Best Cheap Auto Insurance in Monroe, IN (2021)

The average Monroe, IN auto insurance rates are $254 per month. The minimum auto insurance in Monroe is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Monroe, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Monroe is 20.3 minutes
  • The minimum auto insurance required in Monroe, Indiana is 25/50/25
  • Average auto insurance rates in Monroe, IN for senior drivers are $1,593 per year

Monroe, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroe, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Monroe to other Indiana cities, including Indianapolis auto insurance rates, Evansville auto insurance rates, and Carmel auto insurance rates to see how Monroe, Indiana auto insurance rates stack up.

Before you buy Monroe, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroe, Indiana auto insurance quotes.

Minimum Auto Insurance in Monroe, Indiana

Monroe, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroe, Indiana.

Minimum Required Auto Insurance Coverage in Monroe, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Monroe, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroe, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,365 $2,419 $2,080 $2,271 $7,350 $9,254 $2,399 $2,610
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,456 $1,377 $1,322 $1,329 $8,570 $9,645 $1,823 $1,861
State Farm $1,257 $1,257 $1,122 $1,122 $3,846 $4,921 $1,391 $1,552
Travelers $1,149 $1,169 $1,079 $1,078 $7,114 $11,237 $1,216 $1,405
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

Cheap Monroe, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroe, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Monroe, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,350 $9,254
American Family $5,778 $8,378
Farmers $8,010 $8,531
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,570 $9,645
State Farm $3,846 $4,921
Travelers $7,114 $11,237
USAA $2,545 $2,852

Cheap Monroe, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Monroe, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,080 $2,271
American Family $1,897 $1,897
Farmers $1,270 $1,428
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,322 $1,329
State Farm $1,122 $1,122
Travelers $1,079 $1,078
USAA $855 $863

Cheap Monroe, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroe, Indiana compared to the annual auto insurance rates with a clean record in Monroe, Indiana.

Annual Monroe, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,058 $4,502 $4,164 $3,652
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,570 $4,491 $3,063 $3,568
State Farm $2,009 $2,206 $2,009 $2,009
Travelers $2,702 $3,340 $3,783 $2,899
USAA $1,090 $1,547 $1,776 $1,350

Cheap Monroe, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroe, Indiana is not easy. Compare the annual rates for DUI auto insurance in Monroe, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroe, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,164
American Family $4,670
Farmers $3,529
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,063
State Farm $2,009
Travelers $3,783
USAA $1,776

Cheap Monroe, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroe, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroe, Indiana

Insurance Company Poor Fair Good
Allstate $4,758 $3,550 $3,223
American Family $4,594 $2,986 $2,501
Farmers $3,832 $3,123 $2,894
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,774 $3,343 $3,152
State Farm $2,999 $1,790 $1,388
Travelers $3,542 $3,002 $2,999
USAA $1,946 $1,281 $1,096

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Cheap Monroe, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroe, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Monroe, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroe, Indiana

ZIP Code Average Annual Rates
46772 $2,972

Cheap Monroe, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroe, Indiana auto insurance. Find the cheapest annual Monroe, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroe, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,844 $3,844
American Family $3,320 $3,401
Farmers $3,283 $3,283
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,423 $3,423
State Farm $2,001 $2,116
Travelers $3,181 $3,181
USAA $1,422 $1,460

Cheap Monroe, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroe, Indiana? Check out the comparison of annual Monroe, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Indiana

Insurance Company Low Medium High
Allstate $3,667 $3,830 $4,034
American Family $3,333 $3,473 $3,277
Farmers $3,162 $3,275 $3,412
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,235 $3,370 $3,664
State Farm $1,962 $2,057 $2,157
Travelers $3,118 $3,211 $3,214
USAA $1,393 $1,437 $1,492

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Best By Category: Cheapest Auto Insurance in Monroe, Indiana

Compare the cheapest auto insurance companies in Monroe, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroe, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Monroe, Indiana Auto Insurance Companies

What auto insurance companies in Monroe, Indiana are the cheapest? Compare the top Monroe, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroe, Indiana

Insurance Company Average Annual Rates
Allstate $3,844
American Family $3,361
Farmers $3,283
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,423
State Farm $2,059
Travelers $3,181
USAA $1,441

What affects auto insurance rates in Monroe, Indiana?

There are a lot of reasons why auto insurance rates in Monroe, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monroe, Indiana. Many local factors may affect your Monroe auto insurance rates.

Monroe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monroe, Indiana commute length is 20.3 minutes according to City-Data.

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Compare Monroe, Indiana Auto Insurance Quotes

Before you buy Monroe, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroe, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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