Best Cheap Auto Insurance in Minturn, CO (2021)

The average Minturn, CO auto insurance rates are $308 per month. The minimum auto insurance in Minturn is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Minturn, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Minturn for teen drivers is Allstate
  • The cheapest auto insurance company in Minturn is Liberty Mutual
  • The minimum auto insurance required in Minturn, Colorado is 25/50/15

Minturn, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Minturn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Minturn, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Minturn to other Colorado cities, including Pueblo auto insurance rates, Centennial auto insurance rates, and Thornton auto insurance rates to see how Minturn, Colorado auto insurance rates stack up.

Before you buy Minturn, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Minturn, Colorado auto insurance quotes.

Minimum Auto Insurance in Minturn, Colorado

Minturn, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Minturn, Colorado.

Minimum Required Auto Insurance Coverage in Minturn, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Minturn, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Minturn, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minturn, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,809 $2,790 $2,542 $2,727 $10,566 $10,694 $3,103 $3,162
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,376 $2,212 $2,064 $2,053 $8,395 $9,416 $2,689 $2,618
State Farm $2,003 $2,003 $1,793 $1,793 $5,770 $7,286 $2,242 $2,675
USAA $2,343 $2,348 $2,222 $2,234 $5,862 $6,726 $3,020 $3,297

Cheap Minturn, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Minturn, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Minturn, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Minturn, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $6,284 $8,441
Farmers $10,566 $10,694
GEICO $5,105 $5,462
Liberty Mutual $4,952 $5,383
Nationwide $5,843 $7,486
Progressive $8,395 $9,416
State Farm $5,770 $7,286
USAA $5,862 $6,726

Cheap Minturn, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Minturn, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Minturn, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,333 $2,333
Farmers $2,542 $2,727
GEICO $1,682 $1,894
Liberty Mutual $1,476 $1,619
Nationwide $2,066 $2,188
Progressive $2,064 $2,053
State Farm $1,793 $1,793
USAA $2,222 $2,234

Cheap Minturn, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Minturn, Colorado compared to the annual auto insurance rates with a clean record in Minturn, Colorado.

Annual Minturn, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,056 $5,204 $5,132 $4,806
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,447 $4,817 $3,637 $4,010
State Farm $2,940 $3,451 $3,195 $3,195
USAA $2,554 $3,113 $5,478 $2,882

Cheap Minturn, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Minturn, Colorado is not easy. Compare the annual rates for DUI auto insurance in Minturn, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Minturn, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $5,208
Farmers $5,132
GEICO $3,291
Liberty Mutual $2,712
Nationwide $4,637
Progressive $3,637
State Farm $3,195
USAA $5,478

Cheap Minturn, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Minturn, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Minturn, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,927 $3,507 $2,935
Farmers $5,564 $4,529 $4,305
GEICO $3,080 $2,566 $2,052
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,201 $3,324 $2,896
Progressive $4,504 $3,864 $3,566
State Farm $4,441 $2,850 $2,295
USAA $5,205 $2,953 $2,362

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Cheap Minturn, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Minturn, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Minturn, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Minturn, Colorado

ZIP Code Average Annual Rates
81645 $3,411

Cheap Minturn, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Minturn, Colorado auto insurance. Find the cheapest annual Minturn, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Minturn, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,709 $3,871
Farmers $4,799 $4,799
GEICO $2,516 $2,616
Liberty Mutual $2,544 $2,544
Nationwide $3,474 $3,474
Progressive $3,978 $3,978
State Farm $3,119 $3,271
USAA $3,407 $3,607

Cheap Minturn, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Minturn, Colorado? Check out the comparison of annual Minturn, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minturn, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,623 $3,868 $3,879
Farmers $4,253 $4,736 $5,410
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $3,517 $3,472 $3,432
Progressive $3,728 $3,989 $4,217
State Farm $3,014 $3,196 $3,375
USAA $3,366 $3,506 $3,648

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Best By Category: Cheapest Auto Insurance in Minturn, Colorado

Compare the cheapest auto insurance companies in Minturn, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Minturn, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Minturn, Colorado Auto Insurance Companies

What auto insurance companies in Minturn, Colorado are the cheapest? Compare the top Minturn, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Minturn, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,790
Farmers $4,799
GEICO $2,566
Liberty Mutual $2,544
Nationwide $3,474
Progressive $3,978
State Farm $3,195
USAA $3,507

What affects auto insurance rates in Minturn, Colorado?

There are a lot of reasons why auto insurance rates in Minturn, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Minturn, Colorado. Many local factors may affect your Minturn auto insurance rates.

Minturn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Minturn, Colorado commute length is 21.4 minutes according to City-Data.

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Compare Minturn, Colorado Auto Insurance Quotes

Before you buy Minturn, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Minturn, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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