Best Cheap Auto Insurance in Montrose, GA (2021)

The average Montrose, GA auto insurance rates are $412 per month. The minimum auto insurance in Montrose is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Montrose, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Montrose, GA for senior drivers are $2,761 per year
  • The average commute length in Montrose is 29.9 minutes
  • The minimum auto insurance required in Montrose, Georgia is 25/50/25

Montrose, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Montrose can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montrose, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Montrose to other Georgia cities, including Roswell auto insurance rates, Warner Robins auto insurance rates, and Atlanta auto insurance rates to see how Montrose, Georgia auto insurance rates stack up.

Before you buy Montrose, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montrose, Georgia auto insurance quotes.

Minimum Auto Insurance in Montrose, Georgia

Montrose, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montrose, Georgia.

Minimum Required Auto Insurance Coverage in Montrose, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Montrose, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montrose, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montrose, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,620 $1,591 $1,561 $1,561 $4,663 $5,573 $2,047 $2,289
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,548 $4,710 $4,459 $4,924 $14,202 $18,373 $5,550 $6,043
Progressive $2,714 $2,512 $2,323 $2,433 $8,114 $9,000 $3,130 $3,276
State Farm $1,858 $1,858 $1,662 $1,662 $4,826 $6,355 $2,034 $2,190
USAA $1,721 $1,719 $1,593 $1,602 $6,155 $7,297 $2,143 $2,369

Cheap Montrose, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montrose, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Montrose, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Montrose, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,663 $5,573
Liberty Mutual $22,265 $24,866
Nationwide $14,202 $18,373
Progressive $8,114 $9,000
State Farm $4,826 $6,355
USAA $6,155 $7,297

Cheap Montrose, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Montrose, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montrose, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,561 $1,561
Liberty Mutual $4,345 $4,933
Nationwide $4,459 $4,924
Progressive $2,323 $2,433
State Farm $1,662 $1,662
USAA $1,593 $1,602

Cheap Montrose, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montrose, Georgia compared to the annual auto insurance rates with a clean record in Montrose, Georgia.

Annual Montrose, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,751 $2,204 $4,535 $1,962
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $6,015 $7,074 $10,998 $7,317
Progressive $3,307 $5,724 $3,873 $3,847
State Farm $2,565 $3,046 $2,806 $2,806
USAA $2,354 $2,976 $4,346 $2,623

Cheap Montrose, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montrose, Georgia is not easy. Compare the annual rates for DUI auto insurance in Montrose, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Montrose, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,535
Liberty Mutual $11,787
Nationwide $10,998
Progressive $3,873
State Farm $2,806
USAA $4,346

Cheap Montrose, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montrose, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montrose, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,287 $2,309 $2,243
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $9,382 $7,564 $6,607
Progressive $4,767 $4,063 $3,733
State Farm $3,973 $2,478 $1,966
USAA $4,007 $2,815 $2,402

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Cheap Montrose, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montrose, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Montrose, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montrose, Georgia

ZIP Code Average Annual Rates
31065 $4,786

Cheap Montrose, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Montrose, Georgia auto insurance. Find the cheapest annual Montrose, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montrose, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,567 $2,659
Liberty Mutual $9,887 $9,887
Nationwide $7,851 $7,851
Progressive $4,188 $4,188
State Farm $2,806 $2,806
USAA $2,935 $3,215

Cheap Montrose, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montrose, Georgia? Check out the comparison of annual Montrose, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montrose, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,437 $2,624 $2,778
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,755 $7,987 $7,812
Progressive $3,833 $4,120 $4,611
State Farm $2,626 $2,807 $2,984
USAA $2,937 $3,059 $3,229

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Best By Category: Cheapest Auto Insurance in Montrose, Georgia

Compare the cheapest auto insurance companies in Montrose, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montrose, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Montrose, Georgia Auto Insurance Companies

What auto insurance companies in Montrose, Georgia are the cheapest? Compare the top Montrose, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montrose, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,613
Liberty Mutual $9,887
Nationwide $7,851
Progressive $4,188
State Farm $2,806
USAA $3,075

What affects auto insurance rates in Montrose, Georgia?

There are a lot of reasons why auto insurance rates in Montrose, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Montrose, Georgia. Many local factors may affect your Montrose auto insurance rates.

Montrose Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Montrose, Georgia commute length is 29.9 minutes according to City-Data.

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Compare Montrose, Georgia Auto Insurance Quotes

Before you buy Montrose, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montrose, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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