Best Cheap Auto Insurance in Morton, TX (2021)

The average Morton, TX auto insurance rates are $307 per month. The minimum auto insurance in Morton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Morton, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Morton, Texas is 30/60/25
  • The cheapest auto insurance company in Morton is USAA
  • The average commute length in Morton is 27.4 minutes

Morton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Morton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Morton to other Texas cities, including Dallas auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Morton, Texas auto insurance rates stack up.

Before you buy Morton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morton, Texas auto insurance quotes.

Minimum Auto Insurance in Morton, Texas

Morton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morton, Texas.

Minimum Required Auto Insurance Coverage in Morton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,608 $3,665 $3,567 $3,567 $9,080 $11,034 $4,469 $4,697
American Family $2,483 $2,746 $2,267 $2,580 $6,136 $8,031 $3,480 $3,951
GEICO $2,221 $2,376 $2,108 $2,353 $4,773 $4,981 $2,403 $2,421
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,410 $2,300 $2,139 $2,184 $9,852 $10,986 $2,856 $2,898
State Farm $1,740 $1,740 $1,542 $1,542 $4,046 $5,136 $1,884 $1,946
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Morton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Morton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Morton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,080 $11,034
American Family $6,136 $8,031
GEICO $4,773 $4,981
Nationwide $7,378 $9,563
Progressive $9,852 $10,986
State Farm $4,046 $5,136
USAA $3,909 $4,372

Cheap Morton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Morton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,567 $3,567
American Family $2,267 $2,580
GEICO $2,108 $2,353
Nationwide $2,331 $2,486
Progressive $2,139 $2,184
State Farm $1,542 $1,542
USAA $1,464 $1,501

Cheap Morton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morton, Texas compared to the annual auto insurance rates with a clean record in Morton, Texas.

Annual Morton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,343 $6,455 $6,703 $4,343
American Family $3,625 $4,567 $4,019 $3,625
GEICO $2,510 $3,290 $2,786 $3,231
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,885 $5,006 $4,541 $4,380
State Farm $2,188 $2,492 $2,921 $2,188
USAA $1,787 $2,568 $3,006 $2,051

Cheap Morton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morton, Texas is not easy. Compare the annual rates for DUI auto insurance in Morton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Morton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,703
American Family $4,019
GEICO $2,786
Nationwide $5,439
Progressive $4,541
State Farm $2,921
USAA $3,006

Cheap Morton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morton, Texas

Insurance Company Poor Fair Good
Allstate $6,962 $5,082 $4,338
American Family $5,487 $3,413 $2,978
GEICO $4,548 $2,584 $1,731
Nationwide $5,059 $4,032 $3,507
Progressive $5,028 $4,327 $4,004
State Farm $3,466 $2,157 $1,718
USAA $3,528 $1,968 $1,564

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Cheap Morton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Morton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morton, Texas

ZIP Code Average Annual Rates
79346 $5,410

Cheap Morton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Morton, Texas auto insurance. Find the cheapest annual Morton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,340 $5,582
American Family $3,959 $3,959
GEICO $2,899 $3,010
Nationwide $4,199 $4,199
Progressive $4,453 $4,453
State Farm $2,447 $2,447
USAA $2,322 $2,384

Cheap Morton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morton, Texas? Check out the comparison of annual Morton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morton, Texas

Insurance Company Low Medium High
Allstate $5,346 $5,418 $5,619
American Family $3,706 $3,827 $4,345
GEICO $2,827 $2,929 $3,107
Nationwide $4,557 $4,013 $4,028
Progressive $4,224 $4,432 $4,702
State Farm $2,332 $2,440 $2,568
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Morton, Texas

Compare the cheapest auto insurance companies in Morton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Morton, Texas Auto Insurance Companies

What auto insurance companies in Morton, Texas are the cheapest? Compare the top Morton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morton, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $3,959
GEICO $2,954
Nationwide $4,199
Progressive $4,453
State Farm $2,447
USAA $2,353

What affects auto insurance rates in Morton, Texas?

There are a lot of reasons why auto insurance rates in Morton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morton, Texas. Many local factors may affect your Morton auto insurance rates.

Morton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morton, Texas commute length is 27.4 minutes according to City-Data.

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Compare Morton, Texas Auto Insurance Quotes

Before you buy Morton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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