Best Cheap Auto Insurance in Montezuma, OH (2021)

The average Montezuma, OH auto insurance rates are $212 per month. The minimum auto insurance in Montezuma is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Montezuma, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Montezuma, Ohio is 25/50/25
  • The cheapest auto insurance company in Montezuma is USAA
  • The most expensive auto insurance company in Montezuma for teen drivers is Liberty Mutual

Montezuma, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Montezuma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montezuma, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Montezuma to other Ohio cities, including Akron auto insurance rates, Parma auto insurance rates, and Dayton auto insurance rates to see how Montezuma, Ohio auto insurance rates stack up.

Before you buy Montezuma, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montezuma, Ohio auto insurance quotes.

Minimum Auto Insurance in Montezuma, Ohio

Montezuma, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montezuma, Ohio.

Minimum Required Auto Insurance Coverage in Montezuma, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Montezuma, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montezuma, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montezuma, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,781 $1,776 $1,605 $1,714 $4,854 $5,561 $1,877 $2,007
American Family $895 $928 $814 $818 $2,660 $2,886 $1,099 $1,156
Farmers $1,699 $1,693 $1,497 $1,577 $7,488 $7,770 $1,914 $2,008
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,987 $1,997 $1,795 $1,807 $5,059 $6,518 $2,128 $2,474
Progressive $1,487 $1,396 $1,240 $1,282 $6,672 $7,508 $1,770 $1,832
State Farm $1,295 $1,295 $1,159 $1,159 $4,034 $5,062 $1,505 $1,728
Travelers $1,426 $1,447 $1,417 $1,409 $6,138 $9,676 $1,487 $1,698
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Cheap Montezuma, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montezuma, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Montezuma, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Montezuma, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,854 $5,561
American Family $2,660 $2,886
Farmers $7,488 $7,770
GEICO $3,279 $3,053
Liberty Mutual $9,958 $11,245
Nationwide $5,059 $6,518
Progressive $6,672 $7,508
State Farm $4,034 $5,062
Travelers $6,138 $9,676
USAA $2,425 $2,701

Cheap Montezuma, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Montezuma, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montezuma, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,605 $1,714
American Family $814 $818
Farmers $1,497 $1,577
GEICO $1,153 $1,164
Liberty Mutual $1,446 $1,755
Nationwide $1,795 $1,807
Progressive $1,240 $1,282
State Farm $1,159 $1,159
Travelers $1,417 $1,409
USAA $760 $761

Cheap Montezuma, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montezuma, Ohio compared to the annual auto insurance rates with a clean record in Montezuma, Ohio.

Annual Montezuma, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,235 $2,688 $3,143 $2,520
American Family $1,350 $1,426 $1,426 $1,426
Farmers $2,639 $3,401 $3,316 $3,467
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,499 $3,400 $2,664 $3,030
State Farm $1,963 $2,346 $2,155 $2,155
Travelers $2,273 $2,963 $4,470 $2,644
USAA $1,008 $1,347 $1,763 $1,116

Cheap Montezuma, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montezuma, Ohio is not easy. Compare the annual rates for DUI auto insurance in Montezuma, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Montezuma, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,143
American Family $1,426
Farmers $3,316
GEICO $2,408
Liberty Mutual $4,473
Nationwide $3,836
Progressive $2,664
State Farm $2,155
Travelers $4,470
USAA $1,763

Cheap Montezuma, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montezuma, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montezuma, Ohio

Insurance Company Poor Fair Good
Allstate $3,389 $2,475 $2,076
American Family $1,863 $1,276 $1,082
Farmers $3,634 $3,065 $2,918
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,581 $2,889 $2,441
Progressive $3,249 $2,815 $2,630
State Farm $3,069 $1,898 $1,496
Travelers $3,452 $3,004 $2,805
USAA $1,698 $1,203 $1,026

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Cheap Montezuma, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montezuma, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Montezuma, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montezuma, Ohio

ZIP Code Average Annual Rates
45866 $2,444

Cheap Montezuma, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Montezuma, Ohio auto insurance. Find the cheapest annual Montezuma, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montezuma, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,647 $2,647
American Family $1,390 $1,424
Farmers $3,206 $3,206
GEICO $1,669 $1,728
Liberty Mutual $4,063 $4,063
Nationwide $2,970 $2,970
Progressive $2,898 $2,898
State Farm $2,102 $2,207
Travelers $3,087 $3,087
USAA $1,259 $1,359

Cheap Montezuma, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montezuma, Ohio? Check out the comparison of annual Montezuma, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montezuma, Ohio

Insurance Company Low Medium High
Allstate $2,575 $2,642 $2,723
American Family $1,383 $1,417 $1,421
Farmers $3,050 $3,160 $3,408
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,284 $2,879 $2,748
Progressive $2,767 $2,870 $3,058
State Farm $2,052 $2,161 $2,251
Travelers $3,008 $3,128 $3,127
USAA $1,252 $1,307 $1,367

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Best By Category: Cheapest Auto Insurance in Montezuma, Ohio

Compare the cheapest auto insurance companies in Montezuma, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montezuma, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Montezuma, Ohio Auto Insurance Companies

What auto insurance companies in Montezuma, Ohio are the cheapest? Compare the top Montezuma, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montezuma, Ohio

Insurance Company Average Annual Rates
Allstate $2,647
American Family $1,407
Farmers $3,206
GEICO $1,699
Liberty Mutual $4,063
Nationwide $2,970
Progressive $2,898
State Farm $2,155
Travelers $3,087
USAA $1,309

What affects auto insurance rates in Montezuma, Ohio?

There are a lot of reasons why auto insurance rates in Montezuma, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Montezuma, Ohio. Many local factors may affect your Montezuma auto insurance rates.

Montezuma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Montezuma, Ohio commute length is 16.8 minutes according to City-Data.

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Compare Montezuma, Ohio Auto Insurance Quotes

Before you buy Montezuma, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montezuma, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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