Best Cheap Auto Insurance in Monticello, GA (2021)

The average Monticello, GA auto insurance rates are $424 per month. The minimum auto insurance in Monticello is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Monticello, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Monticello for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Monticello is GEICO
  • The minimum auto insurance required in Monticello, Georgia is 25/50/25

Monticello, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Monticello can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monticello, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Monticello to other Georgia cities, including Sandy Springs auto insurance rates, Johns Creek auto insurance rates, and Atlanta auto insurance rates to see how Monticello, Georgia auto insurance rates stack up.

Before you buy Monticello, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monticello, Georgia auto insurance quotes.

Minimum Auto Insurance in Monticello, Georgia

Monticello, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monticello, Georgia.

Minimum Required Auto Insurance Coverage in Monticello, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monticello, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monticello, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monticello, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $1,821 $1,794 $1,761 $1,761 $5,361 $6,415 $2,328 $2,596
Liberty Mutual $5,174 $5,635 $4,237 $4,807 $21,481 $23,987 $5,489 $5,849
Nationwide $4,165 $4,309 $4,110 $4,526 $13,045 $16,826 $5,088 $5,528
Progressive $3,210 $2,936 $2,753 $2,903 $10,015 $11,095 $3,683 $3,829
State Farm $2,216 $2,216 $1,975 $1,975 $5,693 $7,507 $2,424 $2,610
USAA $1,883 $1,882 $1,731 $1,746 $6,737 $8,016 $2,351 $2,606

Cheap Monticello, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monticello, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Monticello, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Monticello, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $5,361 $6,415
Liberty Mutual $21,481 $23,987
Nationwide $13,045 $16,826
Progressive $10,015 $11,095
State Farm $5,693 $7,507
USAA $6,737 $8,016

Cheap Monticello, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Monticello, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monticello, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $1,761 $1,761
Liberty Mutual $4,237 $4,807
Nationwide $4,110 $4,526
Progressive $2,753 $2,903
State Farm $1,975 $1,975
USAA $1,731 $1,746

Cheap Monticello, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monticello, Georgia compared to the annual auto insurance rates with a clean record in Monticello, Georgia.

Annual Monticello, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $2,002 $2,514 $5,158 $2,244
Liberty Mutual $7,283 $9,931 $11,420 $9,694
Nationwide $5,531 $6,498 $10,054 $6,716
Progressive $3,946 $6,990 $4,680 $4,597
State Farm $3,047 $3,607 $3,327 $3,327
USAA $2,573 $3,251 $4,785 $2,867

Cheap Monticello, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monticello, Georgia is not easy. Compare the annual rates for DUI auto insurance in Monticello, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Monticello, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,262
GEICO $5,158
Liberty Mutual $11,420
Nationwide $10,054
Progressive $4,680
State Farm $3,327
USAA $4,785

Cheap Monticello, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monticello, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monticello, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $3,748 $2,634 $2,557
Liberty Mutual $13,737 $8,412 $6,598
Nationwide $8,584 $6,945 $6,070
Progressive $5,708 $4,919 $4,533
State Farm $4,718 $2,937 $2,326
USAA $4,403 $3,080 $2,623

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monticello, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monticello, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Monticello, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monticello, Georgia

ZIP Code Average Annual Rates
31064 $4,936

Cheap Monticello, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Monticello, Georgia auto insurance. Find the cheapest annual Monticello, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monticello, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,025 $4,211
GEICO $2,928 $3,031
Liberty Mutual $9,582 $9,582
Nationwide $7,200 $7,200
Progressive $5,053 $5,053
State Farm $3,327 $3,327
USAA $3,215 $3,522

Cheap Monticello, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monticello, Georgia? Check out the comparison of annual Monticello, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monticello, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $2,765 $2,994 $3,180
Liberty Mutual $9,203 $9,532 $10,012
Nationwide $7,059 $7,330 $7,210
Progressive $4,554 $4,958 $5,648
State Farm $3,132 $3,329 $3,520
USAA $3,227 $3,353 $3,527

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Monticello, Georgia

Compare the cheapest auto insurance companies in Monticello, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monticello, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Monticello, Georgia Auto Insurance Companies

What auto insurance companies in Monticello, Georgia are the cheapest? Compare the top Monticello, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monticello, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $2,980
Liberty Mutual $9,582
Nationwide $7,200
Progressive $5,053
State Farm $3,327
USAA $3,369

What affects auto insurance rates in Monticello, Georgia?

There are a lot of reasons why auto insurance rates in Monticello, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monticello, Georgia. Many local factors may affect your Monticello auto insurance rates.

Monticello Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monticello, Georgia commute length is 23.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Monticello, Georgia Auto Insurance Quotes

Before you buy Monticello, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monticello, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption