Best Cheap Auto Insurance in Montrose, AL (2021)

The average Montrose, AL auto insurance rates are $304 per month. The minimum auto insurance in Montrose is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Montrose, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Montrose, AL for senior drivers are $1,904 per year
  • The most expensive auto insurance company in Montrose for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Montrose is USAA

Montrose, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Montrose can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montrose, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Montrose to other Alabama cities, including Tuscaloosa auto insurance rates, Hoover auto insurance rates, and Auburn auto insurance rates to see how Montrose, Alabama auto insurance rates stack up.

Before you buy Montrose, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montrose, Alabama auto insurance quotes.

Minimum Auto Insurance in Montrose, Alabama

Montrose, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montrose, Alabama.

Minimum Required Auto Insurance Coverage in Montrose, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Montrose, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montrose, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montrose, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,322 $2,306 $2,074 $2,209 $9,067 $9,327 $2,628 $2,718
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,190 $3,444 $2,610 $2,921 $11,889 $13,220 $3,395 $3,609
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,441 $2,282 $2,008 $2,143 $10,163 $11,335 $2,853 $3,031
State Farm $2,582 $2,582 $2,348 $2,348 $7,942 $9,939 $2,920 $3,366
Travelers $1,676 $1,702 $1,576 $1,570 $9,202 $14,523 $1,583 $1,810
USAA $1,192 $1,210 $1,118 $1,097 $3,526 $3,906 $1,547 $1,669

Cheap Montrose, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montrose, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Montrose, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Montrose, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,067 $9,327
GEICO $5,246 $5,134
Liberty Mutual $11,889 $13,220
Nationwide $4,274 $5,478
Progressive $10,163 $11,335
State Farm $7,942 $9,939
Travelers $9,202 $14,523
USAA $3,526 $3,906

Cheap Montrose, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Montrose, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montrose, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,074 $2,209
GEICO $1,893 $1,961
Liberty Mutual $2,610 $2,921
Nationwide $1,486 $1,534
Progressive $2,008 $2,143
State Farm $2,348 $2,348
Travelers $1,576 $1,570
USAA $1,118 $1,097

Cheap Montrose, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montrose, Alabama compared to the annual auto insurance rates with a clean record in Montrose, Alabama.

Annual Montrose, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,436 $4,447 $4,339 $4,103
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,339 $6,050 $5,905 $5,845
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $4,082 $5,149 $4,419 $4,479
State Farm $3,830 $4,771 $4,206 $4,206
Travelers $3,498 $3,671 $5,390 $4,262
USAA $1,471 $1,845 $2,727 $1,590

Cheap Montrose, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montrose, Alabama is not easy. Compare the annual rates for DUI auto insurance in Montrose, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Montrose, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,671
Farmers $4,339
GEICO $3,740
Liberty Mutual $5,905
Nationwide $3,145
Progressive $4,419
State Farm $4,206
Travelers $5,390
USAA $2,727

Cheap Montrose, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montrose, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montrose, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,574 $3,938 $3,732
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,912 $4,870 $3,822
Nationwide $2,987 $2,338 $2,118
Progressive $5,103 $4,389 $4,104
State Farm $6,894 $3,492 $2,374
Travelers $4,583 $3,978 $4,055
USAA $2,554 $1,674 $1,497

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Cheap Montrose, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montrose, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Montrose, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montrose, Alabama

ZIP Code Average Annual Rates
36559 $3,785

Cheap Montrose, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Montrose, Alabama auto insurance. Find the cheapest annual Montrose, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montrose, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,081 $4,081
GEICO $2,727 $2,823
Liberty Mutual $5,535 $5,535
Nationwide $2,481 $2,481
Progressive $4,532 $4,532
State Farm $4,150 $4,357
Travelers $4,205 $4,205
USAA $1,821 $1,995

Cheap Montrose, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montrose, Alabama? Check out the comparison of annual Montrose, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montrose, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,833 $4,023 $4,388
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,285 $5,509 $5,810
Nationwide $2,452 $2,462 $2,528
Progressive $4,037 $4,509 $5,050
State Farm $4,006 $4,248 $4,507
Travelers $3,995 $4,289 $4,332
USAA $1,833 $1,897 $1,995

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Best By Category: Cheapest Auto Insurance in Montrose, Alabama

Compare the cheapest auto insurance companies in Montrose, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montrose, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Montrose, Alabama Auto Insurance Companies

What auto insurance companies in Montrose, Alabama are the cheapest? Compare the top Montrose, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montrose, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,081
GEICO $2,775
Liberty Mutual $5,535
Nationwide $2,481
Progressive $4,532
State Farm $4,253
Travelers $4,205
USAA $1,908

Compare Montrose, Alabama Auto Insurance Quotes

Before you buy Montrose, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montrose, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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