Best Cheap Auto Insurance in Molina, CO (2021)

The average Molina, CO auto insurance rates are $296 per month. The minimum auto insurance in Molina is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Molina, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Molina, Colorado is 25/50/15
  • The most expensive auto insurance company in Molina for teen drivers is Allstate
  • Average auto insurance rates in Molina, CO for senior drivers are $2,080 per year

Molina, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Molina can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Molina, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Molina to other Colorado cities, including Lakewood auto insurance rates, Arvada auto insurance rates, and Westminster auto insurance rates to see how Molina, Colorado auto insurance rates stack up.

Before you buy Molina, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Molina, Colorado auto insurance quotes.

Minimum Auto Insurance in Molina, Colorado

Molina, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Molina, Colorado.

Minimum Required Auto Insurance Coverage in Molina, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Molina, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Molina, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Molina, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,926 $2,901 $2,653 $2,850 $10,868 $10,952 $3,231 $3,288
GEICO $1,636 $1,789 $1,699 $1,903 $5,113 $5,459 $1,505 $1,552
Liberty Mutual $1,699 $1,670 $1,431 $1,570 $4,882 $5,338 $1,721 $1,759
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,632 $2,460 $2,269 $2,265 $8,926 $10,007 $2,978 $2,903
State Farm $1,690 $1,690 $1,527 $1,527 $4,985 $6,283 $1,896 $2,258
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Cheap Molina, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Molina, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Molina, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Molina, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,833 $7,813
Farmers $10,868 $10,952
GEICO $5,113 $5,459
Liberty Mutual $4,882 $5,338
Nationwide $4,935 $6,278
Progressive $8,926 $10,007
State Farm $4,985 $6,283
USAA $4,983 $5,703

Cheap Molina, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Molina, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Molina, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,169 $2,169
Farmers $2,653 $2,850
GEICO $1,699 $1,903
Liberty Mutual $1,431 $1,570
Nationwide $1,754 $1,845
Progressive $2,269 $2,265
State Farm $1,527 $1,527
USAA $1,910 $1,917

Cheap Molina, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Molina, Colorado compared to the annual auto insurance rates with a clean record in Molina, Colorado.

Annual Molina, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,186 $5,374 $5,305 $4,970
GEICO $1,834 $2,822 $3,278 $2,394
Liberty Mutual $2,193 $2,570 $2,679 $2,592
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,733 $5,189 $3,941 $4,358
State Farm $2,505 $2,960 $2,732 $2,732
USAA $2,188 $2,662 $4,635 $2,464

Cheap Molina, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Molina, Colorado is not easy. Compare the annual rates for DUI auto insurance in Molina, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Molina, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $4,827
Farmers $5,305
GEICO $3,278
Liberty Mutual $2,679
Nationwide $3,877
Progressive $3,941
State Farm $2,732
USAA $4,635

Cheap Molina, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Molina, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Molina, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,580 $3,253 $2,724
Farmers $5,763 $4,673 $4,441
GEICO $3,099 $2,582 $2,065
Liberty Mutual $3,585 $2,190 $1,751
Nationwide $3,525 $2,806 $2,447
Progressive $4,900 $4,178 $3,837
State Farm $3,792 $2,438 $1,966
USAA $4,418 $2,521 $2,022

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Cheap Molina, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Molina, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Molina, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Molina, Colorado

ZIP Code Average Annual Rates
81646 $3,287

Cheap Molina, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Molina, Colorado auto insurance. Find the cheapest annual Molina, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Molina, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,444 $3,594
Farmers $4,959 $4,959
GEICO $2,529 $2,635
Liberty Mutual $2,509 $2,509
Nationwide $2,926 $2,926
Progressive $4,305 $4,305
State Farm $2,666 $2,799
USAA $2,903 $3,071

Cheap Molina, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Molina, Colorado? Check out the comparison of annual Molina, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Molina, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,354 $3,592 $3,610
Farmers $4,401 $4,895 $5,581
GEICO $2,396 $2,550 $2,800
Liberty Mutual $2,382 $2,501 $2,642
Nationwide $2,909 $2,928 $2,941
Progressive $4,023 $4,316 $4,576
State Farm $2,549 $2,733 $2,914
USAA $2,856 $2,986 $3,119

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Best By Category: Cheapest Auto Insurance in Molina, Colorado

Compare the cheapest auto insurance companies in Molina, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Molina, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Molina, Colorado Auto Insurance Companies

What auto insurance companies in Molina, Colorado are the cheapest? Compare the top Molina, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Molina, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,519
Farmers $4,959
GEICO $2,582
Liberty Mutual $2,509
Nationwide $2,926
Progressive $4,305
State Farm $2,732
USAA $2,987

Compare Molina, Colorado Auto Insurance Quotes

Before you buy Molina, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Molina, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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