Best Cheap Auto Insurance in Monterville, WV (2021)

The average Monterville, WV auto insurance rates are $320 per month. The minimum auto insurance in Monterville is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Monterville, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Monterville, West Virginia is 25/50/25
  • The most expensive auto insurance company in Monterville for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Monterville is State Farm

Monterville, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Monterville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monterville, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Monterville to other West Virginia cities, including Fairmont auto insurance rates, Weirton auto insurance rates, and Martinsburg auto insurance rates to see how Monterville, West Virginia auto insurance rates stack up.

Before you buy Monterville, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monterville, West Virginia auto insurance quotes.

Minimum Auto Insurance in Monterville, West Virginia

Monterville, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monterville, West Virginia.

Minimum Required Auto Insurance Coverage in Monterville, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Monterville, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monterville, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monterville, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,827 $2,641 $2,505 $2,513 $9,693 $10,094 $3,173 $3,199
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $2,084 $2,122 $1,891 $1,991 $5,330 $6,779 $2,342 $2,515
Progressive $2,258 $2,186 $2,065 $2,071 $9,495 $10,701 $2,719 $2,820
State Farm $1,687 $1,687 $1,503 $1,503 $3,641 $4,703 $1,988 $1,580
USAA $1,668 $1,649 $1,540 $1,561 $5,402 $6,007 $2,159 $2,328

Cheap Monterville, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monterville, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Monterville, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Monterville, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,693 $10,094
GEICO $6,181 $7,456
Liberty Mutual $13,288 $14,992
Nationwide $5,330 $6,779
Progressive $9,495 $10,701
State Farm $3,641 $4,703
USAA $5,402 $6,007

Cheap Monterville, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Monterville, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monterville, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,505 $2,513
GEICO $2,446 $2,371
Liberty Mutual $2,867 $3,486
Nationwide $1,891 $1,991
Progressive $2,065 $2,071
State Farm $1,503 $1,503
USAA $1,540 $1,561

Cheap Monterville, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monterville, West Virginia compared to the annual auto insurance rates with a clean record in Monterville, West Virginia.

Annual Monterville, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,903 $4,598 $5,421 $4,399
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,492 $3,333 $3,912 $2,790
Progressive $3,647 $4,860 $4,362 $4,288
State Farm $2,111 $2,462 $2,286 $2,286
USAA $2,199 $2,588 $3,697 $2,674

Cheap Monterville, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monterville, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Monterville, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Monterville, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,421
GEICO $6,179
Liberty Mutual $7,138
Nationwide $3,912
Progressive $4,362
State Farm $2,286
USAA $3,697

Cheap Monterville, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monterville, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monterville, West Virginia

Insurance Company Poor Fair Good
Allstate $5,556 $4,408 $3,777
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,569 $3,014 $2,813
Progressive $4,827 $4,173 $3,868
State Farm $3,287 $2,002 $1,571
USAA $4,131 $2,357 $1,880

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Cheap Monterville, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monterville, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Monterville, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monterville, West Virginia

ZIP Code Average Annual Rates
26282 $3,807

Cheap Monterville, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Monterville, West Virginia auto insurance. Find the cheapest annual Monterville, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monterville, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,580 $4,580
GEICO $3,535 $3,610
Liberty Mutual $6,230 $6,230
Nationwide $3,132 $3,132
Progressive $4,289 $4,289
State Farm $2,227 $2,346
USAA $2,757 $2,822

Cheap Monterville, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monterville, West Virginia? Check out the comparison of annual Monterville, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monterville, West Virginia

Insurance Company Low Medium High
Allstate $4,450 $4,574 $4,718
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $3,080 $3,115 $3,200
Progressive $4,135 $4,248 $4,484
State Farm $2,165 $2,280 $2,415
USAA $2,702 $2,785 $2,882

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Best By Category: Cheapest Auto Insurance in Monterville, West Virginia

Compare the cheapest auto insurance companies in Monterville, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monterville, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Monterville, West Virginia Auto Insurance Companies

What auto insurance companies in Monterville, West Virginia are the cheapest? Compare the top Monterville, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monterville, West Virginia

Insurance Company Average Annual Rates
Allstate $4,580
GEICO $3,572
Liberty Mutual $6,230
Nationwide $3,132
Progressive $4,289
State Farm $2,286
USAA $2,789

Compare Monterville, West Virginia Auto Insurance Quotes

Before you buy Monterville, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monterville, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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