Best Cheap Auto Insurance in Morley, MI (2021)

The average Morley, MI auto insurance rates are $823 per month. The minimum auto insurance in Morley is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Morley, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Morley, MI for senior drivers are $6,541 per year
  • The minimum auto insurance required in Morley, Michigan is 20/40/10
  • The average commute length in Morley is 29.1 minutes

Morley, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Morley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morley, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Morley to other Michigan cities, including Dearborn auto insurance rates, Livonia auto insurance rates, and Flint auto insurance rates to see how Morley, Michigan auto insurance rates stack up.

Before you buy Morley, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morley, Michigan auto insurance quotes.

Minimum Auto Insurance in Morley, Michigan

Morley, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morley, Michigan.

Minimum Required Auto Insurance Coverage in Morley, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Morley, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morley, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morley, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,396 $4,396 $4,103 $4,103 $9,569 $9,569 $4,937 $4,937
GEICO $3,854 $3,854 $3,917 $3,917 $10,716 $10,716 $3,685 $3,685
Liberty Mutual $15,334 $15,334 $15,181 $15,181 $36,223 $36,223 $15,334 $15,334
Nationwide $5,025 $5,025 $4,440 $4,440 $13,754 $13,754 $5,535 $5,535
Progressive $2,929 $2,747 $2,584 $2,863 $10,576 $11,327 $3,418 $3,205
State Farm $7,235 $7,235 $6,671 $6,671 $24,895 $24,895 $8,483 $8,483
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,639 $2,479 $2,485 $2,336 $6,254 $5,870 $3,183 $3,023

Cheap Morley, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morley, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Morley, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Morley, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $9,569 $9,569
GEICO $10,716 $10,716
Liberty Mutual $36,223 $36,223
Nationwide $13,754 $13,754
Progressive $10,576 $11,327
State Farm $24,895 $24,895
Travelers $13,395 $13,395
USAA $6,254 $5,870

Cheap Morley, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Morley, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morley, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,103 $4,103
GEICO $3,917 $3,917
Liberty Mutual $15,181 $15,181
Nationwide $4,440 $4,440
Progressive $2,584 $2,863
State Farm $6,671 $6,671
Travelers $3,858 $3,858
USAA $2,485 $2,336

Cheap Morley, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morley, Michigan compared to the annual auto insurance rates with a clean record in Morley, Michigan.

Annual Morley, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $4,837 $6,151 $6,077 $5,940
GEICO $1,969 $4,130 $12,455 $3,618
Liberty Mutual $14,354 $17,322 $32,017 $18,378
Nationwide $6,149 $8,203 $7,471 $6,931
Progressive $4,213 $5,504 $4,961 $5,146
State Farm $7,621 $9,082 $19,309 $11,273
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,847 $3,550 $4,638 $3,100

Cheap Morley, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morley, Michigan is not easy. Compare the annual rates for DUI auto insurance in Morley, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Morley, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,871
Farmers $6,077
GEICO $12,455
Liberty Mutual $32,017
Nationwide $7,471
Progressive $4,961
State Farm $19,309
Travelers $10,331
USAA $4,638

Cheap Morley, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morley, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morley, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $7,631 $5,007 $4,616
GEICO $7,125 $5,240 $4,264
Liberty Mutual $32,464 $18,743 $10,346
Nationwide $9,004 $6,790 $5,771
Progressive $5,715 $4,809 $4,344
State Farm $19,178 $9,700 $6,585
Travelers $6,813 $6,608 $6,525
USAA $5,287 $3,025 $2,289

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Cheap Morley, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morley, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Morley, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morley, Michigan

ZIP Code Average Annual Rates
49336 $6,874

Cheap Morley, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Morley, Michigan auto insurance. Find the cheapest annual Morley, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morley, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,871 $22,871
Farmers $5,751 $5,751
GEICO $5,416 $5,670
Liberty Mutual $19,808 $21,228
Nationwide $7,189 $7,189
Progressive $4,956 $4,956
State Farm $11,506 $12,137
Travelers $6,611 $6,686
USAA $3,492 $3,575

Cheap Morley, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morley, Michigan? Check out the comparison of annual Morley, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morley, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $5,629 $5,741 $5,884
GEICO $5,200 $5,496 $5,932
Liberty Mutual $20,018 $20,469 $21,066
Nationwide $7,537 $7,062 $6,967
Progressive $4,795 $4,964 $5,110
State Farm $11,263 $11,890 $12,311
Travelers $6,575 $6,656 $6,715
USAA $3,437 $3,541 $3,623

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Best By Category: Cheapest Auto Insurance in Morley, Michigan

Compare the cheapest auto insurance companies in Morley, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morley, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Morley, Michigan Auto Insurance Companies

What auto insurance companies in Morley, Michigan are the cheapest? Compare the top Morley, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morley, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $5,751
GEICO $5,543
Liberty Mutual $20,518
Nationwide $7,189
Progressive $4,956
State Farm $11,821
Travelers $6,649
USAA $3,534

What affects auto insurance rates in Morley, Michigan?

There are a lot of reasons why auto insurance rates in Morley, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morley, Michigan. Many local factors may affect your Morley auto insurance rates.

Morley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morley, Michigan commute length is 29.1 minutes according to City-Data.

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Compare Morley, Michigan Auto Insurance Quotes

Before you buy Morley, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morley, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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