Best Cheap Auto Insurance in Montegut, LA (2021)

The average Montegut, LA auto insurance rates are $452 per month. The minimum auto insurance in Montegut is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Montegut, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Montegut for teen drivers is Progressive
  • The minimum auto insurance required in Montegut, Louisiana is 15/30/25
  • Average auto insurance rates in Montegut, LA for senior drivers are $3,349 per year

Montegut, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Montegut can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montegut, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Montegut to other Louisiana cities, including Houma auto insurance rates, Kenner auto insurance rates, and Shreveport auto insurance rates to see how Montegut, Louisiana auto insurance rates stack up.

Before you buy Montegut, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montegut, Louisiana auto insurance quotes.

Minimum Auto Insurance in Montegut, Louisiana

Montegut, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montegut, Louisiana.

Minimum Required Auto Insurance Coverage in Montegut, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Montegut, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montegut, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montegut, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,691 $3,691 $3,827 $3,827 $8,037 $10,105 $4,071 $4,404
GEICO $2,953 $3,401 $3,559 $4,355 $10,909 $11,453 $2,846 $2,735
Progressive $4,286 $3,984 $3,595 $3,894 $17,420 $19,346 $4,890 $4,987
State Farm $2,871 $2,871 $2,664 $2,664 $8,295 $10,347 $3,186 $3,558
USAA $2,618 $2,570 $2,570 $2,538 $8,005 $9,355 $3,204 $3,500

Cheap Montegut, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montegut, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Montegut, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Montegut, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,037 $10,105
GEICO $10,909 $11,453
Progressive $17,420 $19,346
State Farm $8,295 $10,347
USAA $8,005 $9,355

Cheap Montegut, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Montegut, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montegut, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,827 $3,827
GEICO $3,559 $4,355
Progressive $3,595 $3,894
State Farm $2,664 $2,664
USAA $2,570 $2,538

Cheap Montegut, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montegut, Louisiana compared to the annual auto insurance rates with a clean record in Montegut, Louisiana.

Annual Montegut, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,115 $6,278 $5,599 $4,834
GEICO $3,579 $5,794 $7,142 $4,590
Progressive $6,488 $8,748 $8,375 $7,591
State Farm $4,181 $4,933 $4,557 $4,557
USAA $3,273 $4,564 $5,433 $3,910

Cheap Montegut, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montegut, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Montegut, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Montegut, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,599
GEICO $7,142
Progressive $8,375
State Farm $4,557
USAA $5,433

Cheap Montegut, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montegut, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montegut, Louisiana

Insurance Company Poor Fair Good
Allstate $6,806 $4,701 $4,113
GEICO $6,275 $5,446 $4,108
Progressive $8,793 $7,563 $7,045
State Farm $6,251 $4,086 $3,334
USAA $5,907 $3,798 $3,179

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Cheap Montegut, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montegut, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Montegut, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montegut, Louisiana

ZIP Code Average Annual Rates
70377 $5,108

Cheap Montegut, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Montegut, Louisiana auto insurance. Find the cheapest annual Montegut, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montegut, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,207 $5,207
GEICO $5,175 $5,378
Progressive $7,800 $7,800
State Farm $4,444 $4,670
USAA $4,162 $4,428

Cheap Montegut, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montegut, Louisiana? Check out the comparison of annual Montegut, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montegut, Louisiana

Insurance Company Low Medium High
Allstate $4,478 $5,305 $5,837
GEICO $4,314 $5,297 $6,218
Progressive $6,460 $7,732 $9,209
State Farm $3,857 $4,540 $5,274
USAA $3,682 $4,366 $4,837

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Best By Category: Cheapest Auto Insurance in Montegut, Louisiana

Compare the cheapest auto insurance companies in Montegut, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montegut, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Montegut, Louisiana Auto Insurance Companies

What auto insurance companies in Montegut, Louisiana are the cheapest? Compare the top Montegut, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montegut, Louisiana

Insurance Company Average Annual Rates
Allstate $5,207
GEICO $5,276
Progressive $7,800
State Farm $4,557
USAA $4,295

What affects auto insurance rates in Montegut, Louisiana?

There are a lot of reasons why auto insurance rates in Montegut, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Montegut, Louisiana. Many local factors may affect your Montegut auto insurance rates.

Montegut Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Montegut, Louisiana commute length is 24.4 minutes according to City-Data.

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Compare Montegut, Louisiana Auto Insurance Quotes

Before you buy Montegut, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montegut, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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