Best Cheap Auto Insurance in Monahans, TX (2021)

The average Monahans, TX auto insurance rates are $299 per month. The minimum auto insurance in Monahans is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Monahans, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Monahans, TX for senior drivers are $2,175 per year
  • The cheapest auto insurance company in Monahans is USAA
  • The most expensive auto insurance company in Monahans for teen drivers is Allstate

Monahans, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Monahans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Monahans, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Monahans to other Texas cities, including Arlington auto insurance rates, Austin auto insurance rates, and Fort Worth auto insurance rates to see how Monahans, Texas auto insurance rates stack up.

Before you buy Monahans, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Monahans, Texas auto insurance quotes.

Minimum Auto Insurance in Monahans, Texas

Monahans, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Monahans, Texas.

Minimum Required Auto Insurance Coverage in Monahans, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monahans, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Monahans, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monahans, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,648 $2,936 $2,476 $2,824 $7,047 $9,356 $3,802 $4,368
GEICO $2,145 $2,282 $2,010 $2,224 $4,510 $4,742 $2,321 $2,355
Nationwide $2,416 $2,465 $2,128 $2,262 $6,803 $8,778 $2,832 $3,074
Progressive $2,193 $2,097 $1,950 $1,990 $8,997 $10,021 $2,602 $2,650
State Farm $1,656 $1,656 $1,472 $1,472 $3,925 $4,997 $1,797 $1,857
USAA $1,455 $1,481 $1,376 $1,388 $3,873 $4,274 $1,944 $2,125

Cheap Monahans, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Monahans, Texas is a challenge. Take a look at the annual teen auto insurance rates in Monahans, Texas.

Annual Auto Insurance Rates for Teen Drivers in Monahans, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $7,047 $9,356
GEICO $4,510 $4,742
Nationwide $6,803 $8,778
Progressive $8,997 $10,021
State Farm $3,925 $4,997
USAA $3,873 $4,274

Cheap Monahans, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Monahans, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Monahans, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,476 $2,824
GEICO $2,010 $2,224
Nationwide $2,128 $2,262
Progressive $1,950 $1,990
State Farm $1,472 $1,472
USAA $1,376 $1,388

Cheap Monahans, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Monahans, Texas compared to the annual auto insurance rates with a clean record in Monahans, Texas.

Annual Monahans, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $4,035 $5,150 $4,507 $4,035
GEICO $2,402 $3,118 $2,678 $3,097
Nationwide $3,325 $3,325 $4,962 $3,766
Progressive $3,549 $4,564 $4,139 $3,998
State Farm $2,097 $2,398 $2,824 $2,097
USAA $1,687 $2,453 $2,884 $1,935

Cheap Monahans, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Monahans, Texas is not easy. Compare the annual rates for DUI auto insurance in Monahans, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Monahans, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,571
American Family $4,507
GEICO $2,678
Nationwide $4,962
Progressive $4,139
State Farm $2,824
USAA $2,884

Cheap Monahans, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Monahans, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Monahans, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $6,145 $3,804 $3,347
GEICO $4,341 $2,471 $1,658
Nationwide $4,619 $3,698 $3,217
Progressive $4,578 $3,950 $3,659
State Farm $3,331 $2,076 $1,656
USAA $3,325 $1,886 $1,508

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Monahans, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Monahans, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Monahans, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Monahans, Texas

ZIP Code Average Annual Rates
79756 $5,278

Cheap Monahans, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Monahans, Texas auto insurance. Find the cheapest annual Monahans, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Monahans, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,206 $5,445
American Family $4,432 $4,432
GEICO $2,766 $2,881
Nationwide $3,845 $3,845
Progressive $4,062 $4,062
State Farm $2,354 $2,354
USAA $2,211 $2,268

Cheap Monahans, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Monahans, Texas? Check out the comparison of annual Monahans, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monahans, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $4,179 $4,302 $4,815
GEICO $2,711 $2,796 $2,963
Nationwide $4,176 $3,679 $3,679
Progressive $3,894 $4,045 $4,248
State Farm $2,243 $2,349 $2,471
USAA $2,181 $2,233 $2,305

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Monahans, Texas

Compare the cheapest auto insurance companies in Monahans, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Monahans, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Monahans, Texas Auto Insurance Companies

What auto insurance companies in Monahans, Texas are the cheapest? Compare the top Monahans, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Monahans, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $4,432
GEICO $2,824
Nationwide $3,845
Progressive $4,062
State Farm $2,354
USAA $2,240

What affects auto insurance rates in Monahans, Texas?

There are a lot of reasons why auto insurance rates in Monahans, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Monahans, Texas. Many local factors may affect your Monahans auto insurance rates.

Monahans Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Monahans, Texas auto theft statistics, there have been 2 auto thefts in the city.

Monahans Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Monahans, Texas commute length is 22.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Monahans, Texas Auto Insurance Quotes

Before you buy Monahans, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Monahans, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption