Best Cheap Auto Insurance in Morristown, IN (2021)

The average Morristown, IN auto insurance rates are $269 per month. The minimum auto insurance in Morristown is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Morristown, Indiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Morristown, Indiana is 25/50/25
  • Average auto insurance rates in Morristown, IN for senior drivers are $1,681 per year
  • The average commute length in Morristown is 26.4 minutes

Morristown, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Morristown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morristown, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Morristown to other Indiana cities, including Fishers auto insurance rates, Indianapolis auto insurance rates, and Evansville auto insurance rates to see how Morristown, Indiana auto insurance rates stack up.

Before you buy Morristown, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morristown, Indiana auto insurance quotes.

Minimum Auto Insurance in Morristown, Indiana

Morristown, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morristown, Indiana.

Minimum Required Auto Insurance Coverage in Morristown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Morristown, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morristown, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morristown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,581 $2,208 $2,414 $7,734 $9,732 $2,564 $2,790
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,455 $1,436 $1,242 $1,396 $7,842 $8,361 $1,921 $2,078
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,635 $1,546 $1,483 $1,490 $9,762 $11,008 $2,058 $2,107
State Farm $1,433 $1,433 $1,283 $1,283 $4,454 $5,692 $1,589 $1,774
Travelers $1,153 $1,173 $1,080 $1,081 $7,145 $11,302 $1,220 $1,410
USAA $1,010 $992 $943 $946 $2,850 $3,175 $1,362 $1,452

Cheap Morristown, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morristown, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Morristown, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Morristown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $9,732
American Family $6,259 $9,073
Farmers $7,842 $8,361
GEICO $4,579 $4,243
Liberty Mutual $8,383 $12,656
Nationwide $4,343 $5,616
Progressive $9,762 $11,008
State Farm $4,454 $5,692
Travelers $7,145 $11,302
USAA $2,850 $3,175

Cheap Morristown, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Morristown, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morristown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,208 $2,414
American Family $2,048 $2,048
Farmers $1,242 $1,396
GEICO $1,440 $1,501
Liberty Mutual $3,522 $3,522
Nationwide $1,306 $1,390
Progressive $1,483 $1,490
State Farm $1,283 $1,283
Travelers $1,080 $1,081
USAA $943 $946

Cheap Morristown, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morristown, Indiana compared to the annual auto insurance rates with a clean record in Morristown, Indiana.

Annual Morristown, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,243 $4,764 $4,400 $3,864
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,875 $3,358 $3,457 $3,175
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,910 $5,110 $3,475 $4,051
State Farm $2,310 $2,541 $2,310 $2,310
Travelers $2,718 $3,353 $3,797 $2,914
USAA $1,200 $1,712 $1,965 $1,489

Cheap Morristown, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morristown, Indiana is not easy. Compare the annual rates for DUI auto insurance in Morristown, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Morristown, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,400
American Family $5,054
Farmers $3,457
GEICO $3,203
Liberty Mutual $8,085
Nationwide $2,561
Progressive $3,475
State Farm $2,310
Travelers $3,797
USAA $1,965

Cheap Morristown, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morristown, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morristown, Indiana

Insurance Company Poor Fair Good
Allstate $5,046 $3,752 $3,405
American Family $4,970 $3,229 $2,702
Farmers $3,752 $3,061 $2,836
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,745 $2,321 $2,171
Progressive $4,281 $3,796 $3,581
State Farm $3,450 $2,058 $1,595
Travelers $3,556 $3,016 $3,015
USAA $2,141 $1,417 $1,216

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Morristown, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morristown, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Morristown, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morristown, Indiana

ZIP Code Average Annual Rates
46161 $3,143

Cheap Morristown, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Morristown, Indiana auto insurance. Find the cheapest annual Morristown, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morristown, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,068 $4,068
American Family $3,590 $3,677
Farmers $3,216 $3,216
GEICO $2,225 $2,299
Liberty Mutual $5,455 $5,752
Nationwide $2,412 $2,412
Progressive $3,886 $3,886
State Farm $2,302 $2,434
Travelers $3,196 $3,196
USAA $1,570 $1,612

Cheap Morristown, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morristown, Indiana? Check out the comparison of annual Morristown, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morristown, Indiana

Insurance Company Low Medium High
Allstate $3,884 $4,053 $4,266
American Family $3,603 $3,754 $3,544
Farmers $3,106 $3,210 $3,332
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,452 $2,393 $2,391
Progressive $3,681 $3,829 $4,149
State Farm $2,255 $2,367 $2,482
Travelers $3,138 $3,225 $3,224
USAA $1,533 $1,587 $1,654

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Morristown, Indiana

Compare the cheapest auto insurance companies in Morristown, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morristown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Morristown, Indiana Auto Insurance Companies

What auto insurance companies in Morristown, Indiana are the cheapest? Compare the top Morristown, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morristown, Indiana

Insurance Company Average Annual Rates
Allstate $4,068
American Family $3,634
Farmers $3,216
GEICO $2,262
Liberty Mutual $5,604
Nationwide $2,412
Progressive $3,886
State Farm $2,368
Travelers $3,196
USAA $1,591

What affects auto insurance rates in Morristown, Indiana?

There are a lot of reasons why auto insurance rates in Morristown, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morristown, Indiana. Many local factors may affect your Morristown auto insurance rates.

Morristown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morristown, Indiana commute length is 26.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Morristown, Indiana Auto Insurance Quotes

Before you buy Morristown, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morristown, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption