Best Cheap Auto Insurance in Mitchell, SD (2021)

The average Mitchell, SD auto insurance rates are $309 per month. The minimum auto insurance in Mitchell is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Mitchell, South Dakota, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Mitchell, South Dakota is 25/50/25
  • The cheapest auto insurance company in Mitchell is State Farm
  • Average auto insurance rates in Mitchell, SD for senior drivers are $2,016 per year

Mitchell, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Mitchell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mitchell, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Mitchell to other South Dakota cities, including Rapid City auto insurance rates, Mitchell auto insurance rates, and Sioux Falls auto insurance rates to see how Mitchell, South Dakota auto insurance rates stack up.

Before you buy Mitchell, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mitchell, South Dakota auto insurance quotes.

Minimum Auto Insurance in Mitchell, South Dakota

Mitchell, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mitchell, South Dakota.

Minimum Required Auto Insurance Coverage in Mitchell, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mitchell, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mitchell, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mitchell, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,418 $2,474 $2,128 $2,277 $9,845 $11,748 $2,743 $3,008
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,774 $1,778 $1,560 $1,625 $8,035 $8,351 $1,985 $2,116
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,950 $4,288 $3,115 $3,786 $15,858 $17,796 $4,136 $4,594
Nationwide $1,761 $1,808 $1,576 $1,682 $3,843 $4,964 $1,978 $2,150
Progressive $1,939 $1,912 $1,598 $1,646 $6,996 $7,958 $2,427 $2,532
State Farm $1,497 $1,497 $1,308 $1,308 $3,947 $5,030 $1,681 $1,901

Cheap Mitchell, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mitchell, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Mitchell, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Mitchell, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,845 $11,748
American Family $5,616 $8,249
Farmers $8,035 $8,351
GEICO $4,398 $5,174
Liberty Mutual $15,858 $17,796
Nationwide $3,843 $4,964
Progressive $6,996 $7,958
State Farm $3,947 $5,030

Cheap Mitchell, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Mitchell, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mitchell, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,128 $2,277
American Family $2,364 $2,364
Farmers $1,560 $1,625
GEICO $2,041 $1,881
Liberty Mutual $3,115 $3,786
Nationwide $1,576 $1,682
Progressive $1,598 $1,646
State Farm $1,308 $1,308

Cheap Mitchell, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mitchell, South Dakota compared to the annual auto insurance rates with a clean record in Mitchell, South Dakota.

Annual Mitchell, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,799 $4,407 $5,865 $4,250
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,899 $3,667 $3,578 $3,467
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,052 $7,540 $7,811 $7,359
Nationwide $1,792 $2,477 $3,535 $2,076
Progressive $2,913 $3,941 $3,142 $3,507
State Farm $2,109 $2,432 $2,271 $2,271

Cheap Mitchell, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mitchell, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Mitchell, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Mitchell, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,865
American Family $5,125
Farmers $3,578
GEICO $4,443
Liberty Mutual $7,811
Nationwide $3,535
Progressive $3,142
State Farm $2,271

Cheap Mitchell, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mitchell, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mitchell, South Dakota

Insurance Company Poor Fair Good
Allstate $5,584 $4,365 $3,792
American Family $4,802 $3,463 $2,924
Farmers $3,844 $3,249 $3,115
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,390 $6,269 $4,912
Nationwide $2,985 $2,355 $2,070
Progressive $3,897 $3,240 $2,991
State Farm $3,305 $1,976 $1,531

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mitchell, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mitchell, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Mitchell, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mitchell, South Dakota

ZIP Code Average Annual Rates
57301 $3,880

Cheap Mitchell, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Mitchell, South Dakota auto insurance. Find the cheapest annual Mitchell, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mitchell, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,468 $4,692
American Family $3,684 $3,775
Farmers $3,403 $3,403
GEICO $2,631 $2,696
Liberty Mutual $7,190 $7,190
Nationwide $2,470 $2,470
Progressive $3,376 $3,376
State Farm $2,215 $2,327

Cheap Mitchell, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mitchell, South Dakota? Check out the comparison of annual Mitchell, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mitchell, South Dakota

Insurance Company Low Medium High
Allstate $4,463 $4,573 $4,704
American Family $3,733 $3,834 $3,621
Farmers $3,254 $3,365 $3,590
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,054 $7,180 $7,337
Nationwide $2,322 $2,459 $2,630
Progressive $3,289 $3,347 $3,491
State Farm $2,184 $2,273 $2,356

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Mitchell, South Dakota

Compare the cheapest auto insurance companies in Mitchell, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mitchell, South Dakota

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Mitchell, South Dakota Auto Insurance Companies

What auto insurance companies in Mitchell, South Dakota are the cheapest? Compare the top Mitchell, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mitchell, South Dakota

Insurance Company Average Annual Rates
Allstate $4,580
American Family $3,730
Farmers $3,403
GEICO $2,664
Liberty Mutual $7,190
Nationwide $2,470
Progressive $3,376
State Farm $2,271

What affects auto insurance rates in Mitchell, South Dakota?

There are a lot of reasons why auto insurance rates in Mitchell, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mitchell, South Dakota. Many local factors may affect your Mitchell auto insurance rates.

Mitchell Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mitchell, South Dakota auto theft statistics, there have been 58 auto thefts in the city.

Mitchell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mitchell, South Dakota commute length is 10.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Mitchell, South Dakota Auto Insurance Quotes

Before you buy Mitchell, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mitchell, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption