Best Cheap Auto Insurance in Moodus, CT (2021)

The average Moodus, CT auto insurance rates are $343 per month. The minimum auto insurance in Moodus is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Moodus, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Moodus, CT for senior drivers are $2,047 per year
  • The average commute length in Moodus is 36.2 minutes
  • The most expensive auto insurance company in Moodus for teen drivers is Liberty Mutual

Moodus, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Moodus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moodus, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Moodus to other Connecticut cities, including New Haven auto insurance rates, Waterbury auto insurance rates, and Bridgeport auto insurance rates to see how Moodus, Connecticut auto insurance rates stack up.

Before you buy Moodus, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moodus, Connecticut auto insurance quotes.

Minimum Auto Insurance in Moodus, Connecticut

Moodus, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moodus, Connecticut.

Minimum Required Auto Insurance Coverage in Moodus, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Moodus, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Moodus, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moodus, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,844 $1,848 $1,710 $1,724 $4,212 $4,999 $1,779 $1,731
Liberty Mutual $3,238 $3,512 $2,489 $3,052 $16,229 $18,258 $3,287 $3,593
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,292 $2,142 $1,958 $2,032 $9,527 $10,562 $2,626 $2,951
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,632 $1,657 $1,624 $1,620 $12,387 $19,929 $1,775 $2,004
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Moodus, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Moodus, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Moodus, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Moodus, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,212 $4,999
Liberty Mutual $16,229 $18,258
Nationwide $5,616 $7,110
Progressive $9,527 $10,562
State Farm $4,921 $6,180
Travelers $12,387 $19,929
USAA $5,822 $6,120

Cheap Moodus, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Moodus, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Moodus, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,710 $1,724
Liberty Mutual $2,489 $3,052
Nationwide $1,858 $1,946
Progressive $1,958 $2,032
State Farm $1,506 $1,506
Travelers $1,624 $1,620
USAA $1,727 $1,706

Cheap Moodus, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moodus, Connecticut compared to the annual auto insurance rates with a clean record in Moodus, Connecticut.

Annual Moodus, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,574 $2,059 $4,360 $1,931
Liberty Mutual $5,875 $7,361 $7,278 $6,314
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,634 $5,277 $3,818 $4,316
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,293 $4,648 $6,759 $5,614
USAA $2,343 $2,941 $4,435 $2,343

Cheap Moodus, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Moodus, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Moodus, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Moodus, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,360
Liberty Mutual $7,278
Nationwide $3,882
Progressive $3,818
State Farm $2,727
Travelers $6,759
USAA $4,435

Cheap Moodus, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Moodus, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Moodus, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,605 $2,178 $1,660
Liberty Mutual $9,524 $5,932 $4,665
Nationwide $4,229 $2,850 $2,527
Progressive $4,638 $4,161 $3,985
State Farm $3,705 $2,378 $1,917
Travelers $6,049 $5,041 $4,895
USAA $3,987 $2,690 $2,369

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Cheap Moodus, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Moodus, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Moodus, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Moodus, Connecticut

ZIP Code Average Annual Rates
6469 $4,155

Cheap Moodus, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Moodus, Connecticut auto insurance. Find the cheapest annual Moodus, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Moodus, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,444 $2,518
Liberty Mutual $6,707 $6,707
Nationwide $3,202 $3,202
Progressive $4,261 $4,261
State Farm $2,602 $2,732
Travelers $5,328 $5,328
USAA $2,979 $3,051

Cheap Moodus, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Moodus, Connecticut? Check out the comparison of annual Moodus, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moodus, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,312 $2,452 $2,679
Liberty Mutual $6,478 $6,664 $6,979
Nationwide $3,253 $3,223 $3,130
Progressive $3,994 $4,227 $4,563
State Farm $2,504 $2,671 $2,826
Travelers $4,956 $5,293 $5,736
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Moodus, Connecticut

Compare the cheapest auto insurance companies in Moodus, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Moodus, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Moodus, Connecticut Auto Insurance Companies

What auto insurance companies in Moodus, Connecticut are the cheapest? Compare the top Moodus, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Moodus, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,481
Liberty Mutual $6,707
Nationwide $3,202
Progressive $4,261
State Farm $2,667
Travelers $5,328
USAA $3,015

What affects auto insurance rates in Moodus, Connecticut?

There are a lot of reasons why auto insurance rates in Moodus, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moodus, Connecticut. Many local factors may affect your Moodus auto insurance rates.

Moodus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Moodus, Connecticut commute length is 36.2 minutes according to City-Data.

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Compare Moodus, Connecticut Auto Insurance Quotes

Before you buy Moodus, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moodus, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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