Best Cheap Auto Insurance in Monticello, WI (2021)

The average Monticello, WI auto insurance rates are $238 per month. The minimum auto insurance in Monticello is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Monticello, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Monticello is American Family
  • Average auto insurance rates in Monticello, WI for senior drivers are $1,591 per year
  • The most expensive auto insurance company in Monticello for teen drivers is Nationwide

Monticello, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Monticello can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monticello, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Monticello to other Wisconsin cities, including Racine auto insurance rates, Janesville auto insurance rates, and Oshkosh auto insurance rates to see how Monticello, Wisconsin auto insurance rates stack up.

Before you buy Monticello, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monticello, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Monticello, Wisconsin

Monticello, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monticello, Wisconsin.

Minimum Required Auto Insurance Coverage in Monticello, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Monticello, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monticello, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monticello, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,200 $2,311 $2,039 $2,248 $7,335 $9,379 $2,226 $2,418
American Family $961 $1,005 $906 $912 $2,792 $3,081 $1,139 $1,214
Farmers $1,723 $1,723 $1,523 $1,616 $8,418 $8,734 $1,965 $2,058
GEICO $1,348 $1,484 $1,393 $1,598 $4,449 $4,790 $1,248 $1,286
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,632 $1,555 $1,337 $1,392 $6,242 $7,043 $1,965 $2,142
State Farm $1,278 $1,278 $1,135 $1,135 $3,643 $4,598 $1,441 $1,650
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

Cheap Monticello, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monticello, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Monticello, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Monticello, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,335 $9,379
American Family $2,792 $3,081
Farmers $8,418 $8,734
GEICO $4,449 $4,790
Liberty Mutual $4,848 $5,442
Nationwide $7,524 $11,526
Progressive $6,242 $7,043
State Farm $3,643 $4,598
USAA $3,539 $4,109

Cheap Monticello, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Monticello, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monticello, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,248
American Family $906 $912
Farmers $1,523 $1,616
GEICO $1,393 $1,598
Liberty Mutual $1,218 $1,385
Nationwide $3,056 $3,223
Progressive $1,337 $1,392
State Farm $1,135 $1,135
USAA $1,248 $1,268

Cheap Monticello, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monticello, Wisconsin compared to the annual auto insurance rates with a clean record in Monticello, Wisconsin.

Annual Monticello, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,061 $4,228 $3,964 $3,825
American Family $1,436 $1,523 $1,523 $1,523
Farmers $3,024 $3,826 $3,613 $3,417
GEICO $1,527 $2,466 $2,814 $1,991
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,668 $3,232 $2,768 $2,987
State Farm $1,857 $2,182 $2,020 $2,020
USAA $1,631 $2,057 $2,787 $1,860

Cheap Monticello, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monticello, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Monticello, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Monticello, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,964
American Family $1,523
Farmers $3,613
GEICO $2,814
Liberty Mutual $2,730
Nationwide $6,405
Progressive $2,768
State Farm $2,020
USAA $2,787

Cheap Monticello, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monticello, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monticello, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,947 $3,406 $2,955
American Family $2,007 $1,325 $1,172
Farmers $3,915 $3,320 $3,174
GEICO $2,888 $2,058 $1,652
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,007 $5,012 $5,012
Progressive $3,314 $2,812 $2,615
State Farm $3,012 $1,729 $1,317
USAA $3,213 $1,690 $1,347

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Cheap Monticello, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monticello, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Monticello, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monticello, Wisconsin

ZIP Code Average Annual Rates
53570 $2,788

Cheap Monticello, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Monticello, Wisconsin auto insurance. Find the cheapest annual Monticello, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monticello, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,679 $3,860
American Family $1,476 $1,527
Farmers $3,470 $3,470
GEICO $2,153 $2,246
Liberty Mutual $2,421 $2,421
Nationwide $5,344 $5,344
Progressive $2,914 $2,914
State Farm $1,971 $2,069
USAA $2,057 $2,111

Cheap Monticello, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monticello, Wisconsin? Check out the comparison of annual Monticello, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monticello, Wisconsin

Insurance Company Low Medium High
Allstate $3,607 $3,760 $3,941
American Family $1,487 $1,516 $1,502
Farmers $3,185 $3,441 $3,784
GEICO $2,049 $2,198 $2,351
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,190 $5,343 $5,498
Progressive $2,761 $2,935 $3,045
State Farm $1,915 $2,025 $2,119
USAA $2,012 $2,085 $2,153

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Best By Category: Cheapest Auto Insurance in Monticello, Wisconsin

Compare the cheapest auto insurance companies in Monticello, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monticello, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Monticello, Wisconsin Auto Insurance Companies

What auto insurance companies in Monticello, Wisconsin are the cheapest? Compare the top Monticello, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monticello, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,770
American Family $1,501
Farmers $3,470
GEICO $2,199
Liberty Mutual $2,421
Nationwide $5,344
Progressive $2,914
State Farm $2,020
USAA $2,084

What affects auto insurance rates in Monticello, Wisconsin?

There are a lot of reasons why auto insurance rates in Monticello, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monticello, Wisconsin. Many local factors may affect your Monticello auto insurance rates.

Monticello Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Monticello, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Monticello Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monticello, Wisconsin commute length is 27.6 minutes according to City-Data.

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Compare Monticello, Wisconsin Auto Insurance Quotes

Before you buy Monticello, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monticello, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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