Best Cheap Auto Insurance in Monroe, SD (2021)

The average Monroe, SD auto insurance rates are $301 per month. The minimum auto insurance in Monroe is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Monroe, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Monroe is 31.6 minutes
  • The cheapest auto insurance company in Monroe is State Farm
  • The most expensive auto insurance company in Monroe for teen drivers is Liberty Mutual

Monroe, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroe, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Monroe to other South Dakota cities, including Brookings auto insurance rates, Aberdeen auto insurance rates, and Huron auto insurance rates to see how Monroe, South Dakota auto insurance rates stack up.

Before you buy Monroe, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroe, South Dakota auto insurance quotes.

Minimum Auto Insurance in Monroe, South Dakota

Monroe, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroe, South Dakota.

Minimum Required Auto Insurance Coverage in Monroe, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Monroe, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroe, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,765 $1,728 $1,455 $1,506 $6,700 $7,597 $2,211 $2,316
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

Cheap Monroe, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroe, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Monroe, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Monroe, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,909 $5,045
Progressive $6,700 $7,597
State Farm $3,556 $4,546

Cheap Monroe, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Monroe, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroe, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,592 $1,700
Progressive $1,455 $1,506
State Farm $1,209 $1,209

Cheap Monroe, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroe, South Dakota compared to the annual auto insurance rates with a clean record in Monroe, South Dakota.

Annual Monroe, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,720 $3,714 $2,932 $3,273
State Farm $1,938 $2,218 $2,078 $2,078

Cheap Monroe, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroe, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Monroe, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroe, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,581
Progressive $2,932
State Farm $2,078

Cheap Monroe, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroe, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroe, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,028 $2,388 $2,096
Progressive $3,627 $3,039 $2,814
State Farm $3,023 $1,808 $1,401

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Cheap Monroe, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroe, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Monroe, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroe, South Dakota

ZIP Code Average Annual Rates
57047 $3,775

Cheap Monroe, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroe, South Dakota auto insurance. Find the cheapest annual Monroe, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroe, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,504 $2,504
Progressive $3,160 $3,160
State Farm $2,027 $2,128

Cheap Monroe, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroe, South Dakota? Check out the comparison of annual Monroe, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,363 $2,493 $2,655
Progressive $3,081 $3,135 $3,263
State Farm $2,004 $2,079 $2,150

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Best By Category: Cheapest Auto Insurance in Monroe, South Dakota

Compare the cheapest auto insurance companies in Monroe, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroe, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Monroe, South Dakota Auto Insurance Companies

What auto insurance companies in Monroe, South Dakota are the cheapest? Compare the top Monroe, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroe, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,504
Progressive $3,160
State Farm $2,078

What affects auto insurance rates in Monroe, South Dakota?

There are a lot of reasons why auto insurance rates in Monroe, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monroe, South Dakota. Many local factors may affect your Monroe auto insurance rates.

Monroe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monroe, South Dakota commute length is 31.6 minutes according to City-Data.

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Compare Monroe, South Dakota Auto Insurance Quotes

Before you buy Monroe, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroe, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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