Best Cheap Auto Insurance in Moline, IL (2021)

The average Moline, IL auto insurance rates are $245 per month. The minimum auto insurance in Moline is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Moline, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Moline for teen drivers is Farmers
  • The minimum auto insurance required in Moline, Illinois is 25/50/20
  • Average auto insurance rates in Moline, IL for senior drivers are $1,668 per year

Moline, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Moline can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moline, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Moline to other Illinois cities, including Springfield auto insurance rates, Aurora auto insurance rates, and Chicago auto insurance rates to see how Moline, Illinois auto insurance rates stack up.

Before you buy Moline, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moline, Illinois auto insurance quotes.

Minimum Auto Insurance in Moline, Illinois

Moline, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moline, Illinois.

Minimum Required Auto Insurance Coverage in Moline, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Moline, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Moline, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moline, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $3,041 $3,173 $3,173 $7,952 $10,275 $3,635 $3,924
American Family $2,091 $2,091 $1,920 $1,920 $5,976 $8,244 $2,091 $2,700
Farmers $2,251 $2,254 $1,991 $2,114 $10,046 $10,488 $2,570 $2,675
GEICO $1,520 $1,553 $1,472 $1,778 $4,955 $5,156 $1,917 $1,824
Liberty Mutual $1,274 $1,372 $1,059 $1,184 $4,328 $4,815 $1,328 $1,393
Nationwide $1,451 $1,473 $1,298 $1,371 $3,888 $4,972 $1,681 $1,816
Progressive $1,710 $1,607 $1,416 $1,480 $6,362 $7,127 $2,034 $2,195
State Farm $1,301 $1,301 $1,173 $1,173 $3,883 $4,914 $1,475 $1,703
Travelers $1,386 $1,460 $1,277 $1,358 $4,069 $5,124 $1,464 $1,539
USAA $1,657 $1,676 $1,532 $1,491 $5,424 $5,987 $2,175 $2,374

Cheap Moline, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Moline, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Moline, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Moline, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $10,275
American Family $5,976 $8,244
Farmers $10,046 $10,488
GEICO $4,955 $5,156
Liberty Mutual $4,328 $4,815
Nationwide $3,888 $4,972
Progressive $6,362 $7,127
State Farm $3,883 $4,914
Travelers $4,069 $5,124
USAA $5,424 $5,987

Cheap Moline, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Moline, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Moline, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,173 $3,173
American Family $1,920 $1,920
Farmers $1,991 $2,114
GEICO $1,472 $1,778
Liberty Mutual $1,059 $1,184
Nationwide $1,298 $1,371
Progressive $1,416 $1,480
State Farm $1,173 $1,173
Travelers $1,277 $1,358
USAA $1,532 $1,491

Cheap Moline, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moline, Illinois compared to the annual auto insurance rates with a clean record in Moline, Illinois.

Annual Moline, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,366 $5,843 $5,419 $4,473
American Family $2,482 $3,541 $4,680 $2,814
Farmers $3,628 $4,687 $4,572 $4,308
GEICO $1,819 $2,439 $3,573 $2,257
Liberty Mutual $1,746 $2,479 $2,173 $1,978
Nationwide $1,819 $2,338 $2,738 $2,081
Progressive $2,464 $3,667 $2,730 $3,104
State Farm $1,923 $2,308 $2,115 $2,115
Travelers $1,762 $2,309 $2,566 $2,202
USAA $1,987 $2,859 $3,914 $2,399

Cheap Moline, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Moline, Illinois is not easy. Compare the annual rates for DUI auto insurance in Moline, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Moline, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,419
American Family $4,680
Farmers $4,572
GEICO $3,573
Liberty Mutual $2,173
Nationwide $2,738
Progressive $2,730
State Farm $2,115
Travelers $2,566
USAA $3,914

Cheap Moline, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Moline, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Moline, Illinois

Insurance Company Poor Fair Good
Allstate $6,081 $4,394 $3,850
American Family $4,481 $3,062 $2,595
Farmers $4,874 $4,111 $3,910
GEICO $4,043 $1,979 $1,544
Liberty Mutual $2,948 $1,855 $1,480
Nationwide $2,666 $2,164 $1,902
Progressive $3,402 $2,895 $2,678
State Farm $3,076 $1,842 $1,428
Travelers $2,687 $2,177 $1,765
USAA $3,724 $2,549 $2,096

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Cheap Moline, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Moline, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Moline, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Moline, Illinois

ZIP Code Average Annual Rates
61265 $2,902

Cheap Moline, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Moline, Illinois auto insurance. Find the cheapest annual Moline, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Moline, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,775 $4,775
American Family $3,336 $3,422
Farmers $4,299 $4,299
GEICO $2,479 $2,565
Liberty Mutual $2,094 $2,094
Nationwide $2,244 $2,244
Progressive $2,991 $2,991
State Farm $2,061 $2,169
Travelers $2,124 $2,296
USAA $2,712 $2,868

Cheap Moline, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Moline, Illinois? Check out the comparison of annual Moline, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moline, Illinois

Insurance Company Low Medium High
Allstate $4,597 $4,770 $4,958
American Family $3,249 $3,503 $3,386
Farmers $4,062 $4,182 $4,651
GEICO $2,297 $2,519 $2,750
Liberty Mutual $1,970 $2,090 $2,223
Nationwide $2,204 $2,267 $2,260
Progressive $2,728 $2,982 $3,264
State Farm $1,993 $2,120 $2,233
Travelers $2,074 $2,208 $2,348
USAA $2,639 $2,789 $2,941

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Best By Category: Cheapest Auto Insurance in Moline, Illinois

Compare the cheapest auto insurance companies in Moline, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Moline, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Moline, Illinois Auto Insurance Companies

What auto insurance companies in Moline, Illinois are the cheapest? Compare the top Moline, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Moline, Illinois

Insurance Company Average Annual Rates
Allstate $4,775
American Family $3,379
Farmers $4,299
GEICO $2,522
Liberty Mutual $2,094
Nationwide $2,244
Progressive $2,991
State Farm $2,115
Travelers $2,210
USAA $2,790

What affects auto insurance rates in Moline, Illinois?

There are a lot of reasons why auto insurance rates in Moline, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moline, Illinois. Many local factors may affect your Moline auto insurance rates.

Moline Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Moline, Illinois commute length is 18.2 minutes according to City-Data.

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Compare Moline, Illinois Auto Insurance Quotes

Before you buy Moline, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moline, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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