Best Cheap Auto Insurance in Morristown, SD (2021)

The average Morristown, SD auto insurance rates are $374 per month. The minimum auto insurance in Morristown is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Morristown, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Morristown is 24.4 minutes
  • The cheapest auto insurance company in Morristown is State Farm
  • The minimum auto insurance required in Morristown, South Dakota is 25/50/25

Morristown, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Morristown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morristown, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Morristown to other South Dakota cities, including Water auto insurance rates, Spearfish auto insurance rates, and Mitchell auto insurance rates to see how Morristown, South Dakota auto insurance rates stack up.

Before you buy Morristown, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morristown, South Dakota auto insurance quotes.

Minimum Auto Insurance in Morristown, South Dakota

Morristown, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morristown, South Dakota.

Minimum Required Auto Insurance Coverage in Morristown, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morristown, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morristown, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morristown, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,268 $2,277 $1,998 $2,072 $9,849 $10,244 $2,532 $2,713
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,628 $2,612 $2,159 $2,219 $9,021 $10,301 $3,296 $3,436
State Farm $2,238 $2,238 $1,886 $1,886 $4,883 $6,357 $2,491 $2,762

Cheap Morristown, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morristown, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Morristown, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Morristown, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $9,849 $10,244
GEICO $6,339 $7,536
Liberty Mutual $17,102 $19,205
Nationwide $4,969 $6,458
Progressive $9,021 $10,301
State Farm $4,883 $6,357

Cheap Morristown, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Morristown, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morristown, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,998 $2,072
GEICO $3,153 $2,905
Liberty Mutual $3,678 $4,471
Nationwide $2,031 $2,179
Progressive $2,159 $2,219
State Farm $1,886 $1,886

Cheap Morristown, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morristown, South Dakota compared to the annual auto insurance rates with a clean record in Morristown, South Dakota.

Annual Morristown, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,621 $4,563 $4,452 $4,340
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,852 $5,175 $4,157 $4,652
State Farm $2,941 $3,244 $3,093 $3,093

Cheap Morristown, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morristown, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Morristown, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Morristown, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,452
GEICO $6,730
Liberty Mutual $8,802
Nationwide $4,618
Progressive $4,157
State Farm $3,093

Cheap Morristown, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morristown, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morristown, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,808 $4,045 $3,880
GEICO $6,479 $3,286 $2,229
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,886 $3,046 $2,674
Progressive $5,182 $4,269 $3,926
State Farm $4,504 $2,691 $2,083

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Cheap Morristown, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morristown, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Morristown, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morristown, South Dakota

ZIP Code Average Annual Rates
57645 $4,658

Cheap Morristown, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Morristown, South Dakota auto insurance. Find the cheapest annual Morristown, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morristown, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,244 $4,244
GEICO $3,952 $4,045
Liberty Mutual $8,078 $8,078
Nationwide $3,202 $3,202
Progressive $4,459 $4,459
State Farm $3,018 $3,167

Cheap Morristown, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morristown, South Dakota? Check out the comparison of annual Morristown, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morristown, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,094 $4,206 $4,432
GEICO $3,920 $3,995 $4,080
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $3,029 $3,189 $3,388
Progressive $4,371 $4,428 $4,577
State Farm $3,026 $3,094 $3,158

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Best By Category: Cheapest Auto Insurance in Morristown, South Dakota

Compare the cheapest auto insurance companies in Morristown, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morristown, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Morristown, South Dakota Auto Insurance Companies

What auto insurance companies in Morristown, South Dakota are the cheapest? Compare the top Morristown, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morristown, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,244
GEICO $3,998
Liberty Mutual $8,078
Nationwide $3,202
Progressive $4,459
State Farm $3,093

What affects auto insurance rates in Morristown, South Dakota?

There are a lot of reasons why auto insurance rates in Morristown, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morristown, South Dakota. Many local factors may affect your Morristown auto insurance rates.

Morristown Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Morristown, South Dakota auto theft statistics, there have been 93 auto thefts in the city.

Morristown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morristown, South Dakota commute length is 24.4 minutes according to City-Data.

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Compare Morristown, South Dakota Auto Insurance Quotes

Before you buy Morristown, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morristown, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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