Best Cheap Auto Insurance in Morganza, LA (2021)

The average Morganza, LA auto insurance rates are $466 per month. The minimum auto insurance in Morganza is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Morganza, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Morganza for teen drivers is Progressive
  • The cheapest auto insurance company in Morganza is USAA
  • Average auto insurance rates in Morganza, LA for senior drivers are $3,471 per year

Morganza, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Morganza can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morganza, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Morganza to other Louisiana cities, including New Orleans auto insurance rates, Kenner auto insurance rates, and Houma auto insurance rates to see how Morganza, Louisiana auto insurance rates stack up.

Before you buy Morganza, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morganza, Louisiana auto insurance quotes.

Minimum Auto Insurance in Morganza, Louisiana

Morganza, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morganza, Louisiana.

Minimum Required Auto Insurance Coverage in Morganza, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morganza, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morganza, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morganza, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,304 $3,807 $3,942 $4,799 $12,328 $13,021 $3,191 $3,099
Progressive $3,886 $3,626 $3,256 $3,512 $15,699 $17,457 $4,451 $4,567
State Farm $2,895 $2,895 $2,664 $2,664 $8,570 $10,729 $3,228 $3,630
USAA $2,765 $2,720 $2,704 $2,679 $8,218 $9,616 $3,379 $3,692

Cheap Morganza, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morganza, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Morganza, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Morganza, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $12,328 $13,021
Progressive $15,699 $17,457
State Farm $8,570 $10,729
USAA $8,218 $9,616

Cheap Morganza, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Morganza, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morganza, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,942 $4,799
Progressive $3,256 $3,512
State Farm $2,664 $2,664
USAA $2,704 $2,679

Cheap Morganza, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morganza, Louisiana compared to the annual auto insurance rates with a clean record in Morganza, Louisiana.

Annual Morganza, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $4,033 $6,519 $8,014 $5,179
Progressive $5,874 $7,905 $7,576 $6,873
State Farm $4,269 $5,050 $4,660 $4,660
USAA $3,417 $4,741 $5,650 $4,078

Cheap Morganza, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morganza, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Morganza, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Morganza, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,260
GEICO $8,014
Progressive $7,576
State Farm $4,660
USAA $5,650

Cheap Morganza, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morganza, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morganza, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $7,062 $6,128 $4,619
Progressive $7,966 $6,838 $6,366
State Farm $6,451 $4,161 $3,366
USAA $6,170 $3,947 $3,298

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Cheap Morganza, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morganza, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Morganza, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morganza, Louisiana

ZIP Code Average Annual Rates
70759 $5,226

Cheap Morganza, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Morganza, Louisiana auto insurance. Find the cheapest annual Morganza, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morganza, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,822 $6,051
Progressive $7,057 $7,057
State Farm $4,542 $4,777
USAA $4,332 $4,612

Cheap Morganza, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morganza, Louisiana? Check out the comparison of annual Morganza, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morganza, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $4,941 $5,958 $6,910
Progressive $5,932 $7,000 $8,238
State Farm $4,030 $4,647 $5,301
USAA $3,855 $4,545 $5,016

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Best By Category: Cheapest Auto Insurance in Morganza, Louisiana

Compare the cheapest auto insurance companies in Morganza, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morganza, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Morganza, Louisiana Auto Insurance Companies

What auto insurance companies in Morganza, Louisiana are the cheapest? Compare the top Morganza, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morganza, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $5,936
Progressive $7,057
State Farm $4,660
USAA $4,472

What affects auto insurance rates in Morganza, Louisiana?

There are a lot of reasons why auto insurance rates in Morganza, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morganza, Louisiana. Many local factors may affect your Morganza auto insurance rates.

Morganza Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morganza, Louisiana commute length is 39.0 minutes according to City-Data.

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Compare Morganza, Louisiana Auto Insurance Quotes

Before you buy Morganza, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morganza, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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