Best Cheap Auto Insurance in Morrison, IA (2021)

The average Morrison, IA auto insurance rates are $244 per month. The minimum auto insurance in Morrison is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Morrison, Iowa, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Morrison is USAA
  • The most expensive auto insurance company in Morrison for teen drivers is Travelers
  • Average auto insurance rates in Morrison, IA for senior drivers are $1,616 per year

Morrison, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Morrison can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morrison, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Morrison to other Iowa cities, including Council Bluffs auto insurance rates, Cedar Rapids auto insurance rates, and Ankeny auto insurance rates to see how Morrison, Iowa auto insurance rates stack up.

Before you buy Morrison, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morrison, Iowa auto insurance quotes.

Minimum Auto Insurance in Morrison, Iowa

Morrison, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morrison, Iowa.

Minimum Required Auto Insurance Coverage in Morrison, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Morrison, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morrison, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morrison, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,808 $1,732 $1,613 $1,641 $5,272 $5,943 $1,960 $2,011
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,597 $1,530 $1,319 $1,369 $4,048 $4,563 $1,920 $2,080
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,473 $2,521 $2,420 $2,422 $11,187 $17,812 $2,580 $3,026
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Cheap Morrison, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morrison, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Morrison, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Morrison, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,272 $5,943
American Family $5,179 $7,255
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $4,048 $4,563
State Farm $3,891 $4,937
Travelers $11,187 $17,812
USAA $3,136 $3,336

Cheap Morrison, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Morrison, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morrison, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,613 $1,641
American Family $1,731 $1,731
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,319 $1,369
State Farm $1,269 $1,269
Travelers $2,420 $2,422
USAA $1,081 $1,106

Cheap Morrison, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morrison, Iowa compared to the annual auto insurance rates with a clean record in Morrison, Iowa.

Annual Morrison, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,332 $2,829 $3,218 $2,610
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,848 $3,047 $2,006 $2,312
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,035 $5,402 $7,243 $5,540
USAA $1,341 $1,794 $2,333 $1,538

Cheap Morrison, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morrison, Iowa is not easy. Compare the annual rates for DUI auto insurance in Morrison, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Morrison, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,218
American Family $4,121
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $2,006
State Farm $2,217
Travelers $7,243
USAA $2,333

Cheap Morrison, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morrison, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morrison, Iowa

Insurance Company Poor Fair Good
Allstate $3,281 $2,612 $2,349
American Family $3,829 $2,814 $2,367
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,710 $2,201 $1,998
State Farm $3,157 $1,953 $1,541
Travelers $6,241 $5,337 $5,087
USAA $2,305 $1,581 $1,369

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Morrison, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morrison, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Morrison, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morrison, Iowa

ZIP Code Average Annual Rates
50657 $2,466

Cheap Morrison, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Morrison, Iowa auto insurance. Find the cheapest annual Morrison, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morrison, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,683 $2,813
American Family $2,968 $3,039
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,303 $2,303
State Farm $2,164 $2,270
Travelers $5,555 $5,555
USAA $1,688 $1,815

Cheap Morrison, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morrison, Iowa? Check out the comparison of annual Morrison, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morrison, Iowa

Insurance Company Low Medium High
Allstate $2,628 $2,752 $2,863
American Family $3,013 $3,171 $2,826
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,168 $2,312 $2,429
State Farm $2,111 $2,229 $2,311
Travelers $5,223 $5,639 $5,803
USAA $1,662 $1,757 $1,836

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Morrison, Iowa

Compare the cheapest auto insurance companies in Morrison, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morrison, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Morrison, Iowa Auto Insurance Companies

What auto insurance companies in Morrison, Iowa are the cheapest? Compare the top Morrison, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morrison, Iowa

Insurance Company Average Annual Rates
Allstate $2,748
American Family $3,003
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,303
State Farm $2,217
Travelers $5,555
USAA $1,752

What affects auto insurance rates in Morrison, Iowa?

There are a lot of reasons why auto insurance rates in Morrison, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morrison, Iowa. Many local factors may affect your Morrison auto insurance rates.

Morrison Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morrison, Iowa commute length is 16.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Morrison, Iowa Auto Insurance Quotes

Before you buy Morrison, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morrison, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption