Best Cheap Auto Insurance in Morgan, TX (2021)

The average Morgan, TX auto insurance rates are $294 per month. The minimum auto insurance in Morgan is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Morgan, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Morgan, Texas is 30/60/25
  • The most expensive auto insurance company in Morgan for teen drivers is Allstate
  • Average auto insurance rates in Morgan, TX for senior drivers are $2,144 per year

Morgan, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Morgan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morgan, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Morgan to other Texas cities, including Dallas auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates to see how Morgan, Texas auto insurance rates stack up.

Before you buy Morgan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morgan, Texas auto insurance quotes.

Minimum Auto Insurance in Morgan, Texas

Morgan, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morgan, Texas.

Minimum Required Auto Insurance Coverage in Morgan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morgan, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morgan, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morgan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,411 $3,442 $3,371 $3,371 $8,967 $10,825 $4,216 $4,389
American Family $2,343 $2,595 $2,170 $2,471 $5,970 $7,824 $3,313 $3,770
GEICO $2,077 $2,221 $1,976 $2,204 $4,404 $4,604 $2,242 $2,257
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,184 $2,077 $1,955 $1,987 $9,279 $10,352 $2,590 $2,631
State Farm $1,900 $1,900 $1,683 $1,683 $4,425 $5,620 $2,057 $2,127
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Morgan, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morgan, Texas is a challenge. Take a look at the annual teen auto insurance rates in Morgan, Texas.

Annual Auto Insurance Rates for Teen Drivers in Morgan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,967 $10,825
American Family $5,970 $7,824
GEICO $4,404 $4,604
Nationwide $6,954 $8,943
Progressive $9,279 $10,352
State Farm $4,425 $5,620
USAA $3,930 $4,294

Cheap Morgan, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Morgan, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morgan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,170 $2,471
GEICO $1,976 $2,204
Nationwide $2,152 $2,282
Progressive $1,955 $1,987
State Farm $1,683 $1,683
USAA $1,355 $1,350

Cheap Morgan, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morgan, Texas compared to the annual auto insurance rates with a clean record in Morgan, Texas.

Annual Morgan, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $6,295 $6,544 $4,078
American Family $3,486 $4,389 $3,866 $3,486
GEICO $2,338 $3,052 $2,594 $3,008
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,606 $4,667 $4,201 $4,054
State Farm $2,391 $2,724 $3,193 $2,391
USAA $1,658 $2,433 $2,868 $1,902

Cheap Morgan, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morgan, Texas is not easy. Compare the annual rates for DUI auto insurance in Morgan, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Morgan, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,544
American Family $3,866
GEICO $2,594
Nationwide $5,028
Progressive $4,201
State Farm $3,193
USAA $2,868

Cheap Morgan, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morgan, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morgan, Texas

Insurance Company Poor Fair Good
Allstate $6,690 $4,882 $4,174
American Family $5,259 $3,283 $2,879
GEICO $4,222 $2,406 $1,616
Nationwide $4,686 $3,760 $3,266
Progressive $4,635 $4,024 $3,737
State Farm $3,791 $2,357 $1,876
USAA $3,262 $1,876 $1,507

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Cheap Morgan, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morgan, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Morgan, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morgan, Texas

ZIP Code Average Annual Rates
76671 $5,247

Cheap Morgan, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Morgan, Texas auto insurance. Find the cheapest annual Morgan, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morgan, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,123 $5,375
American Family $3,807 $3,807
GEICO $2,695 $2,801
Nationwide $3,904 $3,904
Progressive $4,132 $4,132
State Farm $2,675 $2,675
USAA $2,187 $2,243

Cheap Morgan, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morgan, Texas? Check out the comparison of annual Morgan, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morgan, Texas

Insurance Company Low Medium High
Allstate $5,114 $5,198 $5,435
American Family $3,544 $3,670 $4,207
GEICO $2,624 $2,719 $2,901
Nationwide $4,222 $3,736 $3,754
Progressive $3,945 $4,115 $4,336
State Farm $2,554 $2,668 $2,802
USAA $2,147 $2,207 $2,291

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Best By Category: Cheapest Auto Insurance in Morgan, Texas

Compare the cheapest auto insurance companies in Morgan, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morgan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Morgan, Texas Auto Insurance Companies

What auto insurance companies in Morgan, Texas are the cheapest? Compare the top Morgan, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morgan, Texas

Insurance Company Average Annual Rates
Allstate $5,249
American Family $3,807
GEICO $2,748
Nationwide $3,904
Progressive $4,132
State Farm $2,675
USAA $2,215

What affects auto insurance rates in Morgan, Texas?

There are a lot of reasons why auto insurance rates in Morgan, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morgan, Texas. Many local factors may affect your Morgan auto insurance rates.

Morgan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morgan, Texas commute length is 28.8 minutes according to City-Data.

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Compare Morgan, Texas Auto Insurance Quotes

Before you buy Morgan, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morgan, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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