Best Cheap Auto Insurance in Mitchell, IN (2021)

The average Mitchell, IN auto insurance rates are $277 per month. The minimum auto insurance in Mitchell is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Mitchell, Indiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Mitchell, Indiana is 25/50/25
  • The most expensive auto insurance company in Mitchell for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Mitchell is USAA

Mitchell, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Mitchell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mitchell, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Mitchell to other Indiana cities, including Indianapolis auto insurance rates, Gary auto insurance rates, and Carmel auto insurance rates to see how Mitchell, Indiana auto insurance rates stack up.

Before you buy Mitchell, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mitchell, Indiana auto insurance quotes.

Minimum Auto Insurance in Mitchell, Indiana

Mitchell, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mitchell, Indiana.

Minimum Required Auto Insurance Coverage in Mitchell, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mitchell, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mitchell, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mitchell, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,535 $2,603 $2,216 $2,425 $7,655 $9,626 $2,594 $2,821
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,479 $1,460 $1,268 $1,422 $7,827 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,792 $1,705 $1,614 $1,629 $10,318 $11,629 $2,250 $2,308
State Farm $1,551 $1,551 $1,372 $1,372 $4,570 $5,871 $1,711 $1,903
Travelers $1,106 $1,125 $1,038 $1,037 $6,739 $10,585 $1,171 $1,357
USAA $1,008 $995 $932 $944 $2,764 $3,106 $1,364 $1,467

Cheap Mitchell, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mitchell, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Mitchell, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Mitchell, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,655 $9,626
American Family $6,007 $8,693
Farmers $7,827 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,318 $11,629
State Farm $4,570 $5,871
Travelers $6,739 $10,585
USAA $2,764 $3,106

Cheap Mitchell, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Mitchell, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mitchell, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,216 $2,425
American Family $1,958 $1,958
Farmers $1,268 $1,422
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,614 $1,629
State Farm $1,372 $1,372
Travelers $1,038 $1,037
USAA $932 $944

Cheap Mitchell, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mitchell, Indiana compared to the annual auto insurance rates with a clean record in Mitchell, Indiana.

Annual Mitchell, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,753 $4,383 $3,856
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,890 $3,367 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,117 $5,440 $3,722 $4,343
State Farm $2,432 $2,656 $2,432 $2,432
Travelers $2,567 $3,171 $3,590 $2,751
USAA $1,191 $1,688 $1,938 $1,474

Cheap Mitchell, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mitchell, Indiana is not easy. Compare the annual rates for DUI auto insurance in Mitchell, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Mitchell, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,383
American Family $4,835
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,722
State Farm $2,432
Travelers $3,590
USAA $1,938

Cheap Mitchell, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mitchell, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mitchell, Indiana

Insurance Company Poor Fair Good
Allstate $5,043 $3,740 $3,395
American Family $4,759 $3,089 $2,586
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,597 $4,054 $3,816
State Farm $3,626 $2,162 $1,676
Travelers $3,362 $2,850 $2,847
USAA $2,127 $1,397 $1,194

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Mitchell, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mitchell, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Mitchell, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mitchell, Indiana

ZIP Code Average Annual Rates
47446 $3,224

Cheap Mitchell, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Mitchell, Indiana auto insurance. Find the cheapest annual Mitchell, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mitchell, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,059 $4,059
American Family $3,436 $3,520
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,156 $4,156
State Farm $2,417 $2,559
Travelers $3,020 $3,020
USAA $1,552 $1,594

Cheap Mitchell, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mitchell, Indiana? Check out the comparison of annual Mitchell, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mitchell, Indiana

Insurance Company Low Medium High
Allstate $3,877 $4,045 $4,256
American Family $3,439 $3,593 $3,402
Farmers $3,113 $3,221 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $3,935 $4,094 $4,438
State Farm $2,380 $2,487 $2,596
Travelers $2,978 $3,047 $3,034
USAA $1,523 $1,569 $1,625

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Mitchell, Indiana

Compare the cheapest auto insurance companies in Mitchell, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mitchell, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mitchell, Indiana Auto Insurance Companies

What auto insurance companies in Mitchell, Indiana are the cheapest? Compare the top Mitchell, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mitchell, Indiana

Insurance Company Average Annual Rates
Allstate $4,059
American Family $3,478
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,156
State Farm $2,488
Travelers $3,020
USAA $1,573

What affects auto insurance rates in Mitchell, Indiana?

There are a lot of reasons why auto insurance rates in Mitchell, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mitchell, Indiana. Many local factors may affect your Mitchell auto insurance rates.

Mitchell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mitchell, Indiana commute length is 24.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Mitchell, Indiana Auto Insurance Quotes

Before you buy Mitchell, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mitchell, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption