Best Cheap Auto Insurance in Mio, MI (2021)

The average Mio, MI auto insurance rates are $747 per month. The minimum auto insurance in Mio is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Mio, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Mio is USAA
  • The most expensive auto insurance company in Mio for teen drivers is Allstate
  • The minimum auto insurance required in Mio, Michigan is 20/40/10

Mio, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Mio can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mio, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Mio to other Michigan cities, including Warren auto insurance rates, Sterling Heights auto insurance rates, and Dearborn auto insurance rates to see how Mio, Michigan auto insurance rates stack up.

Before you buy Mio, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mio, Michigan auto insurance quotes.

Minimum Auto Insurance in Mio, Michigan

Mio, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mio, Michigan.

Minimum Required Auto Insurance Coverage in Mio, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mio, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mio, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mio, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,147 $4,147 $3,868 $3,868 $9,063 $9,063 $4,648 $4,648
GEICO $3,804 $3,804 $3,838 $3,838 $10,478 $10,478 $3,638 $3,638
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,062 $2,851 $2,698 $3,017 $10,903 $11,579 $3,564 $3,292
State Farm $6,679 $6,679 $6,184 $6,184 $23,009 $23,009 $7,819 $7,819
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

Cheap Mio, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mio, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Mio, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Mio, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $9,063 $9,063
GEICO $10,478 $10,478
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,903 $11,579
State Farm $23,009 $23,009
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheap Mio, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Mio, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mio, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,868 $3,868
GEICO $3,838 $3,838
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,698 $3,017
State Farm $6,184 $6,184
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheap Mio, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mio, Michigan compared to the annual auto insurance rates with a clean record in Mio, Michigan.

Annual Mio, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,577 $5,810 $5,739 $5,601
GEICO $1,965 $4,056 $12,165 $3,572
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,337 $5,695 $5,131 $5,319
State Farm $7,042 $8,391 $17,841 $10,416
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheap Mio, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mio, Michigan is not easy. Compare the annual rates for DUI auto insurance in Mio, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Mio, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,000
Farmers $5,739
GEICO $12,165
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,131
State Farm $17,841
Travelers $12,908
USAA $4,575

Cheap Mio, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mio, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mio, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,183 $4,738 $4,375
GEICO $6,991 $5,142 $4,186
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,927 $4,968 $4,467
State Farm $17,708 $8,966 $6,093
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

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Cheap Mio, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mio, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Mio, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mio, Michigan

ZIP Code Average Annual Rates
48647 $6,370

Cheap Mio, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Mio, Michigan auto insurance. Find the cheapest annual Mio, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mio, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,432 $5,432
GEICO $5,313 $5,567
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,121 $5,121
State Farm $10,621 $11,224
Travelers $8,279 $8,375
USAA $3,443 $3,523

Cheap Mio, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mio, Michigan? Check out the comparison of annual Mio, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mio, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,294 $5,420 $5,581
GEICO $5,084 $5,392 $5,843
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,963 $5,127 $5,273
State Farm $10,352 $10,993 $11,423
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

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Best By Category: Cheapest Auto Insurance in Mio, Michigan

Compare the cheapest auto insurance companies in Mio, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mio, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mio, Michigan Auto Insurance Companies

What auto insurance companies in Mio, Michigan are the cheapest? Compare the top Mio, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mio, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,432
GEICO $5,440
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,121
State Farm $10,923
Travelers $8,327
USAA $3,483

What affects auto insurance rates in Mio, Michigan?

There are a lot of reasons why auto insurance rates in Mio, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mio, Michigan. Many local factors may affect your Mio auto insurance rates.

Mio Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mio, Michigan commute length is 20.7 minutes according to City-Data.

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Compare Mio, Michigan Auto Insurance Quotes

Before you buy Mio, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mio, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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