Best Cheap Auto Insurance in Montello, WI (2021)

The average Montello, WI auto insurance rates are $253 per month. The minimum auto insurance in Montello is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Montello, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Montello is American Family
  • The minimum auto insurance required in Montello, Wisconsin is 25/50/10
  • Average auto insurance rates in Montello, WI for senior drivers are $1,709 per year

Montello, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Montello can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montello, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Montello to other Wisconsin cities, including Madison auto insurance rates, Eau Claire auto insurance rates, and Green Bay auto insurance rates to see how Montello, Wisconsin auto insurance rates stack up.

Before you buy Montello, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montello, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Montello, Wisconsin

Montello, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montello, Wisconsin.

Minimum Required Auto Insurance Coverage in Montello, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Montello, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montello, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montello, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,275 $2,400 $2,096 $2,314 $7,281 $9,301 $2,317 $2,522
American Family $994 $1,042 $931 $942 $2,813 $3,108 $1,169 $1,246
Farmers $2,049 $2,058 $1,824 $1,919 $9,188 $9,543 $2,319 $2,444
GEICO $1,393 $1,523 $1,418 $1,605 $4,494 $4,841 $1,292 $1,340
Liberty Mutual $1,976 $2,163 $1,598 $1,818 $6,382 $7,163 $2,106 $2,294
Nationwide $3,751 $3,952 $3,099 $3,269 $7,581 $11,596 $4,556 $5,430
Progressive $1,821 $1,752 $1,491 $1,545 $6,511 $7,373 $2,182 $2,351
State Farm $1,459 $1,459 $1,270 $1,270 $3,773 $4,812 $1,636 $1,849
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

Cheap Montello, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montello, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Montello, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Montello, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,281 $9,301
American Family $2,813 $3,108
Farmers $9,188 $9,543
GEICO $4,494 $4,841
Liberty Mutual $6,382 $7,163
Nationwide $7,581 $11,596
Progressive $6,511 $7,373
State Farm $3,773 $4,812
USAA $3,256 $3,779

Cheap Montello, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Montello, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montello, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $931 $942
Farmers $1,824 $1,919
GEICO $1,418 $1,605
Liberty Mutual $1,598 $1,818
Nationwide $3,099 $3,269
Progressive $1,491 $1,545
State Farm $1,270 $1,270
USAA $1,164 $1,185

Cheap Montello, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montello, Wisconsin compared to the annual auto insurance rates with a clean record in Montello, Wisconsin.

Annual Montello, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,117 $4,278 $3,995 $3,864
American Family $1,464 $1,553 $1,553 $1,553
Farmers $3,418 $4,292 $4,082 $3,879
GEICO $1,569 $2,509 $2,820 $2,056
Liberty Mutual $2,442 $3,451 $3,598 $3,259
Nationwide $4,569 $5,285 $6,477 $5,285
Progressive $2,873 $3,451 $2,975 $3,215
State Farm $2,040 $2,342 $2,191 $2,191
USAA $1,515 $1,906 $2,578 $1,727

Cheap Montello, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montello, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Montello, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Montello, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,995
American Family $1,553
Farmers $4,082
GEICO $2,820
Liberty Mutual $3,598
Nationwide $6,477
Progressive $2,975
State Farm $2,191
USAA $2,578

Cheap Montello, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montello, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montello, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,008 $3,447 $2,986
American Family $2,050 $1,350 $1,193
Farmers $4,442 $3,736 $3,576
GEICO $2,939 $2,095 $1,681
Liberty Mutual $4,617 $2,766 $2,180
Nationwide $6,075 $5,069 $5,069
Progressive $3,586 $3,012 $2,787
State Farm $3,268 $1,876 $1,428
USAA $2,975 $1,568 $1,252

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Cheap Montello, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montello, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Montello, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montello, Wisconsin

ZIP Code Average Annual Rates
53949 $2,941

Cheap Montello, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Montello, Wisconsin auto insurance. Find the cheapest annual Montello, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montello, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,722 $3,905
American Family $1,505 $1,557
Farmers $3,918 $3,918
GEICO $2,189 $2,288
Liberty Mutual $3,187 $3,187
Nationwide $5,404 $5,404
Progressive $3,128 $3,128
State Farm $2,138 $2,244
USAA $1,906 $1,957

Cheap Montello, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montello, Wisconsin? Check out the comparison of annual Montello, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montello, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,805 $3,966
American Family $1,513 $1,544 $1,536
Farmers $3,648 $3,890 $4,215
GEICO $2,107 $2,236 $2,372
Liberty Mutual $2,969 $3,210 $3,384
Nationwide $5,253 $5,402 $5,558
Progressive $2,944 $3,151 $3,290
State Farm $2,096 $2,195 $2,281
USAA $1,862 $1,933 $2,000

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Best By Category: Cheapest Auto Insurance in Montello, Wisconsin

Compare the cheapest auto insurance companies in Montello, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montello, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Montello, Wisconsin Auto Insurance Companies

What auto insurance companies in Montello, Wisconsin are the cheapest? Compare the top Montello, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montello, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,813
American Family $1,531
Farmers $3,918
GEICO $2,238
Liberty Mutual $3,187
Nationwide $5,404
Progressive $3,128
State Farm $2,191
USAA $1,931

What affects auto insurance rates in Montello, Wisconsin?

There are a lot of reasons why auto insurance rates in Montello, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Montello, Wisconsin. Many local factors may affect your Montello auto insurance rates.

Montello Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Montello, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Montello Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Montello, Wisconsin commute length is 32.4 minutes according to City-Data.

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Compare Montello, Wisconsin Auto Insurance Quotes

Before you buy Montello, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montello, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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