Best Cheap Auto Insurance in Morse, LA (2021)

The average Morse, LA auto insurance rates are $442 per month. The minimum auto insurance in Morse is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Morse, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Morse for teen drivers is Progressive
  • The average commute length in Morse is 23.6 minutes
  • The minimum auto insurance required in Morse, Louisiana is 15/30/25

Morse, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Morse can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morse, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Morse to other Louisiana cities, including Alexandria auto insurance rates, Shreveport auto insurance rates, and Monroe auto insurance rates to see how Morse, Louisiana auto insurance rates stack up.

Before you buy Morse, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morse, Louisiana auto insurance quotes.

Minimum Auto Insurance in Morse, Louisiana

Morse, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morse, Louisiana.

Minimum Required Auto Insurance Coverage in Morse, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morse, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morse, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morse, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,085 $3,558 $3,648 $4,423 $11,711 $12,438 $3,002 $2,938
Progressive $3,599 $3,349 $3,023 $3,262 $14,711 $16,340 $4,119 $4,221
State Farm $2,706 $2,706 $2,497 $2,497 $8,023 $10,033 $3,016 $3,390
USAA $2,767 $2,719 $2,707 $2,679 $8,508 $9,969 $3,412 $3,740

Cheap Morse, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morse, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Morse, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Morse, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $11,711 $12,438
Progressive $14,711 $16,340
State Farm $8,023 $10,033
USAA $8,508 $9,969

Cheap Morse, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Morse, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morse, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,648 $4,423
Progressive $3,023 $3,262
State Farm $2,497 $2,497
USAA $2,707 $2,679

Cheap Morse, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morse, Louisiana compared to the annual auto insurance rates with a clean record in Morse, Louisiana.

Annual Morse, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $3,798 $6,160 $7,571 $4,872
Progressive $5,473 $7,380 $7,059 $6,400
State Farm $3,991 $4,726 $4,358 $4,358
USAA $3,470 $4,841 $5,788 $4,151

Cheap Morse, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morse, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Morse, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Morse, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,838
GEICO $7,571
Progressive $7,059
State Farm $4,358
USAA $5,788

Cheap Morse, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morse, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morse, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $6,661 $5,781 $4,359
Progressive $7,413 $6,378 $5,943
State Farm $6,025 $3,895 $3,155
USAA $6,292 $4,029 $3,367

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Cheap Morse, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morse, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Morse, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morse, Louisiana

ZIP Code Average Annual Rates
70559 $4,969

Cheap Morse, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Morse, Louisiana auto insurance. Find the cheapest annual Morse, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morse, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,497 $5,704
Progressive $6,578 $6,578
State Farm $4,249 $4,468
USAA $4,423 $4,702

Cheap Morse, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morse, Louisiana? Check out the comparison of annual Morse, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morse, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $4,770 $5,622 $6,408
Progressive $5,520 $6,524 $7,689
State Farm $3,750 $4,346 $4,978
USAA $3,957 $4,632 $5,099

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Best By Category: Cheapest Auto Insurance in Morse, Louisiana

Compare the cheapest auto insurance companies in Morse, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morse, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Morse, Louisiana Auto Insurance Companies

What auto insurance companies in Morse, Louisiana are the cheapest? Compare the top Morse, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morse, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,600
Progressive $6,578
State Farm $4,358
USAA $4,563

What affects auto insurance rates in Morse, Louisiana?

There are a lot of reasons why auto insurance rates in Morse, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morse, Louisiana. Many local factors may affect your Morse auto insurance rates.

Morse Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morse, Louisiana commute length is 23.6 minutes according to City-Data.

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Compare Morse, Louisiana Auto Insurance Quotes

Before you buy Morse, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morse, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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