Best Cheap Auto Insurance in Morgan, GA (2021)

The average Morgan, GA auto insurance rates are $390 per month. The minimum auto insurance in Morgan is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Morgan, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Morgan is USAA
  • The average commute length in Morgan is 26.5 minutes
  • Average auto insurance rates in Morgan, GA for senior drivers are $2,634 per year

Morgan, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Morgan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Morgan, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Morgan to other Georgia cities, including South Fulton auto insurance rates, Alpharetta auto insurance rates, and Atlanta auto insurance rates to see how Morgan, Georgia auto insurance rates stack up.

Before you buy Morgan, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Morgan, Georgia auto insurance quotes.

Minimum Auto Insurance in Morgan, Georgia

Morgan, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Morgan, Georgia.

Minimum Required Auto Insurance Coverage in Morgan, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Morgan, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Morgan, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morgan, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,797 $1,759 $1,726 $1,726 $5,093 $6,078 $2,245 $2,527
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,696 $2,539 $2,300 $2,383 $7,489 $8,324 $3,131 $3,303
State Farm $1,932 $1,932 $1,728 $1,728 $5,013 $6,608 $2,116 $2,276
USAA $1,606 $1,605 $1,485 $1,496 $5,662 $6,711 $1,997 $2,209

Cheap Morgan, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Morgan, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Morgan, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Morgan, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,093 $6,078
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $7,489 $8,324
State Farm $5,013 $6,608
USAA $5,662 $6,711

Cheap Morgan, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Morgan, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Morgan, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,726 $1,726
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $2,300 $2,383
State Farm $1,728 $1,728
USAA $1,485 $1,496

Cheap Morgan, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Morgan, Georgia compared to the annual auto insurance rates with a clean record in Morgan, Georgia.

Annual Morgan, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,914 $2,418 $4,998 $2,146
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $3,231 $5,387 $3,713 $3,752
State Farm $2,667 $3,167 $2,917 $2,917
USAA $2,184 $2,755 $4,014 $2,432

Cheap Morgan, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Morgan, Georgia is not easy. Compare the annual rates for DUI auto insurance in Morgan, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Morgan, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,998
Liberty Mutual $10,982
Nationwide $9,638
Progressive $3,713
State Farm $2,917
USAA $4,014

Cheap Morgan, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Morgan, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Morgan, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,609 $2,535 $2,463
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $4,638 $3,881 $3,543
State Farm $4,132 $2,576 $2,043
USAA $3,710 $2,605 $2,223

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Cheap Morgan, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Morgan, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Morgan, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Morgan, Georgia

ZIP Code Average Annual Rates
39866 $4,504

Cheap Morgan, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Morgan, Georgia auto insurance. Find the cheapest annual Morgan, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Morgan, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,818 $2,920
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $4,021 $4,021
State Farm $2,917 $2,917
USAA $2,717 $2,976

Cheap Morgan, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Morgan, Georgia? Check out the comparison of annual Morgan, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morgan, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,679 $2,882 $3,046
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $3,758 $3,970 $4,334
State Farm $2,728 $2,918 $3,104
USAA $2,717 $2,831 $2,991

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Best By Category: Cheapest Auto Insurance in Morgan, Georgia

Compare the cheapest auto insurance companies in Morgan, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Morgan, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Morgan, Georgia Auto Insurance Companies

What auto insurance companies in Morgan, Georgia are the cheapest? Compare the top Morgan, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Morgan, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,869
Liberty Mutual $9,217
Nationwide $6,898
Progressive $4,021
State Farm $2,917
USAA $2,846

What affects auto insurance rates in Morgan, Georgia?

There are a lot of reasons why auto insurance rates in Morgan, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Morgan, Georgia. Many local factors may affect your Morgan auto insurance rates.

Morgan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Morgan, Georgia commute length is 26.5 minutes according to City-Data.

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Compare Morgan, Georgia Auto Insurance Quotes

Before you buy Morgan, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Morgan, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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