Best Cheap Auto Insurance in Morris, AL (2021)

The average Morris, AL auto insurance rates are $328 per month. The minimum auto insurance in Morris is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Morris, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Morris, Alabama is 25/50/25
  • Average auto insurance rates in Morris, AL for senior drivers are $2,062 per year
  • The cheapest auto insurance company in Morris is USAA

Morris, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Morris can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morris, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Morris to other Alabama cities, including Madison auto insurance rates, Auburn auto insurance rates, and Decatur auto insurance rates to see how Morris, Alabama auto insurance rates stack up.

Before you buy Morris, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morris, Alabama auto insurance quotes.

Minimum Auto Insurance in Morris, Alabama

Morris, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morris, Alabama.

Minimum Required Auto Insurance Coverage in Morris, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morris, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morris, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morris, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,995 $1,894 $1,811 $1,844 $7,116 $7,644 $2,218 $2,264
Farmers $2,627 $2,603 $2,344 $2,498 $10,378 $10,669 $2,983 $3,087
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,194 $3,447 $2,611 $2,919 $11,987 $13,324 $3,400 $3,618
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,824 $2,633 $2,314 $2,488 $11,828 $13,175 $3,294 $3,492
State Farm $2,983 $2,983 $2,708 $2,708 $9,204 $11,487 $3,374 $3,915
Travelers $1,360 $1,379 $1,286 $1,281 $7,468 $11,771 $1,290 $1,455
USAA $1,318 $1,336 $1,230 $1,202 $3,951 $4,378 $1,717 $1,850

Cheap Morris, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morris, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Morris, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Morris, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,116 $7,644
Farmers $10,378 $10,669
GEICO $6,182 $6,096
Liberty Mutual $11,987 $13,324
Nationwide $4,989 $6,415
Progressive $11,828 $13,175
State Farm $9,204 $11,487
Travelers $7,468 $11,771
USAA $3,951 $4,378

Cheap Morris, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Morris, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morris, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,844
Farmers $2,344 $2,498
GEICO $2,178 $2,261
Liberty Mutual $2,611 $2,919
Nationwide $1,686 $1,743
Progressive $2,314 $2,488
State Farm $2,708 $2,708
Travelers $1,286 $1,281
USAA $1,230 $1,202

Cheap Morris, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morris, Alabama compared to the annual auto insurance rates with a clean record in Morris, Alabama.

Annual Morris, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,831 $3,346 $4,002 $3,214
Farmers $3,906 $5,068 $4,943 $4,677
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,356 $6,085 $5,932 $5,876
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,739 $5,984 $5,103 $5,199
State Farm $4,429 $5,521 $4,866 $4,866
Travelers $2,842 $2,980 $4,373 $3,450
USAA $1,632 $2,051 $3,043 $1,765

Cheap Morris, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morris, Alabama is not easy. Compare the annual rates for DUI auto insurance in Morris, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Morris, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,002
Farmers $4,943
GEICO $4,396
Liberty Mutual $5,932
Nationwide $3,650
Progressive $5,103
State Farm $4,866
Travelers $4,373
USAA $3,043

Cheap Morris, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morris, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morris, Alabama

Insurance Company Poor Fair Good
Allstate $4,127 $3,254 $2,664
Farmers $5,205 $4,489 $4,252
GEICO $4,135 $2,945 $2,664
Liberty Mutual $7,957 $4,894 $3,837
Nationwide $3,458 $2,696 $2,438
Progressive $5,915 $5,091 $4,763
State Farm $7,975 $4,040 $2,746
Travelers $3,715 $3,228 $3,291
USAA $2,854 $1,857 $1,657

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Cheap Morris, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morris, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Morris, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morris, Alabama

ZIP Code Average Annual Rates
35116 $4,053

Cheap Morris, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Morris, Alabama auto insurance. Find the cheapest annual Morris, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morris, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,348 $3,348
Farmers $4,649 $4,649
GEICO $3,191 $3,305
Liberty Mutual $5,562 $5,562
Nationwide $2,864 $2,864
Progressive $5,256 $5,256
State Farm $4,803 $5,037
Travelers $3,411 $3,411
USAA $2,026 $2,220

Cheap Morris, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morris, Alabama? Check out the comparison of annual Morris, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morris, Alabama

Insurance Company Low Medium High
Allstate $3,232 $3,343 $3,470
Farmers $4,374 $4,585 $4,987
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,315 $5,537 $5,836
Nationwide $2,858 $2,838 $2,897
Progressive $4,682 $5,224 $5,863
State Farm $4,657 $4,913 $5,190
Travelers $3,233 $3,478 $3,522
USAA $2,049 $2,112 $2,208

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Best By Category: Cheapest Auto Insurance in Morris, Alabama

Compare the cheapest auto insurance companies in Morris, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morris, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Morris, Alabama Auto Insurance Companies

What auto insurance companies in Morris, Alabama are the cheapest? Compare the top Morris, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morris, Alabama

Insurance Company Average Annual Rates
Allstate $3,348
Farmers $4,649
GEICO $3,248
Liberty Mutual $5,562
Nationwide $2,864
Progressive $5,256
State Farm $4,920
Travelers $3,411
USAA $2,123

What affects auto insurance rates in Morris, Alabama?

There are a lot of reasons why auto insurance rates in Morris, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morris, Alabama. Many local factors may affect your Morris auto insurance rates.

Morris Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Morris, Alabama auto theft statistics, there have been 7 auto thefts in the city.

Morris Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morris, Alabama commute length is 30.9 minutes according to City-Data.

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Compare Morris, Alabama Auto Insurance Quotes

Before you buy Morris, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morris, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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