Best Cheap Auto Insurance in Monroe, CT (2021)

The average Monroe, CT auto insurance rates are $404 per month. The minimum auto insurance in Monroe is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Monroe, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Monroe for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Monroe, Connecticut is 25/50/20
  • Average auto insurance rates in Monroe, CT for senior drivers are $2,407 per year

Monroe, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monroe, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Monroe to other Connecticut cities, including Danbury auto insurance rates, New Haven auto insurance rates, and Bristol auto insurance rates to see how Monroe, Connecticut auto insurance rates stack up.

Before you buy Monroe, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monroe, Connecticut auto insurance quotes.

Minimum Auto Insurance in Monroe, Connecticut

Monroe, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monroe, Connecticut.

Minimum Required Auto Insurance Coverage in Monroe, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Monroe, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monroe, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,945 $3,906 $3,634 $3,889 $12,089 $14,287 $4,130 $4,346
GEICO $2,270 $2,276 $2,106 $2,123 $5,291 $6,255 $2,190 $2,123
Liberty Mutual $3,634 $3,955 $2,795 $3,450 $18,252 $20,581 $3,673 $4,009
Nationwide $2,475 $2,502 $2,221 $2,330 $6,942 $8,810 $2,878 $3,096
Progressive $2,793 $2,603 $2,383 $2,476 $11,738 $13,022 $3,195 $3,594
State Farm $2,011 $2,011 $1,853 $1,853 $6,189 $7,801 $2,265 $2,597
Travelers $1,855 $1,882 $1,851 $1,844 $14,359 $23,148 $2,022 $2,276
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

Cheap Monroe, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monroe, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Monroe, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,089 $14,287
GEICO $5,291 $6,255
Liberty Mutual $18,252 $20,581
Nationwide $6,942 $8,810
Progressive $11,738 $13,022
State Farm $6,189 $7,801
Travelers $14,359 $23,148
USAA $6,316 $6,631

Cheap Monroe, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Monroe, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,634 $3,889
GEICO $2,106 $2,123
Liberty Mutual $2,795 $3,450
Nationwide $2,221 $2,330
Progressive $2,383 $2,476
State Farm $1,853 $1,853
Travelers $1,851 $1,844
USAA $1,862 $1,838

Cheap Monroe, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monroe, Connecticut compared to the annual auto insurance rates with a clean record in Monroe, Connecticut.

Annual Monroe, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,593 $7,835 $5,343
GEICO $1,945 $2,552 $5,432 $2,388
Liberty Mutual $6,603 $8,273 $8,194 $7,104
Nationwide $3,177 $4,153 $4,758 $3,540
Progressive $4,453 $6,480 $4,684 $5,285
State Farm $3,089 $3,400 $3,400 $3,400
Travelers $4,953 $5,365 $7,817 $6,483
USAA $2,529 $3,178 $4,803 $2,529

Cheap Monroe, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monroe, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Monroe, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Monroe, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,835
GEICO $5,432
Liberty Mutual $8,194
Nationwide $4,758
Progressive $4,684
State Farm $3,400
Travelers $7,817
USAA $4,803

Cheap Monroe, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monroe, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monroe, Connecticut

Insurance Company Poor Fair Good
Allstate $7,992 $6,047 $4,796
GEICO $4,479 $2,701 $2,057
Liberty Mutual $10,717 $6,672 $5,241
Nationwide $5,184 $3,470 $3,067
Progressive $5,682 $5,104 $4,890
State Farm $4,633 $2,958 $2,376
Travelers $6,985 $5,823 $5,656
USAA $4,309 $2,908 $2,561

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Cheap Monroe, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monroe, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Monroe, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monroe, Connecticut

ZIP Code Average Annual Rates
6468 $4,896

Cheap Monroe, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Monroe, Connecticut auto insurance. Find the cheapest annual Monroe, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monroe, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,278 $6,278
GEICO $3,032 $3,127
Liberty Mutual $7,544 $7,544
Nationwide $3,907 $3,907
Progressive $5,225 $5,225
State Farm $3,238 $3,407
Travelers $6,155 $6,155
USAA $3,220 $3,298

Cheap Monroe, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monroe, Connecticut? Check out the comparison of annual Monroe, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Connecticut

Insurance Company Low Medium High
Allstate $5,940 $6,270 $6,625
GEICO $2,840 $3,040 $3,358
Liberty Mutual $7,247 $7,486 $7,897
Nationwide $3,968 $3,939 $3,813
Progressive $4,871 $5,179 $5,626
State Farm $3,104 $3,329 $3,535
Travelers $5,715 $6,113 $6,636
USAA $3,055 $3,263 $3,461

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Best By Category: Cheapest Auto Insurance in Monroe, Connecticut

Compare the cheapest auto insurance companies in Monroe, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monroe, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Monroe, Connecticut Auto Insurance Companies

What auto insurance companies in Monroe, Connecticut are the cheapest? Compare the top Monroe, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monroe, Connecticut

Insurance Company Average Annual Rates
Allstate $6,278
GEICO $3,079
Liberty Mutual $7,544
Nationwide $3,907
Progressive $5,225
State Farm $3,323
Travelers $6,155
USAA $3,259

Compare Monroe, Connecticut Auto Insurance Quotes

Before you buy Monroe, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monroe, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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