Best Cheap Auto Insurance in Miracle, KY (2021)

The average Miracle, KY auto insurance rates are $489 per month. The minimum auto insurance in Miracle is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Miracle, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Miracle, Kentucky is 25/50/25
  • The most expensive auto insurance company in Miracle for teen drivers is Allstate
  • Average auto insurance rates in Miracle, KY for senior drivers are $3,209 per year

Miracle, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Miracle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Miracle, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Miracle to other Kentucky cities, including Elizabeth auto insurance rates, Nicholasville auto insurance rates, and Richmond auto insurance rates to see how Miracle, Kentucky auto insurance rates stack up.

Before you buy Miracle, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Miracle, Kentucky auto insurance quotes.

Minimum Auto Insurance in Miracle, Kentucky

Miracle, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Miracle, Kentucky.

Minimum Required Auto Insurance Coverage in Miracle, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Miracle, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Miracle, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miracle, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,709 $6,689 $6,983
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,117 $3,395 $2,667 $3,003 $11,984 $13,294 $3,234 $3,337
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,762 $2,611 $2,498 $2,498 $13,974 $15,857 $3,431 $3,483
State Farm $2,200 $2,200 $1,967 $1,967 $6,098 $7,722 $2,439 $2,695
Travelers $3,217 $3,279 $3,147 $3,162 $16,066 $26,149 $3,354 $3,894
USAA $1,980 $1,981 $1,788 $1,815 $5,320 $5,600 $2,499 $2,733

Cheap Miracle, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Miracle, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Miracle, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Miracle, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,709
GEICO $7,942 $9,404
Liberty Mutual $11,984 $13,294
Nationwide $9,302 $11,583
Progressive $13,974 $15,857
State Farm $6,098 $7,722
Travelers $16,066 $26,149
USAA $5,320 $5,600

Cheap Miracle, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Miracle, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Miracle, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,003 $3,626
Liberty Mutual $2,667 $3,003
Nationwide $3,677 $3,839
Progressive $2,498 $2,498
State Farm $1,967 $1,967
Travelers $3,147 $3,162
USAA $1,788 $1,815

Cheap Miracle, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Miracle, Kentucky compared to the annual auto insurance rates with a clean record in Miracle, Kentucky.

Annual Miracle, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,113
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,601 $7,054 $5,478 $4,881
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,858 $7,254 $5,538 $5,906
State Farm $3,143 $3,680 $3,411 $3,411
Travelers $6,781 $6,978 $10,108 $7,266
USAA $2,232 $3,158 $3,778 $2,690

Cheap Miracle, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Miracle, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Miracle, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Miracle, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,528
GEICO $7,717
Liberty Mutual $5,478
Nationwide $7,562
Progressive $5,538
State Farm $3,411
Travelers $10,108
USAA $3,778

Cheap Miracle, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Miracle, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Miracle, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,883 $4,820 $3,808
Nationwide $7,021 $5,495 $4,763
Progressive $6,563 $5,744 $5,360
State Farm $4,881 $2,993 $2,360
Travelers $8,688 $7,343 $7,319
USAA $4,407 $2,472 $2,014

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Cheap Miracle, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Miracle, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Miracle, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Miracle, Kentucky

ZIP Code Average Annual Rates
40856 $5,327

Cheap Miracle, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Miracle, Kentucky auto insurance. Find the cheapest annual Miracle, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Miracle, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,818 $10,818
GEICO $4,724 $4,814
Liberty Mutual $5,504 $5,504
Nationwide $5,760 $5,760
Progressive $5,889 $5,889
State Farm $3,329 $3,493
Travelers $7,783 $7,783
USAA $2,855 $3,074

Cheap Miracle, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Miracle, Kentucky? Check out the comparison of annual Miracle, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miracle, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,728 $12,364
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,139 $5,456 $5,915
Nationwide $5,806 $5,676 $5,797
Progressive $5,333 $5,776 $6,559
State Farm $3,171 $3,398 $3,665
Travelers $7,342 $7,808 $8,199
USAA $2,828 $2,958 $3,108

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Best By Category: Cheapest Auto Insurance in Miracle, Kentucky

Compare the cheapest auto insurance companies in Miracle, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Miracle, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Miracle, Kentucky Auto Insurance Companies

What auto insurance companies in Miracle, Kentucky are the cheapest? Compare the top Miracle, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Miracle, Kentucky

Insurance Company Average Annual Rates
Allstate $10,818
GEICO $4,769
Liberty Mutual $5,504
Nationwide $5,760
Progressive $5,889
State Farm $3,411
Travelers $7,783
USAA $2,964

Compare Miracle, Kentucky Auto Insurance Quotes

Before you buy Miracle, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Miracle, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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