Mutual $21,826 $23,358
Nationwide $6,385 $6,385
Progressive $6,805 $6,805
State Farm $16,578 $17,534
Travelers $10,716 $10,840
USAA $3,948 $4,040

Cheap Mount Clemens, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Clemens, Michigan? Check out the comparison of annual Mount Clemens, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Clemens, Michigan

Insurance Company Low Medium High
Allstate $27,035 $27,751 $28,291
Farmers $17,432 $17,884 $18,490
GEICO $8,267 $8,761 $9,514
Liberty Mutual $22,138 $22,548 $23,090
Nationwide $6,663 $6,282 $6,209
Progressive $6,589 $6,811 $7,016
State Farm $16,099 $17,174 $17,894
Travelers $10,660 $10,792 $10,882
USAA $3,869 $4,005 $4,108

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Best By Category: Cheapest Auto Insurance in Mount Clemens, Michigan

Compare the cheapest auto insurance companies in Mount Clemens, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Clemens, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mount Clemens, Michigan Auto Insurance Companies

What auto insurance companies in Mount Clemens, Michigan are the cheapest? Compare the top Mount Clemens, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Clemens, Michigan

Insurance Company Average Annual Rates
Allstate $27,693
Farmers $17,935
GEICO $8,847
Liberty Mutual $22,592
Nationwide $6,385
Progressive $6,805
State Farm $17,056
Travelers $10,778
USAA $3,994

What affects auto insurance rates in Mount Clemens, Michigan?

There are a lot of reasons why auto insurance rates in Mount Clemens, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Clemens, Michigan. Many local factors may affect your Mount Clemens auto insurance rates.

Mount Clemens Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Clemens, Michigan commute length is 23.0 minutes according to City-Data.

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Compare Mount Clemens, Michigan Auto Insurance Quotes

Before you buy Mount Clemens, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Clemens, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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