Best Cheap Auto Insurance in Monroe, WI (2021)

The average Monroe, WI auto insurance rates are $237 per month. The minimum auto insurance in Monroe is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Monroe, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Monroe for teen drivers is Nationwide
  • The cheapest auto insurance company in Monroe is American Family
  • The minimum auto insurance required in Monroe, Wisconsin is 25/50/10

Monroe, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroe, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Monroe to other Wisconsin cities, including Milwaukee auto insurance rates, Madison auto insurance rates, and Green Bay auto insurance rates to see how Monroe, Wisconsin auto insurance rates stack up.

Before you buy Monroe, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroe, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Monroe, Wisconsin

Monroe, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroe, Wisconsin.

Minimum Required Auto Insurance Coverage in Monroe, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Monroe, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroe, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,135 $2,243 $1,980 $2,184 $7,095 $9,084 $2,158 $2,342
American Family $937 $979 $886 $892 $2,744 $3,022 $1,107 $1,179
Farmers $1,723 $1,723 $1,523 $1,616 $8,418 $8,734 $1,965 $2,058
GEICO $1,348 $1,484 $1,393 $1,598 $4,449 $4,790 $1,248 $1,286
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,662 $1,574 $1,360 $1,425 $6,557 $7,387 $2,000 $2,184
State Farm $1,201 $1,201 $1,066 $1,066 $3,403 $4,301 $1,354 $1,547
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

Cheap Monroe, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroe, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Monroe, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,095 $9,084
American Family $2,744 $3,022
Farmers $8,418 $8,734
GEICO $4,449 $4,790
Liberty Mutual $4,848 $5,442
Nationwide $7,524 $11,526
Progressive $6,557 $7,387
State Farm $3,403 $4,301
USAA $3,539 $4,109

Cheap Monroe, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Monroe, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $2,184
American Family $886 $892
Farmers $1,523 $1,616
GEICO $1,393 $1,598
Liberty Mutual $1,218 $1,385
Nationwide $3,056 $3,223
Progressive $1,360 $1,425
State Farm $1,066 $1,066
USAA $1,248 $1,268

Cheap Monroe, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroe, Wisconsin compared to the annual auto insurance rates with a clean record in Monroe, Wisconsin.

Annual Monroe, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $4,096 $3,840 $3,704
American Family $1,405 $1,489 $1,489 $1,489
Farmers $3,024 $3,826 $3,613 $3,417
GEICO $1,527 $2,466 $2,814 $1,991
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,759 $3,358 $2,867 $3,090
State Farm $1,742 $2,043 $1,893 $1,893
USAA $1,631 $2,057 $2,787 $1,860

Cheap Monroe, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroe, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Monroe, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroe, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,840
American Family $1,489
Farmers $3,613
GEICO $2,814
Liberty Mutual $2,730
Nationwide $6,405
Progressive $2,867
State Farm $1,893
USAA $2,787

Cheap Monroe, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroe, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroe, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,792 $3,300 $2,866
American Family $1,964 $1,296 $1,145
Farmers $3,915 $3,320 $3,174
GEICO $2,888 $2,058 $1,652
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,007 $5,012 $5,012
Progressive $3,420 $2,918 $2,718
State Farm $2,822 $1,621 $1,235
USAA $3,213 $1,690 $1,347

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Cheap Monroe, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroe, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Monroe, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroe, Wisconsin

ZIP Code Average Annual Rates
53566 $2,776

Cheap Monroe, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroe, Wisconsin auto insurance. Find the cheapest annual Monroe, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroe, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,565 $3,740
American Family $1,443 $1,493
Farmers $3,470 $3,470
GEICO $2,153 $2,246
Liberty Mutual $2,421 $2,421
Nationwide $5,344 $5,344
Progressive $3,019 $3,019
State Farm $1,846 $1,939
USAA $2,057 $2,111

Cheap Monroe, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroe, Wisconsin? Check out the comparison of annual Monroe, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Wisconsin

Insurance Company Low Medium High
Allstate $3,490 $3,643 $3,824
American Family $1,451 $1,482 $1,472
Farmers $3,185 $3,441 $3,784
GEICO $2,049 $2,198 $2,351
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,190 $5,343 $5,498
Progressive $2,846 $3,042 $3,168
State Farm $1,791 $1,898 $1,989
USAA $2,012 $2,085 $2,153

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Best By Category: Cheapest Auto Insurance in Monroe, Wisconsin

Compare the cheapest auto insurance companies in Monroe, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroe, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Monroe, Wisconsin Auto Insurance Companies

What auto insurance companies in Monroe, Wisconsin are the cheapest? Compare the top Monroe, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroe, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,653
American Family $1,468
Farmers $3,470
GEICO $2,199
Liberty Mutual $2,421
Nationwide $5,344
Progressive $3,019
State Farm $1,893
USAA $2,084

What affects auto insurance rates in Monroe, Wisconsin?

There are a lot of reasons why auto insurance rates in Monroe, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monroe, Wisconsin. Many local factors may affect your Monroe auto insurance rates.

Monroe Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Monroe, Wisconsin auto theft statistics, there have been 8 auto thefts in the city.

Monroe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monroe, Wisconsin commute length is 15.2 minutes according to City-Data.

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Compare Monroe, Wisconsin Auto Insurance Quotes

Before you buy Monroe, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroe, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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