Best Cheap Auto Insurance in Moscow, TX (2021)

The average Moscow, TX auto insurance rates are $354 per month. The minimum auto insurance in Moscow is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Moscow, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Moscow is USAA
  • Average auto insurance rates in Moscow, TX for senior drivers are $2,533 per year
  • The minimum auto insurance required in Moscow, Texas is 30/60/25

Moscow, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Moscow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moscow, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Moscow to other Texas cities, including Dallas auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates to see how Moscow, Texas auto insurance rates stack up.

Before you buy Moscow, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moscow, Texas auto insurance quotes.

Minimum Auto Insurance in Moscow, Texas

Moscow, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moscow, Texas.

Minimum Required Auto Insurance Coverage in Moscow, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Moscow, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Moscow, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moscow, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,535 $3,557 $3,487 $3,487 $9,468 $11,404 $4,367 $4,536
American Family $3,528 $3,965 $3,345 $3,871 $9,965 $13,011 $5,202 $5,941
GEICO $2,409 $2,598 $2,321 $2,620 $5,244 $5,489 $2,606 $2,615
Nationwide $2,345 $2,384 $2,071 $2,193 $6,681 $8,579 $2,758 $2,984
Progressive $2,942 $2,760 $2,638 $2,677 $12,911 $14,406 $3,469 $3,470
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

Cheap Moscow, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Moscow, Texas is a challenge. Take a look at the annual teen auto insurance rates in Moscow, Texas.

Annual Auto Insurance Rates for Teen Drivers in Moscow, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,468 $11,404
American Family $9,965 $13,011
GEICO $5,244 $5,489
Nationwide $6,681 $8,579
Progressive $12,911 $14,406
State Farm $4,819 $6,128
USAA $4,581 $5,001

Cheap Moscow, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Moscow, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Moscow, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $3,345 $3,871
GEICO $2,321 $2,620
Nationwide $2,071 $2,193
Progressive $2,638 $2,677
State Farm $1,816 $1,816
USAA $1,563 $1,555

Cheap Moscow, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moscow, Texas compared to the annual auto insurance rates with a clean record in Moscow, Texas.

Annual Moscow, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $6,595 $6,886 $4,220
American Family $5,538 $7,119 $6,219 $5,538
GEICO $2,750 $3,629 $3,035 $3,538
Nationwide $3,251 $3,251 $4,822 $3,673
Progressive $4,917 $6,440 $5,749 $5,530
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,915 $2,823 $3,329 $2,199

Cheap Moscow, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Moscow, Texas is not easy. Compare the annual rates for DUI auto insurance in Moscow, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Moscow, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,886
American Family $6,219
GEICO $3,035
Nationwide $4,822
Progressive $5,749
State Farm $3,471
USAA $3,329

Cheap Moscow, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Moscow, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Moscow, Texas

Insurance Company Poor Fair Good
Allstate $6,957 $5,106 $4,377
American Family $8,294 $5,353 $4,663
GEICO $4,996 $2,829 $1,888
Nationwide $4,497 $3,612 $3,139
Progressive $6,342 $5,515 $5,121
State Farm $4,108 $2,553 $2,033
USAA $3,779 $2,174 $1,746

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Cheap Moscow, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Moscow, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Moscow, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Moscow, Texas

ZIP Code Average Annual Rates
75960 $6,449

Cheap Moscow, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Moscow, Texas auto insurance. Find the cheapest annual Moscow, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Moscow, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,343 $5,618
American Family $6,103 $6,103
GEICO $3,177 $3,298
Nationwide $3,749 $3,749
Progressive $5,659 $5,659
State Farm $2,898 $2,898
USAA $2,534 $2,599

Cheap Moscow, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Moscow, Texas? Check out the comparison of annual Moscow, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moscow, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,433 $5,655
American Family $5,627 $5,844 $6,840
GEICO $3,077 $3,198 $3,439
Nationwide $4,039 $3,588 $3,621
Progressive $5,271 $5,628 $6,079
State Farm $2,757 $2,889 $3,048
USAA $2,483 $2,556 $2,660

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Best By Category: Cheapest Auto Insurance in Moscow, Texas

Compare the cheapest auto insurance companies in Moscow, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Moscow, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Moscow, Texas Auto Insurance Companies

What auto insurance companies in Moscow, Texas are the cheapest? Compare the top Moscow, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Moscow, Texas

Insurance Company Average Annual Rates
Allstate $5,480
American Family $6,103
GEICO $3,238
Nationwide $3,749
Progressive $5,659
State Farm $2,898
USAA $2,567

What affects auto insurance rates in Moscow, Texas?

There are a lot of reasons why auto insurance rates in Moscow, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moscow, Texas. Many local factors may affect your Moscow auto insurance rates.

Moscow Traffic

How does Moscow, Texas rank for traffic? According to Inrix Moscow, Texas is the 4th most congested worldwide.

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Compare Moscow, Texas Auto Insurance Quotes

Before you buy Moscow, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moscow, Texas auto insurance quotes.

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