Best Cheap Auto Insurance in Moravian Falls, NC (2021)

The average Moravian Falls, NC auto insurance rates are $261 per month. The minimum auto insurance in Moravian Falls is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Moravian Falls, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Moravian Falls, NC for senior drivers are $2,357 per year
  • The average commute length in Moravian Falls is 17.7 minutes
  • The minimum auto insurance required in Moravian Falls, North Carolina is 30/60/25

Moravian Falls, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Moravian Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moravian Falls, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Moravian Falls to other North Carolina cities, including High Point auto insurance rates, Cary auto insurance rates, and Durham auto insurance rates to see how Moravian Falls, North Carolina auto insurance rates stack up.

Before you buy Moravian Falls, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moravian Falls, North Carolina auto insurance quotes.

Minimum Auto Insurance in Moravian Falls, North Carolina

Moravian Falls, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moravian Falls, North Carolina.

Minimum Required Auto Insurance Coverage in Moravian Falls, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Moravian Falls, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Moravian Falls, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moravian Falls, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,075 $5,075 $4,167 $4,167 $12,184 $12,184 $5,175 $5,175
GEICO $2,569 $2,517 $2,509 $2,460 $4,656 $4,614 $2,228 $2,214
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,597 $1,597 $1,439 $1,439 $3,774 $3,774 $1,792 $1,792
State Farm $2,278 $2,278 $1,971 $1,971 $3,352 $3,352 $2,815 $2,815
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

Cheap Moravian Falls, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Moravian Falls, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Moravian Falls, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Moravian Falls, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,184 $12,184
GEICO $4,656 $4,614
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,774 $3,774
State Farm $3,352 $3,352
Travelers $4,143 $4,143

Cheap Moravian Falls, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Moravian Falls, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Moravian Falls, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,167 $4,167
GEICO $2,509 $2,460
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,439 $1,439
State Farm $1,971 $1,971
Travelers $2,458 $2,458

Cheap Moravian Falls, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moravian Falls, North Carolina compared to the annual auto insurance rates with a clean record in Moravian Falls, North Carolina.

Annual Moravian Falls, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,602 $6,330 $11,797 $4,873
GEICO $1,698 $2,422 $5,526 $2,237
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,003 $1,467 $4,714 $1,419
State Farm $1,403 $2,008 $4,997 $2,008
Travelers $1,727 $2,264 $5,402 $2,231

Cheap Moravian Falls, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Moravian Falls, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Moravian Falls, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Moravian Falls, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,797
GEICO $5,526
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,714
State Farm $4,997
Travelers $5,402

Cheap Moravian Falls, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Moravian Falls, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Moravian Falls, North Carolina

Insurance Company Poor Fair Good
Allstate $9,004 $5,845 $5,102
GEICO $3,237 $2,953 $2,722
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,452 $2,094 $1,906
State Farm $3,658 $2,338 $1,816
Travelers $3,102 $2,823 $2,792

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Cheap Moravian Falls, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Moravian Falls, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Moravian Falls, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Moravian Falls, North Carolina

ZIP Code Average Annual Rates
28654 $2,842
28697 $2,837

Cheap Moravian Falls, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Moravian Falls, North Carolina auto insurance. Find the cheapest annual Moravian Falls, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Moravian Falls, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,650 $6,650
GEICO $2,971 $2,971
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,151 $2,151
State Farm $2,588 $2,620
Travelers $2,906 $2,906

Cheap Moravian Falls, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Moravian Falls, North Carolina? Check out the comparison of annual Moravian Falls, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moravian Falls, North Carolina

Insurance Company Low Medium High
Allstate $6,444 $6,629 $6,878
GEICO $2,851 $2,961 $3,100
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,045 $2,138 $2,269
State Farm $2,511 $2,592 $2,710
Travelers $2,790 $2,891 $3,037

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Best By Category: Cheapest Auto Insurance in Moravian Falls, North Carolina

Compare the cheapest auto insurance companies in Moravian Falls, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Moravian Falls, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Moravian Falls, North Carolina Auto Insurance Companies

What auto insurance companies in Moravian Falls, North Carolina are the cheapest? Compare the top Moravian Falls, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Moravian Falls, North Carolina

Insurance Company Average Annual Rates
Allstate $6,650
GEICO $2,971
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,151
State Farm $2,604
Travelers $2,906

What affects auto insurance rates in Moravian Falls, North Carolina?

There are a lot of reasons why auto insurance rates in Moravian Falls, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moravian Falls, North Carolina. Many local factors may affect your Moravian Falls auto insurance rates.

Moravian Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Moravian Falls, North Carolina commute length is 17.7 minutes according to City-Data.

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Compare Moravian Falls, North Carolina Auto Insurance Quotes

Before you buy Moravian Falls, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moravian Falls, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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