Best Cheap Auto Insurance in Morristown, AZ (2021)

The average Morristown, AZ auto insurance rates are $318 per month. The minimum auto insurance in Morristown is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Morristown, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Morristown is GEICO
  • Average auto insurance rates in Morristown, AZ for senior drivers are $2,208 per year
  • The average commute length in Morristown is 34.7 minutes

Morristown, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Morristown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morristown, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Morristown to other Arizona cities, including Tempe auto insurance rates, Peoria auto insurance rates, and Surprise auto insurance rates to see how Morristown, Arizona auto insurance rates stack up.

Before you buy Morristown, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morristown, Arizona auto insurance quotes.

Minimum Auto Insurance in Morristown, Arizona

Morristown, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morristown, Arizona.

Minimum Required Auto Insurance Coverage in Morristown, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Morristown, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morristown, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morristown, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,643 $3,643 $3,553 $3,553 $8,075 $10,521 $4,099 $4,468
American Family $2,898 $2,898 $2,661 $2,661 $7,721 $10,105 $2,898 $3,393
Farmers $2,639 $2,627 $2,358 $2,530 $11,032 $11,332 $2,939 $2,994
GEICO $1,566 $1,742 $1,326 $1,691 $4,470 $4,696 $1,429 $1,402
Nationwide $2,327 $2,369 $2,082 $2,206 $5,690 $7,292 $2,679 $2,896
Progressive $2,165 $1,890 $1,939 $1,844 $8,839 $9,850 $2,322 $2,301
State Farm $2,427 $2,427 $2,143 $2,143 $7,444 $9,336 $2,610 $3,292
Travelers $2,053 $2,160 $1,918 $2,039 $6,075 $7,687 $2,169 $2,280
USAA $1,649 $1,662 $1,531 $1,563 $6,011 $6,984 $2,175 $2,362

Cheap Morristown, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morristown, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Morristown, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Morristown, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,075 $10,521
American Family $7,721 $10,105
Farmers $11,032 $11,332
GEICO $4,470 $4,696
Nationwide $5,690 $7,292
Progressive $8,839 $9,850
State Farm $7,444 $9,336
Travelers $6,075 $7,687
USAA $6,011 $6,984

Cheap Morristown, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Morristown, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morristown, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,553 $3,553
American Family $2,661 $2,661
Farmers $2,358 $2,530
GEICO $1,326 $1,691
Nationwide $2,082 $2,206
Progressive $1,939 $1,844
State Farm $2,143 $2,143
Travelers $1,918 $2,039
USAA $1,531 $1,563

Cheap Morristown, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morristown, Arizona compared to the annual auto insurance rates with a clean record in Morristown, Arizona.

Annual Morristown, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,171 $5,243 $5,976 $5,387
American Family $3,123 $4,832 $6,034 $3,628
Farmers $4,066 $5,244 $5,122 $4,794
GEICO $1,776 $2,401 $3,207 $1,776
Nationwide $2,913 $3,063 $4,535 $3,259
Progressive $3,433 $4,525 $3,625 $3,993
State Farm $3,622 $4,334 $3,978 $3,978
Travelers $2,637 $3,431 $3,842 $3,280
USAA $2,183 $3,110 $4,107 $2,568

Cheap Morristown, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morristown, Arizona is not easy. Compare the annual rates for DUI auto insurance in Morristown, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Morristown, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,976
American Family $6,034
Farmers $5,122
GEICO $3,207
Nationwide $4,535
Progressive $3,625
State Farm $3,978
Travelers $3,842
USAA $4,107

Cheap Morristown, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morristown, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morristown, Arizona

Insurance Company Poor Fair Good
Allstate $6,657 $4,738 $4,188
American Family $5,535 $4,124 $3,554
Farmers $5,500 $4,572 $4,347
GEICO $3,147 $2,064 $1,659
Nationwide $4,142 $3,296 $2,890
Progressive $4,350 $3,792 $3,539
State Farm $7,285 $2,848 $1,801
Travelers $4,016 $3,270 $2,607
USAA $3,963 $2,742 $2,271

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Cheap Morristown, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morristown, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Morristown, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morristown, Arizona

ZIP Code Average Annual Rates
85342 $3,799

Cheap Morristown, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Morristown, Arizona auto insurance. Find the cheapest annual Morristown, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morristown, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,194 $5,194
American Family $4,363 $4,446
Farmers $4,807 $4,807
GEICO $2,251 $2,329
Nationwide $3,443 $3,443
Progressive $3,894 $3,894
State Farm $3,879 $4,077
Travelers $3,297 $3,297
USAA $2,959 $3,025

Cheap Morristown, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morristown, Arizona? Check out the comparison of annual Morristown, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morristown, Arizona

Insurance Company Low Medium High
Allstate $4,900 $5,215 $5,469
American Family $4,228 $4,545 $4,440
Farmers $4,054 $4,860 $5,505
GEICO $1,914 $2,325 $2,631
Nationwide $3,282 $3,482 $3,564
Progressive $3,416 $3,966 $4,298
State Farm $3,568 $4,047 $4,319
Travelers $2,908 $3,355 $3,630
USAA $2,790 $3,026 $3,160

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Best By Category: Cheapest Auto Insurance in Morristown, Arizona

Compare the cheapest auto insurance companies in Morristown, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morristown, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Morristown, Arizona Auto Insurance Companies

What auto insurance companies in Morristown, Arizona are the cheapest? Compare the top Morristown, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morristown, Arizona

Insurance Company Average Annual Rates
Allstate $5,194
American Family $4,405
Farmers $4,807
GEICO $2,290
Nationwide $3,443
Progressive $3,894
State Farm $3,978
Travelers $3,297
USAA $2,992

What affects auto insurance rates in Morristown, Arizona?

There are a lot of reasons why auto insurance rates in Morristown, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morristown, Arizona. Many local factors may affect your Morristown auto insurance rates.

Morristown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morristown, Arizona commute length is 34.7 minutes according to City-Data.

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Compare Morristown, Arizona Auto Insurance Quotes

Before you buy Morristown, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morristown, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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