Best Cheap Auto Insurance in Montgomery, IN (2021)

The average Montgomery, IN auto insurance rates are $275 per month. The minimum auto insurance in Montgomery is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Montgomery, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Montgomery is 22.3 minutes
  • The minimum auto insurance required in Montgomery, Indiana is 25/50/25
  • The cheapest auto insurance company in Montgomery is USAA

Montgomery, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Montgomery can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montgomery, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Montgomery to other Indiana cities, including Evansville auto insurance rates, Indianapolis auto insurance rates, and Gary auto insurance rates to see how Montgomery, Indiana auto insurance rates stack up.

Before you buy Montgomery, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montgomery, Indiana auto insurance quotes.

Minimum Auto Insurance in Montgomery, Indiana

Montgomery, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montgomery, Indiana.

Minimum Required Auto Insurance Coverage in Montgomery, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Montgomery, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montgomery, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montgomery, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,439 $2,499 $2,141 $2,339 $7,502 $9,440 $2,486 $2,702
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,565 $1,545 $1,341 $1,501 $8,242 $8,758 $2,049 $2,222
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,656 $1,694 $1,451 $1,550 $4,839 $6,287 $1,944 $2,127
Progressive $1,591 $1,515 $1,432 $1,447 $9,013 $10,143 $1,990 $2,041
State Farm $1,499 $1,499 $1,327 $1,327 $4,421 $5,678 $1,653 $1,839
Travelers $1,244 $1,266 $1,165 $1,164 $7,591 $11,952 $1,314 $1,529
USAA $982 $970 $907 $919 $2,683 $3,017 $1,329 $1,431

Cheap Montgomery, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montgomery, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Montgomery, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Montgomery, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,502 $9,440
American Family $6,331 $9,225
Farmers $8,242 $8,758
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $4,839 $6,287
Progressive $9,013 $10,143
State Farm $4,421 $5,678
Travelers $7,591 $11,952
USAA $2,683 $3,017

Cheap Montgomery, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Montgomery, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montgomery, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,339
American Family $2,107 $2,107
Farmers $1,341 $1,501
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,451 $1,550
Progressive $1,432 $1,447
State Farm $1,327 $1,327
Travelers $1,165 $1,164
USAA $907 $919

Cheap Montgomery, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montgomery, Indiana compared to the annual auto insurance rates with a clean record in Montgomery, Indiana.

Annual Montgomery, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,142 $4,618 $4,268 $3,747
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,043 $3,552 $3,654 $3,362
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,316 $2,986 $2,863 $2,609
Progressive $2,748 $4,751 $3,274 $3,812
State Farm $2,351 $2,569 $2,351 $2,351
Travelers $2,887 $3,575 $4,052 $3,098
USAA $1,159 $1,641 $1,884 $1,435

Cheap Montgomery, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montgomery, Indiana is not easy. Compare the annual rates for DUI auto insurance in Montgomery, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Montgomery, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,268
American Family $5,171
Farmers $3,654
GEICO $3,385
Liberty Mutual $8,346
Nationwide $2,863
Progressive $3,274
State Farm $2,351
Travelers $4,052
USAA $1,884

Cheap Montgomery, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montgomery, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montgomery, Indiana

Insurance Company Poor Fair Good
Allstate $4,890 $3,638 $3,303
American Family $5,078 $3,306 $2,769
Farmers $3,978 $3,236 $2,995
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,067 $2,591 $2,423
Progressive $4,039 $3,556 $3,345
State Farm $3,505 $2,091 $1,620
Travelers $3,794 $3,210 $3,206
USAA $2,071 $1,358 $1,161

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Cheap Montgomery, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montgomery, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Montgomery, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montgomery, Indiana

ZIP Code Average Annual Rates
47558 $3,203

Cheap Montgomery, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Montgomery, Indiana auto insurance. Find the cheapest annual Montgomery, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montgomery, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,944 $3,944
American Family $3,673 $3,762
Farmers $3,403 $3,403
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,693 $2,693
Progressive $3,646 $3,646
State Farm $2,337 $2,474
Travelers $3,403 $3,403
USAA $1,509 $1,550

Cheap Montgomery, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montgomery, Indiana? Check out the comparison of annual Montgomery, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montgomery, Indiana

Insurance Company Low Medium High
Allstate $3,761 $3,929 $4,141
American Family $3,702 $3,842 $3,608
Farmers $3,287 $3,395 $3,526
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,740 $2,672 $2,668
Progressive $3,464 $3,595 $3,880
State Farm $2,301 $2,404 $2,511
Travelers $3,341 $3,435 $3,433
USAA $1,484 $1,527 $1,579

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Best By Category: Cheapest Auto Insurance in Montgomery, Indiana

Compare the cheapest auto insurance companies in Montgomery, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montgomery, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Montgomery, Indiana Auto Insurance Companies

What auto insurance companies in Montgomery, Indiana are the cheapest? Compare the top Montgomery, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montgomery, Indiana

Insurance Company Average Annual Rates
Allstate $3,944
American Family $3,717
Farmers $3,403
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,693
Progressive $3,646
State Farm $2,405
Travelers $3,403
USAA $1,530

What affects auto insurance rates in Montgomery, Indiana?

There are a lot of reasons why auto insurance rates in Montgomery, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Montgomery, Indiana. Many local factors may affect your Montgomery auto insurance rates.

Montgomery Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Montgomery, Indiana commute length is 22.3 minutes according to City-Data.

Montgomery Traffic

How does Montgomery, Indiana rank for traffic? According to Inrix Montgomery, Indiana is the 413th most congested worldwide.

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Compare Montgomery, Indiana Auto Insurance Quotes

Before you buy Montgomery, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montgomery, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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