Best Cheap Auto Insurance in Montague, MI (2021)

The average Montague, MI auto insurance rates are $740 per month. The minimum auto insurance in Montague is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Montague, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Montague for teen drivers is Allstate
  • Average auto insurance rates in Montague, MI for senior drivers are $5,848 per year
  • The average commute length in Montague is 19.6 minutes

Montague, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Montague can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Montague, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Montague to other Michigan cities, including Dearborn auto insurance rates, Warren auto insurance rates, and Ann Arbor auto insurance rates to see how Montague, Michigan auto insurance rates stack up.

Before you buy Montague, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Montague, Michigan auto insurance quotes.

Minimum Auto Insurance in Montague, Michigan

Montague, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Montague, Michigan.

Minimum Required Auto Insurance Coverage in Montague, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Montague, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Montague, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montague, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,662 $14,662 $13,595 $13,595 $36,860 $36,860 $15,453 $15,453
Farmers $3,921 $3,921 $3,654 $3,654 $8,986 $8,986 $4,414 $4,414
GEICO $3,472 $3,472 $3,571 $3,571 $10,307 $10,307 $3,330 $3,330
Liberty Mutual $13,501 $13,501 $13,368 $13,368 $31,589 $31,589 $13,501 $13,501
Nationwide $4,204 $4,204 $3,741 $3,741 $11,040 $11,040 $4,607 $4,607
Progressive $2,972 $2,771 $2,629 $2,920 $11,052 $11,841 $3,464 $3,228
State Farm $6,342 $6,342 $5,887 $5,887 $22,332 $22,332 $7,452 $7,452
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,383 $2,255 $2,244 $2,118 $5,735 $5,436 $2,890 $2,767

Cheap Montague, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Montague, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Montague, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Montague, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,860 $36,860
Farmers $8,986 $8,986
GEICO $10,307 $10,307
Liberty Mutual $31,589 $31,589
Nationwide $11,040 $11,040
Progressive $11,052 $11,841
State Farm $22,332 $22,332
Travelers $13,395 $13,395
USAA $5,735 $5,436

Cheap Montague, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Montague, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Montague, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,595 $13,595
Farmers $3,654 $3,654
GEICO $3,571 $3,571
Liberty Mutual $13,368 $13,368
Nationwide $3,741 $3,741
Progressive $2,629 $2,920
State Farm $5,887 $5,887
Travelers $3,858 $3,858
USAA $2,244 $2,118

Cheap Montague, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Montague, Michigan compared to the annual auto insurance rates with a clean record in Montague, Michigan.

Annual Montague, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,764 $13,040 $44,056 $13,710
Farmers $4,403 $5,619 $5,539 $5,415
GEICO $1,782 $3,851 $11,702 $3,344
Liberty Mutual $12,439 $15,131 $28,365 $16,024
Nationwide $5,048 $6,735 $6,124 $5,684
Progressive $4,341 $5,689 $5,109 $5,300
State Farm $6,647 $7,988 $17,378 $10,000
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,604 $3,241 $4,234 $2,835

Cheap Montague, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Montague, Michigan is not easy. Compare the annual rates for DUI auto insurance in Montague, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Montague, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,056
Farmers $5,539
GEICO $11,702
Liberty Mutual $28,365
Nationwide $6,124
Progressive $5,109
State Farm $17,378
Travelers $10,331
USAA $4,234

Cheap Montague, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Montague, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Montague, Michigan

Insurance Company Poor Fair Good
Allstate $30,531 $16,920 $12,976
Farmers $6,851 $4,612 $4,269
GEICO $6,641 $4,888 $3,980
Liberty Mutual $28,449 $16,436 $9,083
Nationwide $7,389 $5,569 $4,737
Progressive $5,878 $4,964 $4,486
State Farm $17,023 $8,624 $5,863
Travelers $6,813 $6,608 $6,525
USAA $4,814 $2,762 $2,109

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Cheap Montague, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Montague, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Montague, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Montague, Michigan

ZIP Code Average Annual Rates
49437 $6,257

Cheap Montague, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Montague, Michigan auto insurance. Find the cheapest annual Montague, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Montague, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,143 $20,143
Farmers $5,244 $5,244
GEICO $5,056 $5,284
Liberty Mutual $17,375 $18,605
Nationwide $5,898 $5,898
Progressive $5,110 $5,110
State Farm $10,226 $10,781
Travelers $6,611 $6,686
USAA $3,192 $3,265

Cheap Montague, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Montague, Michigan? Check out the comparison of annual Montague, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montague, Michigan

Insurance Company Low Medium High
Allstate $19,702 $20,181 $20,544
Farmers $5,113 $5,233 $5,386
GEICO $4,841 $5,125 $5,543
Liberty Mutual $17,587 $17,951 $18,431
Nationwide $6,169 $5,799 $5,726
Progressive $4,956 $5,116 $5,257
State Farm $9,999 $10,565 $10,946
Travelers $6,575 $6,656 $6,715
USAA $3,135 $3,235 $3,314

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Best By Category: Cheapest Auto Insurance in Montague, Michigan

Compare the cheapest auto insurance companies in Montague, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Montague, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Montague, Michigan Auto Insurance Companies

What auto insurance companies in Montague, Michigan are the cheapest? Compare the top Montague, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Montague, Michigan

Insurance Company Average Annual Rates
Allstate $20,143
Farmers $5,244
GEICO $5,170
Liberty Mutual $17,990
Nationwide $5,898
Progressive $5,110
State Farm $10,503
Travelers $6,649
USAA $3,228

What affects auto insurance rates in Montague, Michigan?

There are a lot of reasons why auto insurance rates in Montague, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Montague, Michigan. Many local factors may affect your Montague auto insurance rates.

Montague Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Montague, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Montague Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Montague, Michigan commute length is 19.6 minutes according to City-Data.

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Compare Montague, Michigan Auto Insurance Quotes

Before you buy Montague, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Montague, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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