Best Cheap Auto Insurance in Moffat, CO (2021)

The average Moffat, CO auto insurance rates are $301 per month. The minimum auto insurance in Moffat is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Moffat, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Moffat, Colorado is 25/50/15
  • The most expensive auto insurance company in Moffat for teen drivers is Allstate
  • Average auto insurance rates in Moffat, CO for senior drivers are $2,127 per year

Moffat, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Moffat can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moffat, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Moffat to other Colorado cities, including Westminster auto insurance rates, Aurora auto insurance rates, and Pueblo auto insurance rates to see how Moffat, Colorado auto insurance rates stack up.

Before you buy Moffat, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moffat, Colorado auto insurance quotes.

Minimum Auto Insurance in Moffat, Colorado

Moffat, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moffat, Colorado.

Minimum Required Auto Insurance Coverage in Moffat, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Moffat, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Moffat, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moffat, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,928 $2,904 $2,653 $2,844 $10,896 $11,002 $3,244 $3,313
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,759 $1,740 $1,479 $1,620 $5,001 $5,465 $1,785 $1,832
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,584 $2,423 $2,248 $2,244 $8,610 $9,618 $2,910 $2,831
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Moffat, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Moffat, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Moffat, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Moffat, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,805 $7,777
Farmers $10,896 $11,002
GEICO $5,010 $5,334
Liberty Mutual $5,001 $5,465
Nationwide $5,513 $7,064
Progressive $8,610 $9,618
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheap Moffat, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Moffat, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Moffat, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,162 $2,162
Farmers $2,653 $2,844
GEICO $1,674 $1,875
Liberty Mutual $1,479 $1,620
Nationwide $1,977 $2,093
Progressive $2,248 $2,244
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheap Moffat, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moffat, Colorado compared to the annual auto insurance rates with a clean record in Moffat, Colorado.

Annual Moffat, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,591 $3,685 $4,805 $2,938
Farmers $4,196 $5,387 $5,318 $4,991
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,258 $2,644 $2,764 $2,675
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,623 $5,057 $3,824 $4,230
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheap Moffat, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Moffat, Colorado is not easy. Compare the annual rates for DUI auto insurance in Moffat, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Moffat, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,552
American Family $4,805
Farmers $5,318
GEICO $3,204
Liberty Mutual $2,764
Nationwide $4,398
Progressive $3,824
State Farm $2,717
USAA $4,987

Cheap Moffat, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Moffat, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Moffat, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,558 $3,240 $2,716
Farmers $5,774 $4,689 $4,456
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,705 $2,252 $1,798
Nationwide $3,990 $3,154 $2,751
Progressive $4,773 $4,060 $3,717
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

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Cheap Moffat, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Moffat, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Moffat, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Moffat, Colorado

ZIP Code Average Annual Rates
81143 $3,332

Cheap Moffat, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Moffat, Colorado auto insurance. Find the cheapest annual Moffat, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Moffat, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,430 $3,579
Farmers $4,973 $4,973
GEICO $2,481 $2,586
Liberty Mutual $2,585 $2,585
Nationwide $3,298 $3,298
Progressive $4,183 $4,183
State Farm $2,651 $2,783
USAA $3,115 $3,296

Cheap Moffat, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Moffat, Colorado? Check out the comparison of annual Moffat, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moffat, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,338 $3,578 $3,598
Farmers $4,435 $4,911 $5,573
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,465 $2,577 $2,713
Nationwide $3,323 $3,295 $3,276
Progressive $3,844 $4,196 $4,510
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Moffat, Colorado

Compare the cheapest auto insurance companies in Moffat, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Moffat, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Moffat, Colorado Auto Insurance Companies

What auto insurance companies in Moffat, Colorado are the cheapest? Compare the top Moffat, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Moffat, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,505
Farmers $4,973
GEICO $2,533
Liberty Mutual $2,585
Nationwide $3,298
Progressive $4,183
State Farm $2,717
USAA $3,206

Compare Moffat, Colorado Auto Insurance Quotes

Before you buy Moffat, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moffat, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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